Director Scott Fainor receives 1,000 Orrstown (ORRF) restricted shares

Rhea-AI Filing Summary

Orrstown Financial Services director Scott V. Fainor received a grant of 1,000 shares of restricted common stock on January 29, 2026 at a price of $0 per share. These restricted shares are scheduled to vest on May 3, 2027.

After this award, Fainor beneficially owns 3,500 restricted shares and 13,396 shares of Orrstown common stock, including 4,375 shares owned jointly with his spouse, all reported as directly held.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider FAINOR SCOTT V

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Orrstown Financial Services, Inc. Common, Restricted Stock	1,000	$0.00	--
holding	Orrstown Financial Services, Inc, Common Stock	--	--	--

Holdings After Transaction: Orrstown Financial Services, Inc. Common, Restricted Stock — 3,500 shares (Direct); Orrstown Financial Services, Inc, Common Stock — 13,396 shares (Direct)

Footnotes (1)

1. Restricted Stock with Vesting Date of May 3, 2027 Restricted stock with various vesting dates over the next 18 months. Includes 4,375 shares owned jointly with the reporting persons spouse

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FAINOR SCOTT V

(Last) (First) (Middle)

4750 LINDLE ROAD

(Street)

HARRISBURG PA 17111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ORRSTOWN FINANCIAL SERVICES INC [ ORRF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Orrstown Financial Services, Inc. Common, Restricted Stock	01/29/2026		A		1,000(1)	A	$0	3,500(2)	D
Orrstown Financial Services, Inc, Common Stock								13,396(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted Stock with Vesting Date of May 3, 2027

2. Restricted stock with various vesting dates over the next 18 months.

3. Includes 4,375 shares owned jointly with the reporting persons spouse

Remarks:

	/s/ Casara I Kieffer as P.O.A.	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ORRF director Scott V. Fainor report?

Director Scott V. Fainor reported receiving 1,000 shares of restricted Orrstown Financial Services common stock. The award was recorded on January 29, 2026, at a grant price of $0 per share as part of his director compensation in stock-based form.

When do Scott V. Fainor’s new ORRF restricted shares vest?

The 1,000 restricted shares granted to Scott V. Fainor vest on May 3, 2027. This means he must remain eligible through that date before the shares are fully his, consistent with the time-based vesting schedule disclosed.

How many Orrstown (ORRF) restricted shares does Scott V. Fainor now hold?

Following the January 29, 2026 grant, Scott V. Fainor beneficially owns 3,500 restricted shares of Orrstown common stock. This total reflects the newly awarded 1,000-share grant plus previously held restricted stock positions that remain unvested.

How many total ORRF common shares does Scott V. Fainor beneficially own?

Scott V. Fainor beneficially owns 13,396 shares of Orrstown common stock after the reported transaction. This figure includes 4,375 shares held jointly with his spouse, all reported as directly owned for beneficial ownership purposes.

What does the $0 price on Scott V. Fainor’s ORRF restricted stock mean?

The $0 price indicates the 1,000 restricted shares were granted without a cash purchase by Scott V. Fainor. Such stock awards are typically part of equity compensation, with value realized over time as vesting conditions are satisfied.

Are any of Scott V. Fainor’s ORRF shares held jointly with another person?

Yes. The filing states that Fainor’s 13,396 Orrstown common shares include 4,375 shares owned jointly with his spouse. These jointly held shares are counted in his beneficial ownership because he shares rights associated with them.