Welcome to our dedicated page for Orrstown Finl Svcs SEC filings (Ticker: ORRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orrstown Financial Services, Inc. filings document bank holding company disclosures for Orrstown Bank, including quarterly operating results furnished on Form 8-K, Regulation FD investor materials, cash dividend declarations and related financial-condition updates. These records describe loan and deposit balances, net interest margin, noninterest income, operating expenses, liquidity sources, borrowings, credit metrics and capital ratios in the context of its community banking operations.
Proxy and current-report filings also cover governance matters such as director elections, annual meeting vote results, executive compensation, officer appointments and board classifications. The filings provide formal records for shareholder votes, leadership and compensation arrangements, and capital-allocation actions affecting the company’s common stock.
Orrstown Financial Services, Inc. will hold a virtual annual shareholders meeting on May 5, 2026 and provide a presentation on matters affecting the company and its operating results.
The presentation is attached as Exhibit 99, furnished under Item 7.01, and is expressly not deemed filed or incorporated by reference under the Securities Exchange Act or Securities Act unless specifically incorporated.
Orrstown Financial Services, Inc. reported solid first quarter 2026 results with net income of $21.8 million, up from $18.1 million a year earlier. Diluted EPS rose to $1.12 from $0.93. Return on average assets was 1.59% and return on average equity was 14.76%, both higher than a year ago.
Total loans reached $4.1 billion, increasing $40.6 million from December 31, 2025, while deposits grew $98.7 million to $4.6 billion. The tax‑equivalent net interest margin slipped to 3.90% from 4.00% in the prior quarter as loan and securities yields declined.
Noninterest income improved to $15.6 million, helped by $2.4 million of life insurance death benefits, and noninterest expenses edged down to $36.7 million. Asset quality remained stable with an allowance for credit losses of $47.5 million or 1.17% of loans and nonaccrual loans at 0.74% of total loans. Capital stayed strong, with a total risk‑based capital ratio of 13.5% and tangible common equity of 9.2%. The Board declared a quarterly cash dividend of $0.30 per common share, payable May 12, 2026 to shareholders of record on May 5, 2026.
Orrstown Financial Services Inc filed a Form 13F holdings report stating it reports 123 holdings with a Form 13F Information Table total value of $597,476,809. The report was signed by Monica Balafoutas, SVP Director of Wealth & Trust Investments, on 04-08-2026.
Orrstown Financial Services is asking shareholders to vote at its virtual 2026 annual meeting on May 5. Investors will elect four Class A directors for terms expiring in 2029, cast a non-binding say-on-pay vote on executive compensation, and ratify Crowe LLP as independent auditor for 2026.
The board, led by an independent chairman, recommends voting FOR all three proposals. As of March 6, 2026, 19,619,798 common shares were outstanding and entitled to vote. The proxy also highlights Orrstown’s ESG efforts, including community giving, solar-related lending and investments, and detailed risk and cybersecurity oversight.
Orrstown Financial Services Inc: The Vanguard Group filed a Schedule 13G/A amendment reporting that, after an internal realignment, it beneficially owns 0 shares of Orrstown common stock and will have certain subsidiaries or business divisions report ownership separately pursuant to SEC Release No. 34-39538.
The filing states the subsidiaries pursue the same investment strategies as before the realignment and that The Vanguard Group no longer is deemed to have beneficial ownership over securities held by those subsidiaries.
Orrstown Financial Services director Brian D. Brunner made an open-market purchase of 1,000 shares of common stock at $34.017 per share. Following this buy, he directly owns 50,529 shares of Orrstown common stock.
The filing also reports a separate direct holding of 3,500 shares of Orrstown restricted common stock. A footnote explains that part of Mr. Brunner’s holdings are split among individual, family trust, and joint ownership with his spouse.
Orrstown Financial Services, Inc. is a Pennsylvania-based financial holding company for Orrstown Bank, focused on community banking, commercial lending and wealth management across south central Pennsylvania, the greater Baltimore region and Washington County, Maryland. The company completed the Codorus Valley Bancorp merger on July 1, 2024, a transaction valued at $233.4 million, expanding its footprint in York, Pennsylvania and deepening presence in existing markets.
At December 31, 2025, Orrstown reported $5.5 billion in total assets, $4.5 billion in deposits and $591.5 million in shareholders’ equity, with about 75% of loans in commercial categories. The bank emphasizes diversified lending (commercial, residential, construction and consumer), broad deposit and treasury services, and $3.1 billion of assets under management in its Orrstown Financial Advisors unit.
The company highlights strong regulatory capitalization above well-capitalized standards, but also details risks from commercial real estate concentrations, rising and volatile interest rates, cybersecurity, competition from banks and fintechs, and economic uncertainty. Human capital is a focus, with 652 employees, extensive training through “Orrstown University,” hybrid work arrangements and programs aimed at retention, engagement and health and wellness.
Orrstown Financial Services EVP and Market President Christopher D. Holt sold 7,820 shares of common stock at $34.29 per share in an open-market transaction. After the sale, he directly holds 12,616 common shares, including 1,000 shares owned by his spouse.
He also holds 11,611 restricted stock units that vest three years after grant based on pre-set company performance goals, and 4,766 time-vested restricted shares with various vesting dates over the next three years. These awards provide additional equity exposure beyond his directly held common shares.
Orrstown (ORRF) filing amends a Form 144 to report proposed sales tied to restricted stock vesting. The amendment lists three vesting events: 1,000 shares vesting 02/18/2025, 3,630 shares vesting 07/28/2025, and 3,190 shares vesting 02/17/2026. The excerpt shows these as equity compensation vesting events; timing and proceeds details are not included in the excerpt.
Orrstown Group filed a Form 144 reporting planned dispositions of Common Stock. The notice lists restricted shares vesting and proposed for sale: 1,000 shares vesting 02/18/2025, 3,630 shares vesting 07/28/2025, and 3,190 shares vesting 02/17/2026. The filing names J.P. Morgan Securities LLC as the broker for the transactions.