Welcome to our dedicated page for ONITY GROUP SEC filings (Ticker: ONIT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Onity Group Inc. (NYSE: ONIT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Florida-incorporated, NYSE-listed mortgage finance company, Onity uses current reports on Form 8-K and other filings to report material events, financial results and key agreements related to its mortgage servicing and originations business.
In its Form 8-K filings, Onity has reported items such as quarterly results and business updates, including net income, originations volume, servicing unpaid principal balance, liquidity and non-GAAP measures like adjusted pre-tax income and adjusted return on equity. These filings often attach earnings press releases as exhibits and describe how management evaluates performance.
Other 8-Ks detail material definitive agreements and terminations, such as PHH Mortgage’s agreements with Finance of America Reverse to sell a reverse mortgage servicing portfolio and certain reverse originations assets while entering into a multi-year subservicing arrangement, or Rithm Capital Corp.’s decision not to renew subservicing agreements with PHH. Filings also cover board and governance changes, including the appointment of independent directors and related committee information.
On this page, users can review Onity’s quarterly (10-Q) and annual (10-K) reports when available, along with 8-Ks and other forms. Stock Titan’s tools surface new filings as they appear on EDGAR and offer AI-powered summaries to explain complex sections, such as mortgage servicing rights disclosures, capital structure changes, warrant exercises and risk factor discussions.
Investors researching ONIT can use this filings archive to understand how Onity describes its mortgage servicing and originations operations, subservicing relationships, non-GAAP metrics, liquidity and governance matters in official SEC documents, and to monitor ongoing regulatory and financial reporting over time.
American Century Investment Management, Inc., American Century Companies, Inc., and the Stowers Institute for Medical Research report beneficial ownership of Onity Group Inc. common stock. They collectively report 548,061 shares beneficially owned, representing 6.5% of the outstanding common stock.
The reporting entities disclose sole voting power over 532,974 shares and sole dispositive power over 548,061 shares, with no shared voting or dispositive power. Various investment company clients and institutional accounts advised by American Century Investment Management have economic interests in these holdings.
Onity Group Inc. reported Q2 2026 total revenue of $282.9M, up from $246.6M a year earlier, reflecting servicing and subservicing fees of $229.3M and gain on loans held for sale of $29.4M. MSR valuation adjustments of $(70.5)M and other income (expense), net of $(88.5)M led to a pre-tax loss of $(15.1)M and a net loss of $11.9M, versus $21.5M net income in Q2 2025; diluted EPS was $(1.53) compared with $2.40.
For the first six months of 2026, revenue rose to $577.2M from $496.4M, but MSR valuation adjustments of $(139.5)M and net interest and pledged MSR liability expense resulted in a year-to-date net loss of $4.2M, versus $43.6M profit a year earlier. At June 30, 2026, total assets were $12.35B, liabilities $11.69B and stockholders’ equity $609.9M, including MSRs at fair value of $3.21B and HMBS-related borrowings of $3.61B. Operating activities used $2.11B of cash, while investing and financing provided $0.81B and $1.42B, increasing cash and restricted cash to $392.9M.
On June 30, 2026, Onity closed a transaction with Finance of America Reverse under which it sold $5.6B of securitized HECM assets (about $5.2B UPB), $5.5B of associated HMBS-related borrowings and about $57M of new reverse loans and tails, and will subservice the portfolio; for five years OMC will no longer originate reverse mortgages except certain recapture activity. During the quarter Onity also derecognized $123.2M of pledged MSR liabilities as some MSR capital partner and Rithm-related MSR transfers achieved sale accounting, while continuing to fund loans, advances and MSRs through securitizations, OLIT transactions, advance match funded facilities and MSR financing structures.
Onity Group Inc. reported Q2 2026 results with a net loss attributable to common stockholders of $13 million, diluted EPS of ($1.53) and GAAP ROE of (8)%. After $29 million of notable items, including $24 million of unfavorable asset fair value changes and $9 million of portfolio repositioning costs, adjusted pre-tax income was $14 million and annualized adjusted ROE was 9%.
Total revenue was $283 million, up 15% versus Q2 2025, and adjusted revenue was $281 million, up 24%. Servicing and subservicing fees contributed $229.3 million. The company added $42 billion of total servicing, including a quarterly record of over $15 billion of originations, and ended the quarter with $341 billion of servicing UPB, up 10% versus Q2 2025.
Onity completed a reverse asset sale to Finance of America Reverse LLC, selling approximately 80% of its reverse MSRs for net proceeds of about $77 million and transferring legacy subservicing. It repurchased 141,343 shares for $5.8 million, and book value per share reached $73, $13 higher than Q2 2025. Management maintained 2026 adjusted ROE guidance of 10%–15%, expecting results at the lower end of the range.
Onity Group Inc. has completed the sale of its reverse mortgage servicing portfolio and certain reverse originations assets to Finance of America Reverse LLC, effective June 30, 2026. The transaction covers mortgage servicing rights on about 20,000 Ginnie Mae home equity conversion mortgage loans with an unpaid principal balance of $5.2 billion as of May 31, 2026, plus Onity’s reverse mortgage loan pipeline.
Onity Mortgage will continue to participate in the reverse market through a three-year subservicing agreement under which it will subservice the reverse MSRs sold to FAR and continue securitizations of reverse mortgage buyout loans. Net proceeds are expected to be $70 to $80 million, which the company plans to use to support growth, reduce debt and for other corporate purposes. As part of this strategic shift, Onity has ceased originating reverse mortgages.
ONITY GROUP INC. Executive Vice President and Chief Financial Officer Sean Bradley O'Neil reported routine equity compensation activity. He exercised 12,887 restricted stock units into common stock and, in a separate transaction, had 5,071 shares withheld to cover tax obligations. After these transactions, he directly holds 69,245 shares of common stock.
Onity Group Inc. reported that it has received regulatory approval to sell its reverse mortgage servicing portfolio and certain originations assets to Finance of America Reverse LLC. The sale covers reverse mortgage servicing rights on about 20,000 Ginnie Mae home equity conversion mortgage loans with an unpaid principal balance of $5.1 billion as of March 31, 2026.
Onity expects net proceeds of $70–$80 million, based on the assets’ book value as of April 30, 2026, and will enter a three-year subservicing agreement with FAR while discontinuing new reverse mortgage originations at closing. Separately, the board authorized a share repurchase program of up to $20 million of common stock through open-market purchases, running through June 2027 unless completed or amended earlier. Repurchased shares will be retired, and actual repurchase activity will depend on market and other conditions.
Bowers Alan J reported acquisition or exercise transactions in this Form 4 filing.
Onity Group Inc. director Alan J. Bowers reported receiving an equity compensation award. He was granted 3,627 restricted stock units (RSUs) representing a right to receive one share of common stock per unit for no additional payment. These RSUs vest on May 19, 2027, subject to his continued service as a director. Following this grant, he holds 42,992 shares of common stock, including 3,188 RSUs scheduled to vest on May 21, 2026.
Busquet Jacques J reported acquisition or exercise transactions in this Form 4 filing.
ONITY GROUP INC. director Jacques J. Busquet received an equity award in the form of restricted stock units (RSUs). He was granted 3,627 RSUs representing the right to receive one share of common stock per unit for no additional cost. These RSUs will vest on May 19, 2027, if he continues to meet service conditions as a director. After this grant, his direct holdings total 51,825 shares of common stock, including 3,188 RSUs scheduled to vest on May 21, 2026 and 1,000 shares held jointly with his spouse.
Welborn Robert S. reported acquisition or exercise transactions in this Form 4 filing.
ONITY GROUP INC. director Robert S. Welborn received a grant of 3,627 restricted stock units, each representing a right to one share of common stock at no cost. These RSUs will vest on May 19, 2027, if he continues to meet service conditions as a director.
After vesting, the underlying shares will become deliverable on the six-month anniversary of his termination of service as a director. Following this grant, Welborn’s reported derivative holdings from this award total 3,627 restricted stock units directly owned.
Merkle Claudia J reported acquisition or exercise transactions in this Form 4 filing.
ONITY GROUP INC. director Claudia J. Merkle received an award of 3,627 shares of common stock in the form of restricted stock units at no cash cost. These RSUs represent the right to receive one share per unit and will vest on May 19, 2027, if she continues serving as a director.
After this grant, she directly holds 12,249 shares of common stock, including shares underlying 3,188 RSUs scheduled to vest on May 21, 2026.