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Orrstown director (NASDAQ: ORRF) reports 120-share stock gift

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Orrstown Financial Services director Joel R. Zullinger reported a bona fide gift transfer of 120 shares of Orrstown common stock on July 30, 2026 at $43.49 per share. After the gift, he directly holds 54,252 common shares, including 3,485 owned jointly with his spouse, plus 4,600 restricted shares that vest over the next 18 months.

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Insider ZULLINGER JOEL R
Role Director
Type Security Shares Price Value
Gift Orrstown Financial Services, Inc, Common Stock F1 120 $43.49 $5K
holding Orrstown Financial Services, Inc. Common, Restricted Stock F2 -- -- --
Holdings After Transaction: Orrstown Financial Services, Inc, Common Stock — 54,252 shares (Direct); Orrstown Financial Services, Inc. Common, Restricted Stock — 4,600 shares (Direct)
Footnotes (2)
  1. F1. Includes 3,485 shares owned jointly with the reporting persons spouse
  2. F2. Restricted stock with various vesting dates over the next 18 months.
Gifted shares 120 shares Bona fide gift of Orrstown common stock on July 30, 2026
Gift price $43.49 per share Per-share value reported for the 120-share gift transaction
Common shares after gift 54,252 shares Direct Orrstown common stock holdings after the gift, including jointly owned shares
Jointly owned shares 3,485 shares Portion of post-gift common holdings owned jointly with spouse
Restricted stock holdings 4,600 shares Restricted stock position with various vesting dates over the next 18 months
bona fide gift regulatory
"Transaction code G is described as a bona fide gift."
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
restricted stock financial
"Orrstown Financial Services, Inc. Common, Restricted Stock"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
vesting financial
"Restricted stock with various vesting dates over the next 18 months."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did ORRF director Joel R. Zullinger report?

Joel R. Zullinger reported a bona fide gift of 120 shares of Orrstown Financial Services common stock on July 30, 2026 at $43.49 per share, classified under transaction code G.

How many ORRF shares does Joel R. Zullinger hold after the reported gift?

After the gift, Zullinger holds 54,252 shares of Orrstown common stock directly, which includes 3,485 shares owned jointly with his spouse, according to the post-transaction ownership reported in the filing.

What price was used for the gifted ORRF shares?

The gifted Orrstown Financial Services shares were valued at $43.49 per share. This per-share figure is disclosed as the transaction price for the 120-share bona fide gift reported on July 30, 2026.

Does Joel R. Zullinger hold restricted ORRF stock and how much?

Yes. Zullinger is reported holding 4,600 shares of Orrstown Financial Services restricted stock. A footnote states this restricted stock has various vesting dates over the next 18 months, indicating a time-based vesting schedule.

Are any of Joel R. Zullinger’s ORRF shares jointly owned?

Yes. A footnote clarifies that Zullinger’s direct holdings of 54,252 common shares include 3,485 shares that are owned jointly with his spouse, providing additional detail on the nature of his reported ownership.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
ZULLINGER JOEL R

(Last)(First)(Middle)
4750 LINDLE ROAD

(Street)
HARRISBURG PENNSYLVANIA 17111

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ORRSTOWN FINANCIAL SERVICES INC [ ORRF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Orrstown Financial Services, Inc, Common Stock07/30/2026G120D$43.4954,252(1)D
Orrstown Financial Services, Inc. Common, Restricted Stock4,600(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes 3,485 shares owned jointly with the reporting persons spouse
2. Restricted stock with various vesting dates over the next 18 months.
Remarks:
/s/ Casara I Kieffer as P.O.A.08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)