Every 8-K that Orrstown Financial Services Inc (ORRF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ORRF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ORRF filings page.
Orrstown Financial Services reported net income of $21.2 million for the quarter ended June 30, 2026, or $1.09 per diluted share, compared with $21.8 million, or $1.12, in the prior quarter and $19.4 million, or $1.01, a year earlier. Return on average assets was 1.53% and return on average equity was 13.96%. Net interest income was $48.8 million with a tax-equivalent net interest margin of 3.87%, or 4.00% excluding $1.6 million of accelerated fair value amortization on redeemed subordinated notes.
Total loans increased by $51.7 million in the quarter to $4.1 billion, while deposits decreased by $7.4 million to $4.6 billion, with shifts toward noninterest-bearing and money market balances. Credit metrics improved: nonaccrual loans fell to $23.8 million, or 0.58% of loans, and the allowance for credit losses covered 196% of nonaccruals. Shareholders’ equity rose to $621.7 million, tangible book value per share increased to $26.71, and the tangible common equity ratio reached 9.5%. The board declared a quarterly cash dividend of $0.30 per share, payable August 11, 2026 to shareholders of record on August 4, 2026.
Orrstown Financial Services plans to redeem its $31,000,000 outstanding 4.5% Fixed-to-Floating Rate Subordinated Notes due 2030 on June 30, 2026 at 100% of principal plus accrued interest. At March 31, 2026, the interest rate on these notes was 7.72%.
The notes were assumed in the merger with Codorus Valley Bancorp completed in 2024, so the redemption will remove this subordinated debt. Separately, a third-party vendor informed the company of a cybersecurity incident affecting sensitive personal information for certain customers.
Based on the company’s investigation, Orrstown’s own systems have not been accessed or compromised, and the vendor has indicated no current evidence of misuse of the affected customer data. Impacted customers will be notified and offered credit monitoring services. The incident has not had and is not expected to have a material impact on Orrstown’s operations, financial condition, or results of operations, though the company notes potential legal, reputational, financial, and regulatory risks in its forward-looking statements.
Orrstown Financial Services, Inc. announced a planned leadership transition and reported results from its annual shareholder meeting. Effective at the close of business on June 1, 2026, Adam L. Metz will become President, Chief Executive Officer and Director of the Company and Orrstown Bank, succeeding retiring CEO Thomas R. Quinn, Jr. Metz, age 54, has held senior roles at the Company since 2016, most recently as Senior Executive Vice President and Chief Operating Officer since February 2025.
Shareholders elected four Class A directors for three-year terms expiring in 2029, with an average of 95.81% of votes cast supporting the nominees. A non-binding advisory "say-on-pay" proposal passed, with 94.91% of votes cast for or against approving compensation of Named Executive Officers. Shareholders also ratified the selection of Crowe LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 99.50% of votes cast for or against in favor.
Orrstown Financial Services, Inc. will hold a virtual annual shareholders meeting on May 5, 2026 and provide a presentation on matters affecting the company and its operating results.
The presentation is attached as Exhibit 99, furnished under Item 7.01, and is expressly not deemed filed or incorporated by reference under the Securities Exchange Act or Securities Act unless specifically incorporated.
Orrstown Financial Services, Inc. reported solid first quarter 2026 results with net income of $21.8 million, up from $18.1 million a year earlier. Diluted EPS rose to $1.12 from $0.93. Return on average assets was 1.59% and return on average equity was 14.76%, both higher than a year ago.
Total loans reached $4.1 billion, increasing $40.6 million from December 31, 2025, while deposits grew $98.7 million to $4.6 billion. The tax‑equivalent net interest margin slipped to 3.90% from 4.00% in the prior quarter as loan and securities yields declined.
Noninterest income improved to $15.6 million, helped by $2.4 million of life insurance death benefits, and noninterest expenses edged down to $36.7 million. Asset quality remained stable with an allowance for credit losses of $47.5 million or 1.17% of loans and nonaccrual loans at 0.74% of total loans. Capital stayed strong, with a total risk‑based capital ratio of 13.5% and tangible common equity of 9.2%. The Board declared a quarterly cash dividend of $0.30 per common share, payable May 12, 2026 to shareholders of record on May 5, 2026.
Orrstown Financial Services, Inc. filed an 8-K to note that it released a press release reporting its earnings for the quarter and year ended December 31, 2025, and furnished this press release as Exhibit 99.1. The company also posted an investor presentation on its website, furnished as Exhibit 99.2.
The Board of Directors declared a cash dividend of $0.30 per common share, payable on February 17, 2026 to shareholders of record as of February 10, 2026. These materials provide additional detail on the company’s recent financial performance and outlook.
Orrstown Financial Services (ORRF) announced quarterly updates and a dividend. The company furnished a press release reporting earnings for the quarter ended September 30, 2025, and posted an accompanying investor presentation on its website.
The Board declared a cash dividend of $0.27 per common share, payable on November 12, 2025 to shareholders of record as of November 5, 2025. The earnings release was furnished as Exhibit 99.1, and the investor presentation as Exhibit 99.2.
Orrstown Financial Services, Inc. reported that its Board of Directors approved the full redemption of the Company’s $32,500,000 outstanding 6.0% Fixed-to-Floating Rate Subordinated Notes due 2028. The notes will be redeemed on September 30, 2025 at a cash price equal to 100% of the principal amount, plus accrued and unpaid interest to, but excluding, the redemption date.
The Company has instructed U.S. Bank National Association, as trustee under the December 19, 2018 indenture, to deliver the formal redemption notice. Holders are directed to rely on the trustee’s official notice for detailed redemption procedures.
Orrstown Financial Services, Inc. (ORRF) filed an 8-K covering its Q2-25 earnings release.
- Item 2.02: A press release dated 22 Jul 2025 announces quarterly results for the period ended 30 Jun 2025; the full text is furnished as Exhibit 99.1.
- Item 7.01: An accompanying investor presentation was posted on the company website and filed as Exhibit 99.2.
- Dividend: The board declared a $0.27 cash dividend per common share, payable 12 Aug 2025 to holders of record 5 Aug 2025.
- No financial statements were included in the 8-K; quantitative performance metrics must be obtained from the referenced exhibits.
No other material transactions, leadership changes or regulatory issues were disclosed.