Welcome to our dedicated page for Oportun Financial SEC filings (Ticker: OPRT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Oportun Financial Corporation filings document the formal disclosures of a Nasdaq-listed consumer financial services company. Recent Form 8-K reports cover operating results and financial condition, including quarterly and annual earnings releases, revenue, profitability metrics, portfolio yield, originations, charge-offs, interest expense, liquidity, and guidance-related disclosures.
The filing record also documents Oportun's debt capital structure and financing arrangements, including asset-backed notes secured by unsecured and secured personal installment loans and warehouse financing facilities. Governance and corporate records include executive officer transitions, board appointments, compensatory matters, and the company's registered common stock on the Nasdaq Global Select Market.
Oportun Financial Corp (OPRT) filed a Form 144 reporting a proposed sale of 3,417 common shares by a person for whose account the securities are to be sold. The filing shows an aggregate market value of $23,748 based on the proposed sale and indicates 44,009,399 shares outstanding. The shares were acquired on 06/28/2024 through a restricted stock lapse as equity compensation from Oportun Financial Corp. The filing lists Charles Schwab & Co., Inc. as the broker and an approximate sale date of 09/04/2025. No securities were reported sold by this person in the past three months.
Oportun Financial Corporation amended its Current Report to disclose the appointment of Warren Wilcox to the board and to update board composition and non-employee director compensation. Mr. Wilcox will receive $50,000 annual cash for board service, $10,000 for Audit and Risk Committee service, and $7,500 for Compensation and Leadership Committee service, paid quarterly and prorated. He was granted a restricted stock unit award under the 2019 Equity Incentive Plan with an annual value of $125,000, prorated from appointment, vesting in four equal installments and fully vesting on July 18, 2026 subject to continued service.
Oportun Financial Corporation amended its Current Report to disclose the appointment of Warren Wilcox to the board and to update board composition and non-employee director compensation. Mr. Wilcox will receive $50,000 annual cash for board service, $10,000 for Audit and Risk Committee service, and $7,500 for Compensation and Leadership Committee service, paid quarterly and prorated. He was granted a restricted stock unit award under the 2019 Equity Incentive Plan with an annual value of $125,000, prorated from appointment, vesting in four equal installments and fully vesting on July 18, 2026 subject to continued service.
Oportun Financial (OPRT) director Louis Miramontes received an award of 3,644 restricted stock units (RSUs) on 08/21/2025, increasing his reported beneficial ownership to 93,930 shares. The RSUs vest in four equal installments: October 18, 2025; January 18, 2026; April 18, 2026; and upon the earlier of the day before the issuer's 2026 annual meeting or July 18, 2026, provided he remains in service. Each RSU converts to one share of common stock at settlement. No derivative transactions were reported. The Form 4 was signed by Kathleen Layton as attorney-in-fact on 08/21/2025.
Warren Wilcox, a director of Oportun Financial Corporation (OPRT), received a grant of 18,041 restricted stock units (RSUs) reported on Form 4. The transaction date is 08/19/2025 and the Form 4 was signed on 08/21/2025. The RSUs vest in four equal installments: October 18, 2025; January 18, 2026; April 18, 2026; and upon the earlier of the day before the issuer's 2026 annual meeting or July 18, 2026, subject to continued service through each vesting date. Each RSU converts to one share of common stock at settlement. Following the reported acquisition, the reporting person beneficially owns 18,041 shares directly.
Oportun Financial Corporation disclosed that on August 21, 2025 it completed the 2025‑C securitization, in which Oportun Issuance Trust 2025‑C issued approximately $538 million of two‑year, revolving, fixed‑rate asset‑backed notes secured by a pool of unsecured and secured personal installment loans.
The transaction consists of five classes of fixed‑rate notes sold in a private placement under Rule 144A, with a weighted average yield of 5.29% per year and a weighted average coupon of 5.23% per year. The notes were issued under an indenture between the trust and Wilmington Trust, National Association, which acts as indenture trustee, securities intermediary and depositary bank.
Oportun Financial Corp (OPRT) received a Schedule 13G/A disclosing that a group of related Castlelake entities and two individuals collectively may be deemed the beneficial owners of 2,426,503 shares of Oportun common stock, representing approximately 5.5% of the 44,009,399 shares outstanding used for the calculation. The shares are held directly by McLaren Harbor, LLC and the reporting group indicates shared voting and dispositive power over all 2,426,503 shares and no sole voting or dispositive power. Reporting persons include McLaren Harbor, LLC; CL VI Ventures Offshore, L.P.; Castlelake VI GP, L.P.; Castlelake L.P.; and individuals Rory O'Neill and Evan Carruthers. The filing includes a joint filing agreement and a certification that the stake was not acquired to change control.