[144] OppFi Inc. SEC Filing

Rhea-AI Filing Summary

OppFi Inc. (OPFI) Form 144 notifies the proposed sale of 9,030 Class A shares through Fidelity Brokerage Services with an aggregate market value of $101,226.30 and an approximate sale date of 10/02/2025 on the NYSE. The shares were acquired on 10/01/2024 by restricted stock vesting from the issuer as compensation. The filing lists total Class A shares outstanding as 28,357,891. The filer previously sold 9,030 shares on 07/02/2025 (gross proceeds $121,092.30) and 1,106 shares on 08/04/2025 (gross proceeds $11,535.58). Certain form fields such as issuer address and filer CIK are not provided in the text.

Positive

• Securities were acquired via restricted stock vesting, indicating compensation alignment rather than an outside purchase
• Sale size is small relative to outstanding shares (9,030 proposed vs 28,357,891 outstanding), suggesting limited market impact

Negative

• Insider has recently sold shares (9,030 on 07/02/2025 and 1,106 on 08/04/2025), which some investors may interpret negatively
• Key administrative fields such as issuer address and filer CIK are not present in the provided text

Insights

Securities Analyst

TL;DR: Insider plans to sell vested compensation shares; prior small sales occurred; transaction size is minor relative to outstanding shares.

This Form 144 shows an executive or other insider disposing of 9,030 Class A shares acquired via restricted stock vesting one year earlier. The planned sale value of about $101k and prior three-month sales totaling 10,136 shares represent a small fraction (~0.036%) of the reported 28.36 million shares outstanding, indicating limited dilutive or market-impact risk. Documentation is routine for compliance with Rule 144; no additional financial details are provided.

Corporate Governance Expert

TL;DR: Transaction appears to be routine monetization of vested compensation with standard Rule 144 disclosure; no governance red flags shown.

The filing identifies restricted stock vesting as the acquisition source and lists Fidelity as the executing broker. The signer attests to lack of undisclosed material information. The form omits some administrative fields (e.g., issuer address, filer CIK) in the provided text but includes required sale specifics. Based on disclosed items, this is a standard insider sale disclosure rather than a governance event.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	9030	101226.30	28357891	10/02/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	10/01/2024	Restricted Stock Vesting	Issuer			9030	10/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Chris Mckay 130 E. Randolph Street Suite 3400 Chicago IL 60601	Class A	07/02/2025	9030	121092.30
Chris Mckay 130 E. Randolph Street Suite 3400 Chicago IL 60601	Class A	08/04/2025	1106	11535.58

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What shares does OPFI's Form 144 propose to sell?

The notice proposes the sale of 9,030 Class A shares with an aggregate market value of $101,226.30.

When were the securities acquired that are being sold under this Form 144?

The shares were acquired on 10/01/2024 through restricted stock vesting and recorded as compensation.

Who is the broker handling the proposed sale on OPFI's Form 144?

The sale is to be executed through Fidelity Brokerage Services LLC at the address listed in the filing.

Has the filer sold OPFI shares recently?

Yes. The filing discloses sales of 9,030 shares on 07/02/2025 (gross proceeds $121,092.30) and 1,106 shares on 08/04/2025 (gross proceeds $11,535.58).

What percentage of OPFI's outstanding shares does the proposed sale represent?

Based on 28,357,891 Class A shares outstanding reported in the filing, the proposed 9,030-share sale equals approximately 0.032% of outstanding Class A shares.

Does the filing state whether the filer knows of any undisclosed material information?

By signing the form the filer represents they do not know any material adverse information about the issuer that has not been publicly disclosed.