[144] OppFi Inc. SEC Filing

Rhea-AI Filing Summary

OppFi Inc. (OPFI) Form 144 notice: An affiliate intends to sell 5,497 Class A shares with an aggregate market value of $61,621.37 on or about 10/02/2025 through Fidelity Brokerage Services (NYSE). The shares were acquired by the seller on 10/01/2024 upon restricted stock vesting and were paid as compensation. Total Class A shares outstanding reported in the notice are 28,357,891. The filer also reported prior sales in the past three months: 5,495 shares sold on 07/02/2025 for $73,687.95 and 1,130 shares sold on 08/04/2025 for $11,785.90. The form includes the required signature certification that no undisclosed material adverse information is known to the seller.

Positive

• Disclosure compliance: The seller filed a Form 144, meeting Rule 144 disclosure requirements.
• Equity alignment: The shares were acquired through restricted stock vesting, indicating compensation tied to company performance.

Negative

• Insider sales: Multiple share dispositions in recent months (5,495 on 07/02/2025 and 1,130 on 08/04/2025) may be perceived negatively by some investors.

Insights

Financial Analyst

TL;DR: Routine Rule 144 sale by an affiliate of recently vested restricted stock; transaction size is modest relative to outstanding shares.

The filing shows a planned sale of 5,497 Class A shares valued at $61,621.37, following acquisition by restricted stock vesting on 10/01/2024. Recent sales in July and August 2025 total 6,625 shares for approximately $85,473.85. Against 28,357,891 shares outstanding, these transactions are small in proportion and represent typical liquidity events for insiders receiving compensation in equity. The notice is procedural and compliant with disclosure requirements.

Corporate Governance Expert

TL;DR: Insiders disclosed sales under Rule 144 and reaffirmed no undisclosed material information; record shows equity compensation being monetized.

The seller reports shares acquired via restricted stock vesting and subsequent dispositions under Rule 144. The filing includes the standard declaration that the signer is unaware of any undisclosed material adverse information. From a governance perspective, these are routine monetizations of vested compensation. The pattern of multiple recent sales is notable for monitoring but not, by itself, evidence of corporate governance failure.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	5497	61621.37	28357891	10/02/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	10/01/2024	Restricted Stock Vesting	Issuer			5497	10/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Pamela Johnson 130 E. Randolph Street Suite 3400 Chicago IL 60601	Class A	07/02/2025	5495	73687.95
Pamela Johnson 130 E. Randolph Street Suite 3400 Chicago IL 60601	Class A	08/04/2025	1130	11785.90

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does OppFi (OPFI) report in this Form 144?

The Form 144 notifies a proposed sale of 5,497 Class A shares valued at $61,621.37, to be sold on or about 10/02/2025 via Fidelity Brokerage Services.

How were the shares acquired that are being sold?

The shares were acquired on 10/01/2024 through restricted stock vesting and were provided as compensation.

Has the seller previously sold OPFI shares recently?

Yes. The filer reported sales of 5,495 Class A shares on 07/02/2025 for $73,687.95 and 1,130 shares on 08/04/2025 for $11,785.90.

What is the number of OPFI shares outstanding reported in the filing?

The Form 144 lists 28,357,891 Class A shares outstanding.

Does the filing state whether undisclosed material information exists?

The signer represents by signature that they do not know any material adverse information about the issuer that has not been publicly disclosed.