[8-K] Orchid Island Capital, Inc. Reports Material Event

Orchid Island Capital, Inc. reported that its Board of Directors declared a monthly cash dividend for December 2025 of $0.12 per share on its common stock.

Rhea-AI Filing Summary

Orchid Island Capital, Inc. reported that its Board of Directors declared a monthly cash dividend for December 2025 of $0.12 per share on its common stock. The dividend will be paid on January 29, 2026 to shareholders of record as of December 31, 2025, which is also the ex-dividend date.

The company also released an update on the composition and details of its RMBS (residential mortgage-backed securities) portfolio as of November 30, 2025, along with other company information, through a press release attached as an exhibit. The filing includes customary cautionary language that distributions and other forward-looking statements may differ from current expectations due to various risks described in its prior annual report.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What dividend did Orchid Island Capital (ORC) declare for December 2025?

Orchid Island Capital declared a $0.12 per share cash dividend for the month of December 2025 on its common stock.

When is the record date and payment date for Orchid Island Capitals December 2025 dividend?

The dividend will be paid on January 29, 2026 to shareholders of record on December 31, 2025.

What is the ex-dividend date for Orchid Island Capital (ORC) in December 2025?

The ex-dividend date for the December 2025 dividend is December 31, 2025.

Did Orchid Island Capital provide an update on its RMBS portfolio in this 8-K?

Yes. Orchid Island Capital announced certain details of its RMBS portfolio as of November 30, 2025, described in a press release attached as Exhibit 99.1.

Where can investors find more details about Orchid Island Capitals portfolio and other information mentioned?

More details are contained in the companys press release dated December 9, 2025, which is attached to the report as Exhibit 99.1.

Does Orchid Island Capital include any forward-looking statements in this update?

Yes. The company notes that the announcement includes forward-looking statements, including about distributions, and refers readers to the Risk Factors section of its Form 10-K for the year ended December 31, 2024.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/09/2025 - 05:33 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): December 9, 2025

Orchid Island Capital, Inc.

(Exact Name of Registrant as Specified in Charter)

Maryland	001-35236	27-3269228
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

3305 Flamingo Drive, Vero Beach, Florida 32963

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code (772) 231-1400

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:	Trading symbol:	Name of each exchange on which registered:
Common Stock, par value $0.01 per share	ORC	NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01. Other Events.

On December 9, 2025, Orchid Island Capital, Inc. (the “Company”) announced that the Board of Directors of the Company declared a dividend for the month of December 2025 of $0.12 per share of the Company’s common stock, to be paid on January 29, 2026, to holders of record on December 31, 2025, with an ex-dividend date of December 31, 2025. In addition, the Company announced certain details of its RMBS portfolio as of November 30, 2025, as well as certain other information regarding the Company. A copy of the Company’s press release announcing the dividend and the other information regarding the Company is attached hereto as Exhibit 99.1 and incorporated herein by this reference.

Caution About Forward-Looking Statements.

This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and other federal securities laws, including, but not limited to, statements about the Company’s distributions. These forward-looking statements are based upon the Company’s present expectations, but the Company cannot assure investors that actual results will not vary from the expectations contained in the forward-looking statements. Investors should not place undue reliance upon forward looking statements. For further discussion of the factors that could affect outcomes, please refer to the “Risk Factors” section of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2024. All forward-looking statements speak only as of the date on which they are made. New risks and uncertainties arise over time, and it is not possible to predict those events or how they may affect the Company. Except as required by law, the Company is not obligated to, and does not intend to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.		Description
99.1		Press Release dated December 9, 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: December 9, 2025		ORCHID ISLAND CAPITAL, INC.
	By:	/s/ Robert E. Cauley
		Robert E. Cauley
		Chairman and Chief Executive Officer