OppFi (OPFI) director and 10% owner donates 186,737 company shares

Rhea-AI Filing Summary

OppFi Inc. director and 10% owner Theodore G. Schwartz reported a charitable gift of 186,737 shares of OppFi Class A common stock on 12/12/2025. The shares were transferred at a reported price of $0, and he now directly owns 12,907 OppFi Class A shares following this transaction.

Insider Trade Summary

Net Seller: 186,737 shares

Net Sell 1 txn

Insider SCHWARTZ THEODORE G

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Gift	Class A Common Stock	186,737	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 12,907 shares (Direct)

Footnotes (1)

1. F1. Reflects a charitable donation.

FAQ

What insider transaction involving OppFi (OPFI) was reported?

The filing reports that director and 10% owner Theodore G. Schwartz made a charitable donation of 186,737 shares of OppFi Class A common stock.

Who is the reporting person in the OppFi (OPFI) insider transaction?

The reporting person is Theodore G. Schwartz, who is listed as both a director and a 10% owner of OppFi Inc.

How many OppFi (OPFI) shares does the insider own after the donation?

After the reported charitable gift, Theodore G. Schwartz directly owns 12,907 shares of OppFi Class A common stock.

When did the OppFi (OPFI) charitable share donation take place?

The transaction date for the charitable donation of OppFi shares was 12/12/2025.

What was the reported price for the donated OppFi (OPFI) shares?

The 186,737 donated OppFi Class A shares were reported at a price of $0 per share, consistent with a charitable gift.

What type of OppFi (OPFI) security was donated?

The transaction involved Class A common stock of OppFi Inc., as shown in the non-derivative securities table.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 12/16/2025 - 04:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SCHWARTZ THEODORE G

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO IL 60606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/12/2025		G(1)		186,737	D	$0	12,907	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a charitable donation.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.