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[Form 4] OppFi Inc. Insider Trading Activity

Filing Impact
(High)
Filing Sentiment
(Negative)
Form Type
4
Rhea-AI Filing Summary

Theodore G. Schwartz, a director and greater-than-10% owner of OppFi Inc. (OPFI), reported exchanges and sales of company securities on August 11–12, 2025. The Form 4 shows the conversion of Common Units into Class A common stock under the issuer's Exchange Rights and the cancellation of corresponding Class V voting shares. Reported disposals total 199,644 Class A shares. Sales were executed pursuant to a Rule 10b5-1 trading plan adopted December 10, 2024 at weighted-average prices of $11.0814 and $10.7966. After the transactions the reporting person retains indirect voting interests through OppFi Shares, LLC totaling approximately 21,932,075 Class V shares.

Theodore G. Schwartz, amministratore e azionista con oltre il 10% di OppFi Inc. (OPFI), ha segnalato scambi e vendite di titoli della società in data 11–12 agosto 2025. Il Form 4 riporta la conversione di Common Units in azioni ordinarie di Classe A ai sensi dei diritti di scambio dell'emittente e la cancellazione delle corrispondenti azioni di Classe V con diritto di voto. Le cessioni dichiarate ammontano in totale a 199,644 azioni di Classe A. Le vendite sono state eseguite ai sensi di un piano di negoziazione Rule 10b5-1 adottato il 10 dicembre 2024, a prezzi medi ponderati di $11.0814 e $10.7966. Dopo le operazioni, la persona che ha presentato la segnalazione mantiene interessi di voto indiretti tramite OppFi Shares, LLC per un totale di circa 21,932,075 azioni di Classe V.

Theodore G. Schwartz, director y propietario de más del 10% de OppFi Inc. (OPFI), informó intercambios y ventas de valores de la empresa los días 11–12 de agosto de 2025. El Formulario 4 muestra la conversión de Common Units en acciones ordinarias de Clase A en virtud de los Exchange Rights del emisor y la cancelación de las correspondientes acciones con derecho a voto de Clase V. Las disposiciones reportadas suman un total de 199,644 acciones de Clase A. Las ventas se ejecutaron en virtud de un plan de negociación Rule 10b5-1 adoptado el 10 de diciembre de 2024, a precios promedio ponderados de $11.0814 y $10.7966. Tras las transacciones, la persona informante conserva intereses de voto indirectos a través de OppFi Shares, LLC por un total aproximado de 21,932,075 acciones de Clase V.

Theodore G. Schwartz는 OppFi Inc.(OPFI)의 이사이자 10% 초과 지분 보유자로서 2025년 8월 11–12일 회사 증권의 교환 및 매각을 보고했습니다. Form 4에는 발행회사의 교환권(Exchange Rights)에 따라 Common Units가 Class A 보통주로 전환되고 이에 상응하는 Class V 의결권 주식이 소각된 사실이 기재되어 있습니다. 신고된 처분 총액은 199,644주(Class A)입니다. 매각은 2024년 12월 10일 채택된 Rule 10b5-1 거래계획에 따라 가중평균 가격 $11.0814 및 $10.7966에 실행되었습니다. 거래 후 신고인은 OppFi Shares, LLC를 통해 약 21,932,075주(Class V)의 간접 의결권을 보유하고 있습니다.

Theodore G. Schwartz, administrateur et détenteur de plus de 10% d'OppFi Inc. (OPFI), a déclaré des échanges et des ventes de titres de la société les 11–12 août 2025. Le Form 4 indique la conversion de Common Units en actions ordinaires de Classe A en vertu des Exchange Rights de l'émetteur et l'annulation des actions de Classe V correspondantes avec droit de vote. Les cessions déclarées s'élèvent au total à 199,644 actions de Classe A. Les ventes ont été exécutées en vertu d'un plan de négociation Rule 10b5-1 adopté le 10 décembre 2024, à des prix moyens pondérés de $11.0814 et $10.7966. Après les opérations, la personne déclarante conserve des intérêts de vote indirects via OppFi Shares, LLC pour un total d'environ 21,932,075 actions de Classe V.

Theodore G. Schwartz, Direktor und Inhaber von mehr als 10% der OppFi Inc. (OPFI), meldete Wertpapiertransaktionen und -verkäufe des Unternehmens am 11.–12. August 2025. Das Form 4 weist die Umwandlung von Common Units in Stammaktien der Klasse A gemäß den Exchange Rights des Emittenten sowie die Streichung der entsprechenden stimmberechtigten Class V-Aktien aus. Die gemeldeten Veräußerungen belaufen sich auf insgesamt 199,644 Class A-Aktien. Die Verkäufe wurden aufgrund eines am 10. Dezember 2024 eingeführten Rule 10b5-1-Handelsplans zu gewichteten Durchschnittspreisen von $11.0814 und $10.7966 ausgeführt. Nach den Transaktionen hält die meldende Person weiterhin indirekte Stimmrechte über OppFi Shares, LLC in Höhe von insgesamt etwa 21,932,075 Class V-Aktien.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Insider executed planned exchanges and sizeable sales (~199,644 Class A shares) under a 10b5-1 plan at ~$10.8–$11.1.

The Form 4 documents the conversion of Common Units into Class A shares and subsequent disposals on Aug 11–12, 2025, with weighted-average sale prices of $11.0814 and $10.7966. The transactions were carried out pursuant to an established Rule 10b5-1 plan, which indicates pre-arranged timing. The reporting person continues to hold significant indirect voting power via OppFi Shares, LLC (~21.93 million Class V shares), so control dynamics remain largely unchanged on the record.

TL;DR: Large insider disposals reported; although done under a 10b5-1 plan, such sales can draw investor attention to insider liquidity.

The filing shows the cancellation of Class V voting shares tied to exercised Exchange Rights and the disposition of 199,644 Class A shares. The sales' execution under a Rule 10b5-1 plan (adopted Dec 10, 2024) provides compliance context, but the magnitude of the disposals is material in absolute terms and may be noted by governance stakeholders monitoring insider activity. Indirect control through OppFi Shares, LLC remains significant.

Theodore G. Schwartz, amministratore e azionista con oltre il 10% di OppFi Inc. (OPFI), ha segnalato scambi e vendite di titoli della società in data 11–12 agosto 2025. Il Form 4 riporta la conversione di Common Units in azioni ordinarie di Classe A ai sensi dei diritti di scambio dell'emittente e la cancellazione delle corrispondenti azioni di Classe V con diritto di voto. Le cessioni dichiarate ammontano in totale a 199,644 azioni di Classe A. Le vendite sono state eseguite ai sensi di un piano di negoziazione Rule 10b5-1 adottato il 10 dicembre 2024, a prezzi medi ponderati di $11.0814 e $10.7966. Dopo le operazioni, la persona che ha presentato la segnalazione mantiene interessi di voto indiretti tramite OppFi Shares, LLC per un totale di circa 21,932,075 azioni di Classe V.

Theodore G. Schwartz, director y propietario de más del 10% de OppFi Inc. (OPFI), informó intercambios y ventas de valores de la empresa los días 11–12 de agosto de 2025. El Formulario 4 muestra la conversión de Common Units en acciones ordinarias de Clase A en virtud de los Exchange Rights del emisor y la cancelación de las correspondientes acciones con derecho a voto de Clase V. Las disposiciones reportadas suman un total de 199,644 acciones de Clase A. Las ventas se ejecutaron en virtud de un plan de negociación Rule 10b5-1 adoptado el 10 de diciembre de 2024, a precios promedio ponderados de $11.0814 y $10.7966. Tras las transacciones, la persona informante conserva intereses de voto indirectos a través de OppFi Shares, LLC por un total aproximado de 21,932,075 acciones de Clase V.

Theodore G. Schwartz는 OppFi Inc.(OPFI)의 이사이자 10% 초과 지분 보유자로서 2025년 8월 11–12일 회사 증권의 교환 및 매각을 보고했습니다. Form 4에는 발행회사의 교환권(Exchange Rights)에 따라 Common Units가 Class A 보통주로 전환되고 이에 상응하는 Class V 의결권 주식이 소각된 사실이 기재되어 있습니다. 신고된 처분 총액은 199,644주(Class A)입니다. 매각은 2024년 12월 10일 채택된 Rule 10b5-1 거래계획에 따라 가중평균 가격 $11.0814 및 $10.7966에 실행되었습니다. 거래 후 신고인은 OppFi Shares, LLC를 통해 약 21,932,075주(Class V)의 간접 의결권을 보유하고 있습니다.

Theodore G. Schwartz, administrateur et détenteur de plus de 10% d'OppFi Inc. (OPFI), a déclaré des échanges et des ventes de titres de la société les 11–12 août 2025. Le Form 4 indique la conversion de Common Units en actions ordinaires de Classe A en vertu des Exchange Rights de l'émetteur et l'annulation des actions de Classe V correspondantes avec droit de vote. Les cessions déclarées s'élèvent au total à 199,644 actions de Classe A. Les ventes ont été exécutées en vertu d'un plan de négociation Rule 10b5-1 adopté le 10 décembre 2024, à des prix moyens pondérés de $11.0814 et $10.7966. Après les opérations, la personne déclarante conserve des intérêts de vote indirects via OppFi Shares, LLC pour un total d'environ 21,932,075 actions de Classe V.

Theodore G. Schwartz, Direktor und Inhaber von mehr als 10% der OppFi Inc. (OPFI), meldete Wertpapiertransaktionen und -verkäufe des Unternehmens am 11.–12. August 2025. Das Form 4 weist die Umwandlung von Common Units in Stammaktien der Klasse A gemäß den Exchange Rights des Emittenten sowie die Streichung der entsprechenden stimmberechtigten Class V-Aktien aus. Die gemeldeten Veräußerungen belaufen sich auf insgesamt 199,644 Class A-Aktien. Die Verkäufe wurden aufgrund eines am 10. Dezember 2024 eingeführten Rule 10b5-1-Handelsplans zu gewichteten Durchschnittspreisen von $11.0814 und $10.7966 ausgeführt. Nach den Transaktionen hält die meldende Person weiterhin indirekte Stimmrechte über OppFi Shares, LLC in Höhe von insgesamt etwa 21,932,075 Class V-Aktien.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
 Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
SCHWARTZ THEODORE G
(Last) (First) (Middle)
ONE NORTH WACKER DRIVE, SUITE 3605
(Street)
CHICAGO IL 60606
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director X 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
08/11/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class V Common Stock(1) 08/11/2025 D(2) 68,637(2) D $0(2) 22,068,722 I By OppFi Shares, LLC(3)
Class V Common Stock(1) 08/11/2025 D(2) 34,322(2) D $0(2) 22,034,400 I By OppFi Shares, LLC(3)
Class A Common Stock 08/11/2025 M(4) 68,637 A $0(4) 68,637 I By LTHS Capital Group LP(5)
Class A Common Stock 08/11/2025 S(6) 68,637 D $11.0814(7) 0 I By LTHS Capital Group LP(5)
Class A Common Stock 08/11/2025 M(4) 34,322 A $0(4) 34,322 I By LTHS Revocable Trust
Class A Common Stock 08/11/2025 S(6) 34,322 D $11.0814(7) 0 I By LTHS Revocable Trust
Class V Common Stock(1) 08/12/2025 D(2) 68,213(2) D $0(2) 21,966,187 I By OppFi Shares, LLC(3)
Class V Common Stock(1) 08/12/2025 D(2) 34,112(2) D $0(2) 21,932,075 I By OppFi Shares, LLC(3)
Class A Common Stock 08/12/2025 M(4) 68,213 A $0(4) 68,213 I By LTHS Capital Group LP(5)
Class A Common Stock 08/12/2025 S(6) 68,213 D $10.7966(8) 0 I By LTHS Capital Group LP(5)
Class A Common Stock 08/12/2025 M(4) 34,112 A $0(4) 34,112 I By LTHS Revocable Trust
Class A Common Stock 08/12/2025 S(6) 34,112 D $10.7966(8) 0 I By LTHS Revocable Trust
Class A Common Stock 199,644 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Class A Common Units(9) $0 08/11/2025 M 68,637 (9) (9) Class A Common Stock 68,637 $0 18,985,381 I By LTHS Capital Group LP(5)
Class A Common Units(9) $0 08/11/2025 M 34,322 (9) (9) Class A Common Stock 34,322 $0 3,049,019 I By LTHS Revocable Trust
Class A Common Units(9) $0 08/12/2025 M 68,213 (9) (9) Class A Common Stock 68,213 $0 18,917,168 I By LTHS Capital Group LP(5)
Class A Common Units(9) $0 08/12/2025 M 34,112 (9) (9) Class A Common Stock 34,112 $0 3,014,907 I By LTHS Revocable Trust
Explanation of Responses:
1. Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represent voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock will be cancelled by the Issuer if the reporting person exercises (or causes LTHS Capital Group LP or LTHS Revocable Trust to exercise) Exchange Rights (as defined below in footnote 9).
2. Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").
3. The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person has the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or LTHS Capital Group LP's or LTHS Revocable Trust's) Exchange Rights.
4. Reflects shares of Class A Common Stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer received in connection with the exercise of the Exchange Rights.
5. The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.
6. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 10, 2024.
7. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $10.56 to $11.30 for a weighted average sale price of $11.0814. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
8. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $10.65 to $11.01 for a weighted average sale price of $10.7966. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
9. Common Units generally represent economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").
/s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz 08/13/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

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OppFi Inc

NYSE:OPFI

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OPFI Stock Data

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26.61M
6.82%
46.81%
23.46%
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