Orchid Island Capital (NYSE: ORC) files 8-K on 2025 results

Rhea-AI Filing Summary

Orchid Island Capital, Inc. filed a current report to note that it has issued a press release with its results of operations for the period ended December 31, 2025. The release is attached as Exhibit 99.1, and related supplemental financial information is available on the company’s investor relations website.

The filing also includes an extensive caution about forward-looking statements, highlighting uncertainties around interest rates, inflation, liquidity, funding costs, prepayment speeds, portfolio positioning, hedging, book value, leverage, dividends, Agency RMBS market conditions, U.S. government and Federal Reserve actions, and broader economic conditions.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

Orchid Island Capital, Inc.

(Exact Name of Registrant as Specified in Charter)

Maryland	001-35236	27-3269228
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

3305 Flamingo Drive, Vero Beach, Florida 32963

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code (772) 231-1400

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:	Trading symbol:	Name of each exchange on which registered:
Common Stock, par value $0.01 per share	ORC	NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On January 29, 2026, Orchid Island Capital, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 announcing the Company’s results of operations for the period ended December 31, 2025. In addition, the Company posted the supplemental financial information on the investor relations section of its website (https://ir.orchidislandcapital.com). The press release, attached as Exhibit 99.1, is being filed under this “Item 2.02 Results of Operations and Financial Condition,” and shall be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended. The information on the Company's website, including the supplemental financial information described in this Item 2.02, is not incorporated by reference into this Current Report on Form 8-K or in any disclosure document of the Company except as shall be expressly set forth therein.

Caution About Forward-Looking Statements.

This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and other federal securities laws, including, but not limited to, statements regarding interest rates, inflation, liquidity, funding costs, prepayment speeds, portfolio positioning and repositioning, hedging levels, book value, leverage ratio, earnings, dividends, the supply and demand for Agency RMBS and the performance of the Agency RMBS sector generally, the effect of actual or expected actions of the U.S. government, including the Federal Reserve, market expectations, future opportunities and prospects of the Company, the stock repurchase program and general economic conditions. These forward-looking statements are based upon the Company’s present expectations, but the Company cannot assure investors that actual results will not vary from the expectations contained in the forward-looking statements. Investors should not place undue reliance upon forward-looking statements. For further discussion of the factors that could affect outcomes, please refer to the “Risk Factors” section of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2023, which has been filed with the Securities and Exchange Commission ("SEC"), and other documents that the Company files with the SEC. All forward-looking statements speak only as of the date on which they are made. New risks and uncertainties arise over time, and it is not possible to predict those events or how they may affect the Company. Except as required by law, the Company is not obligated to, and does not intend to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.		Description
99.1		Press Release dated January 29, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 29, 2026		ORCHID ISLAND CAPITAL, INC.
	By:	/s/ Robert E. Cauley
		Robert E. Cauley
		Chairman and Chief Executive Officer

FAQ

What did Orchid Island Capital (ORC) disclose in this 8-K filing?

Orchid Island Capital disclosed that it issued a press release with results of operations for the period ended December 31, 2025. The release is attached as Exhibit 99.1, with additional supplemental financial information posted on the company’s investor relations website.

Which period’s results are covered by Orchid Island Capital’s latest update?

The update covers Orchid Island Capital’s results of operations for the period ended December 31, 2025. Details are provided in a press release attached as Exhibit 99.1 and supported by supplemental financial information available on the company’s investor relations website.

Where can investors find Orchid Island Capital’s supplemental financial information?

Investors can find Orchid Island Capital’s supplemental financial information on the investor relations section of its website at https://ir.orchidislandcapital.com. The company notes that this website information is not incorporated by reference into the report unless expressly stated.

How does Orchid Island Capital describe forward-looking statements in this report?

The company explains that its forward-looking statements involve uncertainties related to interest rates, inflation, liquidity, funding costs, prepayment speeds, portfolio positioning, hedging, book value, leverage, dividends, Agency RMBS market conditions, government and Federal Reserve actions, and overall economic conditions.

Does Orchid Island Capital commit to updating its forward-looking statements?

Orchid Island Capital states that all forward-looking statements speak only as of their date and that, except as required by law, it does not intend to update or revise them. New risks and uncertainties may arise over time and affect actual outcomes.

What exhibit is included with Orchid Island Capital’s 8-K on its 2025 results?

The 8-K includes Exhibit 99.1, which is a press release dated January 29, 2026, announcing the company’s results of operations for the period ended December 31, 2025. It also references an Inline XBRL cover page data file as Exhibit 104.