OppFi risk chief sells 77,850 shares at $7.18

Rhea-AI Filing Summary

OppFi Inc. (OPFI) reported that Chief Risk & Analytics Officer Christopher J. McKay sold 77,850 shares of Class A Common Stock on August 26, 2026. The filing states these shares were sold to satisfy tax liability related to restricted stock unit vesting and an April 28, 2026 corporate simplification. The weighted average sale price was $7.1779 per share, and McKay now directly holds 1,431,479 shares of OppFi Class A Common Stock.

Insider Trade Summary

Net Seller: 77,850 shares

Net Sell 1 txn

Insider McKay Christopher J.

Role Chief Risk & Analytics Officer

Sold 77,850 shs ($559K)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock F1, F2	77,850	$7.1779	$559K

Holdings After Transaction: Class A Common Stock — 1,431,479 shares (Direct)

Footnotes (2)

1. F1. Represents shares sold to satisfy tax liability upon the vesting of restricted stock units and the April 28, 2026 corporate simplification of the issuer.
2. F2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $7.07 to $7.34 for a weighted average sale price of $7.1779. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Key Figures

Shares sold: 77,850 shares of Class A Common Stock Weighted average sale price: $7.1779 per share Shares held after transaction: 1,431,479 shares +2 more

5 metrics

Shares sold 77,850 shares of Class A Common Stock Sale by Christopher J. McKay on August 26, 2026

Weighted average sale price $7.1779 per share Shares sold in multiple transactions ranging from $7.07 to $7.34

Shares held after transaction 1,431,479 shares Direct holdings of Christopher J. McKay after the August 26, 2026 sale

Sale shares satisfying tax liability 77,850 shares Shares sold to satisfy tax liability upon RSU vesting and corporate simplification

Price range of individual sales $7.07 to $7.34 per share Range of prices for multiple transactions included in the weighted average

Key Terms

weighted average price, restricted stock units, tax liability, corporate simplification

4 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

restricted stock units financial

"Represents shares sold to satisfy tax liability upon the vesting of restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax liability financial

"Represents shares sold to satisfy tax liability upon the vesting of restricted stock units"

corporate simplification financial

"upon the vesting of restricted stock units and the April 28, 2026 corporate simplification"

FAQ

What insider transaction did OPFI report for Christopher J. McKay?

OppFi reported that Christopher J. McKay sold 77,850 shares of Class A Common Stock on August 26, 2026. The sale was to satisfy tax liability tied to restricted stock unit vesting and an April 28, 2026 corporate simplification.

At what price were the OPFI shares sold by Christopher J. McKay?

The shares were sold at a weighted average price of $7.1779 per share, with individual transaction prices ranging from $7.07 to $7.34, according to the Form 4 footnote.

How many OPFI shares does Christopher J. McKay hold after this transaction?

Following the sale, Christopher J. McKay directly holds 1,431,479 shares of OppFi Inc. Class A Common Stock, as reported in the Form 4.

Why did Christopher J. McKay sell OPFI shares in this Form 4?

The Form 4 states the 77,850 shares were sold to satisfy tax liability arising from the vesting of restricted stock units and the April 28, 2026 corporate simplification of OppFi Inc.

Was the OPFI insider sale under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not checked, and no footnote indicates a Rule 10b5-1 plan, so the reported sale is not identified as occurring under a pre-arranged trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/28/2026 - 04:13 PM Accepted by SEC EDGAR 08/28/2026 - 04:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McKay Christopher J.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO ILLINOIS 60601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk & Analytics Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/26/2026		S		77,850(1)	D	$7.1779(2)	1,431,479	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares sold to satisfy tax liability upon the vesting of restricted stock units and the April 28, 2026 corporate simplification of the issuer.

2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $7.07 to $7.34 for a weighted average sale price of $7.1779. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Christopher J. McKay	08/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)