What is Onity Group Inc.'s earnings per share (EPS)?

Onity Group Inc. (ONIT) reported diluted earnings per share of $21.46 for fiscal year 2025. This represents a 419.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Onity Group Inc. (ONIT) Financials

ONIT

Trailing 12 months to June 30, 2026

Revenue $1.1B +16.3% YoY

Net Income $141.6M +283.7% YoY

EPS (Diluted) $15.78 +300.5% YoY

Free Cash Flow -$2.1B -123.0% YoY

Market Cap $213.8M as of Oct 17, 2026

Price / Sales 0.2x on $1.1B revenue, trailing 12 months to June 30, 2026

Price / Earnings 1.5x on $141.6M net income, trailing 12 months to June 30, 2026

Price / Book 0.4x on $609.9M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 17, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ONIT SEC filings page.

Onity Group Inc. (ONIT) reported $1.1B in revenue over the twelve months to Jun 30, 2026, up 16.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ONIT FY2025 2026-10-03

Onity’s reported profit improved, but its asset-heavy model remains highly liability-financed while cash flow moved sharply against earnings.

FY2025 paired net income of $189.5M with operating cash flow of -$748M, so accounting profit did not become cash. That reverses FY2022, when operating cash flow of $173.2M exceeded net income of $25.7M, showing the latest profit-to-cash relationship reflects a change in business mechanics, not merely larger earnings.

The balance sheet is structurally thin: liabilities equaled 24.7x equity in FY2025, even after equity rose to $627.9M from $442.9M in FY2024. Assets of $16.2B against revenue of $1.1B make balance-sheet financing, rather than sales volume, the central analytical lens.

Free cash flow of -$750.9M was almost identical to operating cash flow of -$748M, so capital expenditures were not the main cash drain. The latest net income also included a $126.8M tax benefit, further separating reported earnings from the cash being produced.

Financial Health Signals

Financial health score not available

Onity Group Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/6

Onity Group Inc. passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality No Cash Backing

$3.95used

For every $1 of reported earnings, Onity Group Inc. used $3.95 of operating cash (-$748.0M OCF vs $189.5M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.

Key Financial Metrics

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Earnings & Revenue

Revenue

$282.9M

YoY+14.7%

QoQ-3.9%

5Y CAGR+1.3%

10Y CAGR-2.7%

Onity Group Inc. generated $282.9M in revenue in Q2 2026. This represents an increase of 14.7% from the same quarter a year earlier. Against the prior quarter it is down 3.9%.

Net Income

-$11.9M

YoY-155.3%

QoQ-256.6%

Onity Group Inc. reported -$11.9M in net income in Q2 2026. This represents a decrease of 155.3% from the same quarter a year earlier. Against the prior quarter it is down 256.6%.

EPS (Diluted)

-$1.53

YoY-163.8%

QoQ-306.8%

Onity Group Inc. earned -$1.53 per diluted share (EPS) in Q2 2026. This represents a decrease of 163.8% from the same quarter a year earlier. Against the prior quarter it is down 306.8%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

-$516.9M

YoY+13.7%

QoQ+67.5%

Onity Group Inc. recorded an outflow of $516.9M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents an increase of 13.7% from the same quarter a year earlier. Against the prior quarter it is up 67.5%.

Cash & Debt

$196.6M

YoY+1.2%

QoQ+7.7%

5Y CAGR-4.2%

10Y CAGR-1.1%

Onity Group Inc. held $196.6M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

YoY+3.7%

QoQ-0.9%

5Y CAGR-1.9%

10Y CAGR-23.6%

Onity Group Inc. had 8M shares outstanding in Q2 2026. This represents an increase of 3.7% from the same quarter a year earlier. Against the prior quarter it is down 0.9%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

-4.2%

YoY-12.9pp

QoQ-6.8pp

5Y change-0.3pp

10Y change+19.2pp

Onity Group Inc.'s net profit margin was -4.2% in Q2 2026, showing the share of revenue converted to profit. This is down 12.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 6.8 percentage points.

Return on Equity

-1.9%

YoY-6.4pp

QoQ-3.2pp

5Y change+0.4pp

10Y change+11.5pp

Onity Group Inc.'s ROE was -1.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 6.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$5.9M

QoQ-3.3%

Onity Group Inc. spent $5.9M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 3.3%.

Capital Expenditures

$800K

QoQ+700.0%

5Y CAGR+2.9%

10Y CAGR-10.7%

Onity Group Inc. invested $800K in capex in Q2 2026, funding long-term assets and infrastructure. Against the prior quarter it is up 700.0%.

R&D Spending

Not reported for Q2 2026.

ONIT Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ONIT quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.1B	$1.1B+9.3%	$976.0M-8.5%	$1.1B+11.8%	$953.9M-9.2%	$1.1B+9.3%	$960.9M-14.5%	$1.1B+5.7%	$1.1B-11.0%	$1.2B-13.9%	$1.4B-20.3%	$1.7B-17.5%	$2.1B+3.6%	$2.0B+141.2%	$845.2M+70.4%	$495.9M
SG&A Expenses	$273.8M	$252.6M+8.6%	$232.5M+1.4%	$229.2M-20.8%	$289.4M-2.9%	$297.9M+12.3%	$265.3M-15.4%	$313.5M+5.2%	$298.0M-17.0%	$359.0M-5.9%	$381.3M-8.1%	$415.1M-0.1%	$415.5M-6.2%	$442.8M+261.9%	$122.3M+22.5%	$99.8M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$76.1M-89.7%	$737.0M+53.1%	$481.3M+87.8%	$256.3M
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$98.0M-87.1%	$761.2M+56.3%	$487.0M+87.0%	$260.5M
Interest Expense	$351.8M	$308.6M+6.8%	$288.9M+5.6%	$273.6M+47.1%	$186.0M+29.2%	$144.0M+31.6%	$109.4M-4.1%	$114.1M+10.4%	$103.4M-18.6%	$126.9M-69.2%	$412.6M-14.5%	$482.4M-11.0%	$541.8M+37.0%	$395.6M+77.0%	$223.5M+68.3%	$132.8M
Income Tax	-$118.0M	-$126.8M-2492.5%	$5.3M-5.4%	$5.6M+800.0%	-$800K+96.4%	-$22.4M+65.8%	-$65.5M-519.0%	$15.6M+2855.4%	$529K+103.4%	-$15.5M-122.1%	-$7.0M-106.0%	$116.9M+342.7%	$26.4M-37.2%	$42.1M-45.1%	$76.6M+71.4%	$44.7M
Net Income	$141.6M	$189.5M+459.0%	$33.9M+153.2%	-$63.7M-347.9%	$25.7M+42.0%	$18.1M+145.0%	-$40.2M+71.7%	-$142.1M-100.8%	-$70.8M+44.7%	-$128.0M+35.9%	-$199.8M+19.1%	-$247.0M+47.4%	-$469.8M-251.3%	$310.4M+71.6%	$180.9M+131.0%	$78.3M
EPS (Basic)	N/A	$23.07+439.0%	$4.28+151.3%	-$8.34-380.8%	$2.97+48.5%	$2.00+143.6%	-$4.59+71.1%	-$15.86	N/A	-$1.01+37.3%	-$1.61+18.3%	-$1.97+45.3%	-$3.60-263.6%	$2.20+63.0%	$1.35+80.0%	$0.75
EPS (Diluted)	$15.78	$21.46+419.6%	$4.13+149.5%	-$8.34-392.6%	$2.85+47.7%	$1.93+142.0%	-$4.59	-$15.86	N/A	-$1.01+37.3%	-$1.61+18.3%	-$1.97+45.3%	-$3.60-269.0%	$2.13+62.6%	$1.31+84.5%	$0.71
Diluted Shares (Avg)	N/A	9M+6.8%	8M+5.9%	8M-15.1%	9M-4.1%	9M+7.2%	9M	9M+0.6%	9M-93.0%	127M+2.5%	124M-1.1%	125M-4.6%	131M-6.0%	140M+0.9%	139M+23.8%	112M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$282.9M+14.7%	$294.3M+17.8%	$290.0M+29.0%	$280.3M+5.5%	$246.6M+0.1%	$249.8M+4.5%	$224.8M-19.0%	$265.7M+4.0%
SG&A Expenses	$69.8M+14.6%	$69.7M+21.4%	$71.0M+10.2%	$63.3M+6.4%	$60.9M+10.7%	$57.4M+7.1%	$64.4M+11.4%	$59.5M+6.8%
Interest Expense	$103.1M+36.4%	$82.7M+23.4%	$83.1M+12.0%	$82.9M+11.7%	$75.6M+3.4%	$67.0M-0.6%	$74.2M+8.0%	$74.2M-0.1%
Income Tax	-$3.2M-346.2%	$300K+102.3%	-$119.5M-1996.5%	$4.4M-30.2%	$1.3M-56.7%	-$13.0M-864.7%	-$5.7M-416.7%	$6.3M+530.0%
Net Income	-$11.9M-155.3%	$7.6M-65.6%	$127.2M+552.7%	$18.7M-12.6%	$21.5M+104.8%	$22.1M-26.6%	-$28.1M+40.8%	$21.4M+151.8%
EPS (Basic)	-$1.53-160.0%	$0.78-70.9%	$15.65+526.4%	$2.19-19.5%	$2.55+90.3%	$2.68-31.5%	-$3.67+40.9%	$2.72+147.3%
EPS (Diluted)	-$1.53-163.8%	$0.74-70.4%	$14.54+502.8%	$2.03-23.4%	$2.40+80.5%	$2.50-33.2%	-$3.61+41.9%	$2.65+152.4%
Diluted Shares (Avg)	8M-1.0%	9M+6.5%	N/A	9M+8.2%	9M+7.8%	8M+4.9%	N/A	8M-0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

ONIT Balance Sheet

ONIT quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$16.2B-1.6%	$16.4B+31.3%	$12.5B+0.9%	$12.4B+2.1%	$12.1B+14.0%	$10.7B+2.4%	$10.4B+10.8%	$9.4B+11.8%	$8.4B+9.8%	$7.7B+3.7%	$7.4B-10.5%	$8.2B+4.0%	$7.9B+39.4%	$5.7B+20.3%	$4.7B
Cash & Equivalents	$180.5M-2.3%	$184.8M-8.3%	$201.6M-3.1%	$208.0M+7.9%	$192.8M-32.3%	$284.8M-33.5%	$428.3M+30.1%	$329.1M+26.8%	$259.7M+1.2%	$256.5M-28.0%	$356.6M+175.4%	$129.5M-27.5%	$178.5M-18.9%	$220.1M+52.6%	$144.2M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$88.7M-23.4%	$115.9M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$420.2M+1.0%	$416.2M+492.5%	$70.2M
Total Liabilities	$15.5B-2.8%	$15.9B+31.6%	$12.1B+1.4%	$11.9B+2.3%	$11.7B+14.0%	$10.2B+2.4%	$10.0B+13.1%	$8.8B+12.5%	$7.9B+12.2%	$7.0B+7.3%	$6.5B-9.7%	$7.2B+19.4%	$6.1B+54.4%	$3.9B+15.8%	$3.4B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2.7B-34.9%	$4.2B+0.8%	$4.1B+24.6%	$3.3B	N/A
Total Equity	$627.9M+41.8%	$442.9M+10.2%	$401.8M-12.0%	$456.7M-4.2%	$476.7M+14.8%	$415.4M+0.8%	$412.1M-25.7%	$554.7M+1.8%	$545.0M-16.5%	$653.0M-23.3%	$851.6M-18.0%	$1.0B-42.7%	$1.8B+12.5%	$1.6B+20.0%	$1.3B
Retained Earnings	$71.9M+161.1%	-$117.6M+22.4%	-$151.6M-72.5%	-$87.9M+22.6%	-$113.6M+13.7%	-$131.7M+5.0%	-$138.5M-3984.0%	$3.6M+271.2%	-$2.1M-101.7%	$126.2M-61.3%	$325.9M-38.5%	$530.4M-47.1%	$1.0B+42.4%	$704.6M+34.5%	$523.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$12.4B-25.3%	$17.7B+9.1%	$16.2B-1.6%	$16.1B+21.8%	$16.5B+26.3%	$16.3B+24.2%	$16.4B+31.3%	$13.2B+1.7%
Cash & Equivalents	$196.6M+1.2%	$182.5M+2.5%	$180.5M-2.3%	$172.8M-14.3%	$194.3M-4.3%	$178.0M-3.8%	$184.8M-8.3%	$201.6M+3.9%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$11.7B-26.9%	$17.1B+8.3%	$15.5B-2.8%	$15.6B+21.9%	$16.0B+26.6%	$15.7B+24.4%	$15.9B+31.6%	$12.8B+1.5%
Total Equity	$609.9M+26.6%	$629.3M+36.7%	$627.9M+41.8%	$501.4M+7.1%	$481.9M+8.0%	$460.2M+6.5%	$442.9M+10.2%	$468.2M+5.2%
Retained Earnings	$65.6M+188.6%	$78.5M+182.2%	$71.9M+161.1%	-$55.3M+38.3%	-$74.0M+33.3%	-$95.5M+21.4%	-$117.6M+22.4%	-$89.6M+14.0%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

ONIT Cash Flow Statement

ONIT quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	-$2.1B	-$748.0M-30.4%	-$573.8M-5617.3%	$10.4M-94.0%	$173.2M+137.0%	-$468.4M-279.5%	$261.0M+71.8%	$151.9M-44.3%	$272.6M-33.4%	$409.0M-2.9%	$421.2M-27.6%	$581.7M+65.0%	$352.5M-60.1%	$884.4M-51.3%	$1.8B+84.9%	$982.1M
Depreciation & Amortization	N/A	$4.4M-18.5%	$5.4M-22.9%	$7.0M-33.3%	$10.5M+1.9%	$10.3M-46.1%	$19.1M-40.1%	$31.9M+17.3%	$27.2M+1.2%	$26.9M+6.1%	$25.3M+32.3%	$19.2M-12.6%	$21.9M-9.6%	$24.2M+323.9%	$5.7M+37.5%	$4.2M
Stock-Based Compensation	N/A	$7.6M-2.6%	$7.8M-19.6%	$9.7M+110.9%	$4.6M-2.1%	$4.7M+95.8%	$2.4M-11.0%	$2.7M+14.0%	$2.4M-57.9%	$5.6M+8.6%	$5.2M-28.9%	$7.3M-32.0%	$10.7M+90.0%	$5.6M+92.5%	$2.9M	N/A
Capital Expenditures	$3.5M	$2.9M+262.5%	$800K-63.6%	$2.2M-60.0%	$5.5M+66.7%	$3.3M-19.5%	$4.1M+109.8%	$2.0M-78.3%	$9.0M-0.4%	$9.1M-73.0%	$33.5M-10.6%	$37.5M+228.0%	$11.4M-60.5%	$28.9M+50.5%	$19.2M+402.8%	$3.8M
Free Cash Flow	-$2.1B	-$750.9M-30.7%	-$574.6M-7107.3%	$8.2M-95.1%	$167.7M+135.6%	-$471.7M-283.6%	$256.9M+71.3%	$150.0M-43.1%	$263.6M-34.1%	$400.0M+3.2%	$387.7M-28.8%	$544.2M+59.5%	$341.1M-60.1%	$855.5M-52.4%	$1.8B+83.6%	$978.3M
Investing Cash Flow	$1.8B	$1.8B+360.4%	$401.3M+500.1%	-$100.3M+32.7%	-$149.1M+85.2%	-$1.0B-90.4%	-$527.9M+10.1%	-$587.4M-70.3%	-$344.9M+58.9%	-$839.2M-6.0%	-$791.6M-382.3%	$280.4M+129.3%	-$958.2M+60.3%	-$2.4B-1018.7%	$262.9M+109.9%	-$2.7B
Financing Cash Flow	$468.4M	-$1.1B-701.7%	$182.9M+158.3%	$70.8M+628.4%	-$13.4M-101.0%	$1.4B+946.9%	$131.8M-75.2%	$530.8M+218.4%	$166.7M-61.3%	$430.4M+36.1%	$316.2M+143.1%	-$734.3M-231.9%	$556.7M-62.6%	$1.5B+174.3%	-$2.0B-218.6%	$1.7B
Share Buybacks	N/A	N/A	N/A	$0-100.0%	$50.0M	$0-100.0%	$4.6M	$0	$0	$0-100.0%	$5.9M+42.2%	$4.1M-98.9%	$382.5M+75.5%	$217.9M	$0	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$516.1M+13.8%	-$1.6B-973.5%	-$230.6M-5.8%	$229.5M+1095.3%	-$598.8M-668.7%	-$148.1M+50.2%	-$218.0M-177.4%	$19.2M-94.9%
Depreciation & Amortization	$1.1M0.0%	$1.1M-8.3%	$1.1M-15.4%	$1.0M-23.1%	$1.1M-21.4%	$1.2M-14.3%	$1.3M-38.1%	$1.3M-51.9%
Stock-Based Compensation	N/A	$1.7M-19.0%	N/A	N/A	N/A	$2.1M+5.0%	N/A	N/A
Capital Expenditures	$800K	$100K-66.7%	$1.9M+280.0%	$700K+600.0%	$0-100.0%	$300K+200.0%	$500K	$100K-75.0%
Free Cash Flow	-$516.9M+13.7%	-$1.6B-971.4%	-$232.5M-6.4%	$228.8M+1097.9%	-$598.8M-667.7%	-$148.4M+50.1%	-$218.5M-177.5%	$19.1M-94.9%
Investing Cash Flow	$424.0M-9.1%	$390.0M-7.1%	$519.7M+177.8%	$441.3M+414.3%	$466.7M+253.6%	$419.8M+11761.1%	$187.1M+430.0%	$85.8M+506.6%
Financing Cash Flow	$177.8M+17.1%	$1.2B+513.6%	-$295.8M-1914.7%	-$656.1M-784.2%	$151.8M+371.1%	-$300.4M-201.2%	$16.3M+106.9%	-$74.2M+82.5%
Share Buybacks	$5.9M	$6.1M	N/A	N/A	$0	$0	N/A	N/A

Not reported in any period shown, so not listed: Dividends Paid.

ONIT Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ONIT quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	3.6%-32.5pp	36.2%-20.8pp	56.9%+5.2pp	51.7%
Net Margin	17.8%+14.3pp	3.5%+9.4pp	-6.0%-8.7pp	2.7%+1.0pp	1.7%+5.9pp	-4.2%+8.5pp	-12.7%-6.0pp	-6.7%+4.0pp	-10.7%+3.7pp	-14.4%-0.2pp	-14.2%+8.1pp	-22.3%-37.5pp	15.2%-6.2pp	21.4%+5.6pp	15.8%
Return on Equity	30.2%+22.5pp	7.6%+23.5pp	-15.8%-21.5pp	5.6%+1.8pp	3.8%+13.5pp	-9.7%+24.8pp	-34.5%-21.7pp	-12.8%+10.7pp	-23.5%+7.1pp	-30.6%-1.6pp	-29.0%+16.2pp	-45.2%-62.4pp	17.1%+5.9pp	11.2%+5.4pp	5.8%
Return on Assets	1.2%+1.0pp	0.2%+0.7pp	-0.5%-0.7pp	0.2%+0.1pp	0.1%+0.5pp	-0.4%+1.0pp	-1.4%-0.6pp	-0.8%+0.8pp	-1.5%+1.1pp	-2.6%+0.7pp	-3.4%+2.4pp	-5.7%-9.6pp	3.9%+0.7pp	3.2%+1.5pp	1.7%
Debt-to-Equity	24.67-11.3x	36.00+5.9x	30.14+4.0x	26.15+1.7x	24.48-0.2x	24.64+0.4x	24.25+8.3x	15.94+1.5x	14.41+3.7x	10.72+7.5x	3.19-0.8x	4.02+1.7x	2.29+0.2x	2.06-0.5x	2.52
Asset Turnover	0.070.0x	0.060.0x	0.090.0x	0.080.0x	0.090.0x	0.090.0x	0.110.0x	0.110.0x	0.140.0x	0.18-0.1x	0.240.0x	0.260.0x	0.26+0.1x	0.150.0x	0.10
FCF Margin	-70.4%-11.5pp	-58.9%-59.6pp	0.8%-16.8pp	17.6%+62.5pp	-44.9%-71.7pp	26.7%+13.4pp	13.4%-11.4pp	24.8%-8.7pp	33.5%+5.5pp	28.0%-3.3pp	31.3%+15.1pp	16.2%-25.8pp	42.0%	212.6%	197.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	-4.2%-12.9pp	2.6%-6.3pp	43.9%+56.4pp	6.7%-1.4pp	8.7%+4.5pp	8.8%-3.7pp	-12.5%+4.6pp	8.1%+4.7pp
Return on Equity	-1.9%-6.4pp	1.2%-3.6pp	20.3%+26.6pp	3.7%-0.8pp	4.5%+2.1pp	4.8%-2.2pp	-6.3%+5.5pp	4.6%+2.7pp
Return on Assets	-0.1%-0.2pp	0.0%-0.1pp	0.8%+1.0pp	0.1%0.0pp	0.1%0.0pp	0.1%-0.1pp	-0.2%+0.2pp	0.2%+0.1pp
Debt-to-Equity	19.17-14.0x	27.10-7.1x	24.67-11.3x	31.03+3.8x	33.20+4.9x	34.22+4.9x	36.00+5.9x	27.25-1.0x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.010.0x	0.020.0x	0.010.0x	0.020.0x
FCF Margin	-182.7%	-540.3%	-80.2%+17.0pp	81.6%+74.4pp	-242.8%	-59.4%	-97.2%	7.2%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Onity Group Inc. ONIT	FY2025	$1.1B	$189.5M	17.8%	$213.8M	—
Better Home & Finance Holding Company BETR	FY2025	$164.9M	-$165.9M	N/A	$189.2M	51/100
Velocity Financial, Inc. VEL	FY2025	$187.9M	$105.0M	55.9%	$580.8M	31/100
loanDepot, Inc. LDI	FY2025	$1.2B	-$107.5M	-9.0%	$180.7M	14/100
Guild Holdings Company GHLD	FY2024	$1.0B	$97.1M	9.3%	$1.2B	8/100

Where Onity Group Inc. Ranks

Frequently Asked Questions

What is Onity Group Inc.'s annual revenue?

Onity Group Inc. (ONIT) reported $1.1B in total revenue for fiscal year 2025. This represents a 9.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Onity Group Inc.'s revenue growing?

Onity Group Inc. (ONIT) revenue grew by 9.3% year-over-year, from $976.0M to $1.1B in fiscal year 2025.

Is Onity Group Inc. profitable?

Yes, Onity Group Inc. (ONIT) reported a net income of $189.5M in fiscal year 2025, with a net profit margin of 17.8%.

What is Onity Group Inc.'s net profit margin?

Onity Group Inc. (ONIT) had a net profit margin of 17.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Onity Group Inc.'s return on equity (ROE)?

Onity Group Inc. (ONIT) has a return on equity of 30.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Onity Group Inc.'s free cash flow?

Onity Group Inc. (ONIT) recorded an outflow of $750.9M in free cash flow during fiscal year 2025. This represents a -30.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Onity Group Inc.'s operating cash flow?

Onity Group Inc. (ONIT) recorded an outflow of $748.0M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are Onity Group Inc.'s total assets?

Onity Group Inc. (ONIT) had $16.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Onity Group Inc.'s capital expenditures?

Onity Group Inc. (ONIT) invested $2.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Onity Group Inc. have outstanding?

Onity Group Inc. (ONIT) had 9M shares outstanding as of fiscal year 2025.

What is Onity Group Inc.'s debt-to-equity ratio?

Onity Group Inc. (ONIT) had a debt-to-equity ratio of 24.67 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Onity Group Inc.'s return on assets (ROA)?

Onity Group Inc. (ONIT) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Onity Group Inc.'s P/E ratio?

Onity Group Inc. (ONIT) trades at 1.5x earnings, its market capitalization divided by net income of $141.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $213.8M as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Onity Group Inc.'s price-to-sales ratio?

Onity Group Inc. (ONIT) trades at 0.2x sales, its market capitalization divided by revenue of $1.1B revenue, trailing 12 months to June 30, 2026. The market capitalization is $213.8M as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Onity Group Inc.'s Piotroski F-Score?

Onity Group Inc. (ONIT) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Onity Group Inc.'s earnings high quality?

For every $1 of reported earnings, Onity Group Inc. (ONIT) used $3.95 of operating cash (-$748.0M OCF vs $189.5M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.