Schedule 13G/A: Fourthstone Reports 1,258,740 ORRF Shares

Rhea-AI Filing Summary

Fourthstone and related reporting persons disclosed a beneficial ownership stake of 1,258,740 shares in Orrstown Financial Services, Inc. (ORRF), equal to 6.45% of the outstanding common stock based on 19,061,344 shares outstanding as of March 31, 2025. The filing itemizes holdings across affiliated entities, including Fourthstone Master Opportunity Fund Ltd. with 984,077 shares (5.04%), Fourthstone GP LLC with 274,663 shares (1.41%), Fourthstone QP Opportunity Fund LP with 262,901 shares (1.35%), and Fourthstone Small-Cap Financials Fund LP with 11,762 shares (0.06%).

The Reporting Persons state these shares were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer. The Schedule 13G/A discloses ownership details and voting/dispositive power across the listed Fourthstone entities and L. Phillip Stone, IV, consistent with a passive investor reporting under the applicable rules.

Positive

• Material stake disclosed: Reporting Persons hold 1,258,740 shares, representing 6.45% of ORRF based on 19,061,344 shares outstanding.
• Entity-level detail provided: Fourthstone Master Opportunity Fund Ltd. 984,077 shares (5.04%); Fourthstone GP LLC 274,663 (1.41%); Fourthstone QP Opportunity Fund LP 262,901 (1.35%); Small-Cap Fund 11,762 (0.06%).
• Ordinary-course certification: Reporting Persons state the shares were acquired and are held in the ordinary course of business and not to influence control of the issuer.

Negative

• None.

Insights

Financial Analyst

TL;DR: Fourthstone reports a material 6.45% stake in ORRF, disclosed across affiliated funds totaling 1,258,740 shares.

The Schedule 13G/A documents a >5% beneficial ownership position using a 19,061,344-share base, which triggers public disclosure requirements and places Fourthstone among notable holders of ORRF common stock. The filing provides precise vote and dispositive power counts and breaks holdings down by affiliated funds, enabling investors to see concentration and allocation within the Fourthstone group. The filing’s explicit statement that the shares were acquired in the ordinary course and not to influence control frames this as a passive disclosure rather than an activist move.

Corporate Governance Expert

TL;DR: A 6.45% ownership is material for disclosure; Reporting Persons disclaim intent to pursue control or group actions.

The filing shows consolidated beneficial ownership across related entities and identifies the managing member, clarifying the chain of control within the investment group. Item responses indicate no group dissolution, no parent-subsidiary acquisitions, and no intent to influence control. For governance purposes, this is an important ownership disclosure but the filing contains no appointment demands, proposed governance changes, or activist declarations; it documents position and voting/dispositive structure without signalling further corporate actions.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 2)

Orrstown Financial Services, Inc.

(Name of Issuer)

Common Stock, no par value

(Title of Class of Securities)

687380105

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

Fourthstone LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 1,258,740.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 1,258,740.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,258,740.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.45 %

12

Type of Reporting Person (See Instructions)

IA

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

Fourthstone Master Opportunity Fund Ltd

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CAYMAN ISLANDS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 984,077.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 984,077.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

984,077.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.04 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

Fourthstone GP LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 274,663.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 274,663.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

274,663.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

1.41 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

Fourthstone QP Opportunity Fund LP

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 262,901.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 262,901.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

262,901.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

1.35 %

12

Type of Reporting Person (See Instructions)

PN

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

Fourthstone Small-Cap Financials Fund LP

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 11,762.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 11,762.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

11,762.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.06 %

12

Type of Reporting Person (See Instructions)

PN

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

CUSIP No. 687380105

1

Names of Reporting Persons

L. Phillip Stone, IV

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 1,258,740.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 1,258,740.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,258,740.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.45 %

12

Type of Reporting Person (See Instructions)

IN

Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Orrstown Financial Services, Inc.
(b)	Address of issuer's principal executive offices: 4750 LINDLE RD, HARRISBURG, PA, 17111
Item 2.
(a)	Name of person filing: This Schedule 13G is being filed by Fourthstone LLC, a Delaware Limited Liability Company and Investment Adviser ("Fourthstone"). The persons reporting information on this Schedule 13G include, in addition to Fourthstone, a company incorporated in the Cayman Islands ("Fourthstone Master Opportunity Fund"), a Delaware Limited Partnership ("Fourthstone QP Opportunity"), a Delaware Limited Partnership ("Fourthstone Small-Cap Financials"), a Delaware Limited Liability Company ("Fourthstone GP, " General Partner of Fourthstone QP Opportunity and Fourthstone Small-Cap Financials), and L. Phillip Stone, IV, a citizen of the United States of America, who is the Managing Member of Fourthstone and Fourthstone GP (each, a "Reporting Person" and, together, the "Reporting Persons"). Fourthstone directly holds 1,258,740 shares of Common Stock on behalf of its advisory clients. Each of the Reporting Persons listed in this filing certify the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the Issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that effect.
(b)	Address or principal business office or, if none, residence: The principal business address of each of the Reporting Persons is as follows: The registered office of Fourthstone LLC, Fourthstone Master Opportunity Fund Ltd., Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP is 575 Maryville Centre Drive, Suite 110, St. Louis, MO 63141.
(c)	Citizenship: See response to Item 4 of each of the cover pages.
(d)	Title of class of securities: Common Stock, no par value
(e)	CUSIP No.: 687380105
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: Fourthstone LLC acquired the Issuer's shares in the ordinary course of business as a registered investment adviser and not with the purpose nor with the effect of influencing the control of the Issuer. Fourthstone GP LLC is the general partner of and may be deemed to beneficially own securities owned by Fourthstone QP Opportunity Fund LP and Fourthstone Small-Cap Financials Fund LP. L. Phillip Stone, IV, is the Managing Member of Fourthstone LLC and Fourthstone GP and may be deemed to beneficially own securities owned by Fourthstone.The percentages reported in Row 11 of each cover page are based on 19,061,344 shares of Common Stock (as defined below) of the Issuer (as defined below) outstanding as of March 31, 2025, based on the Issuer's Form 10-Q filed with the SEC on May 5, 2025.
(b)	Percent of class: 6.45 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: See responses to Item 5 on each cover page.
	(ii) Shared power to vote or to direct the vote: See responses to Item 6 on each cover page.
	(iii) Sole power to dispose or to direct the disposition of: See responses to Item 7 on each cover page.
	(iv) Shared power to dispose or to direct the disposition of: See responses to Item 8 on each cover page.
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Fourthstone LLC

Signature:	Amy M. Stone
Name/Title:	Chief Executive Officer
Date:	08/14/2025

Fourthstone Master Opportunity Fund Ltd

Signature:	Amy M. Stone
Name/Title:	Chief Executive Officer
Date:	08/14/2025

Fourthstone GP LLC

Signature:	L. Phillip Stone, IV
Name/Title:	Managing Member of Fourthstone GP LLC
Date:	08/14/2025

Fourthstone QP Opportunity Fund LP

Signature:	Amy M. Stone
Name/Title:	Chief Executive Officer
Date:	08/14/2025

Fourthstone Small-Cap Financials Fund LP

Signature:	Amy M. Stone
Name/Title:	Chief Executive Officer
Date:	08/14/2025

L. Phillip Stone, IV

Signature:	L. Phillip Stone, IV
Name/Title:	Self, Principal owner of Fourthstone LLC
Date:	08/14/2025

FAQ

How many Orrstown Financial (ORRF) shares does Fourthstone report owning?

1,258,740 shares, representing 6.45% of the outstanding common stock based on 19,061,344 shares outstanding (as of March 31, 2025).

Which Fourthstone entities own ORRF shares and what are their holdings?

Fourthstone Master Opportunity Fund Ltd.: 984,077 shares (5.04%); Fourthstone GP LLC: 274,663 shares (1.41%); Fourthstone QP Opportunity Fund LP: 262,901 shares (1.35%); Fourthstone Small-Cap Financials Fund LP: 11,762 shares (0.06%).

Does Fourthstone say it intends to influence control of Orrstown (ORRF)?

No. The filing states the securities were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer.

What form was filed to disclose this ownership in ORRF?

A Schedule 13G/A under the Securities Exchange Act, reporting beneficial ownership of common stock (CUSIP 687380105).

What percent of ORRF does Fourthstone Master Opportunity Fund Ltd. hold?

5.04% based on 984,077 shares reported in the filing.

Who signed the Schedule 13G/A for Fourthstone's ORRF filing?

Signatures in the filing include Amy M. Stone (Chief Executive Officer) and L. Phillip Stone, IV (Managing Member).