Old Second Bancorp Inc. filings document the regulatory disclosures of a Nasdaq-listed bank holding company and the parent of Old Second National Bank. Recent 8-K reports record quarterly results, loan portfolio disclosures, cash dividend declarations, earnings-call notices, capital actions and other material events affecting the company's banking operations and common stock.
The filing record also includes capital-structure disclosures such as common-share repurchase authorization and subordinated note redemption matters, including Federal Reserve non-objection references where applicable. Proxy materials provide annual governance disclosures, executive compensation information and equity-award data for the public company.
Old Second Bancorp, Inc. reported that its Board of Directors declared a cash dividend of $0.07 per share. The dividend will be paid on February 9, 2026 to shareholders who are on record as of January 30, 2026. This action provides a direct cash return to current common stockholders based on their shareholdings on the record date.
Old Second Bancorp director John Ladowicz reported sales of Old Second Bancorp, Inc. common stock on January 15, 2026. Two transactions were reported from IRA accounts: one sale of 2,897 shares at $20.941 per share and another sale of 1,865 shares at $20.96 per share.
After these sales, the filing shows IRA holdings of 146,757 shares and 144,892 shares, reported as indirectly owned, and an additional 36,121 shares reported as directly owned. Ladowicz is identified in the filing as a director of Old Second Bancorp.
Old Second Bancorp, Inc. (OSBC) director Mr. Ladowicz reported recent changes in his ownership of the company’s common stock. On 11/26/2025, he sold 13,150 shares of Old Second Bancorp common stock from an IRA at a price of $19.0107 per share, reported as an indirect holding.
The filing also shows that 10,551 restricted stock units were disposed of at $0 on 09/14/2025, tied to units that vested automatically upon his retirement on that date. After these transactions, he beneficially owns 162,154 shares indirectly through IRA accounts and 36,121 shares directly, including shares from the vested restricted stock units.
Old Second Bancorp (OSBC) reported a Form 4 showing a director acquired company stock. On 11/10/2025, the insider reported acquiring 27 shares of common stock at $18.35 per share. Following this transaction, the filing lists 16,973 shares of common stock held directly. The form also shows 10,551 Restricted Stock Units reported as directly held.
Old Second Bancorp (OSBC) insider filed a Form 4 reporting two open‑market sales from an IRA. The officer/director sold 26,406 shares at $18.2659 on 10/30/2025 and 31,159 shares at $17.8861 on 10/31/2025. Following these transactions, the IRA held 0 shares, while the reporting person held 309,680 shares directly. The reporting person is listed as a Director and as an Officer (President, Powersports Lending).
Old Second Bancorp (OSBC) reported Q3 2025 results showing solid balance sheet growth but lower earnings. Total assets reached $6,991,754, up from $5,649,377 at year‑end, reflecting loan and deposit growth and the Bancorp Financial acquisition. Loans rose to $5,265,014 and deposits to $5,760,250.
Quarterly performance mixed: net interest and dividend income increased to $82,775 from $60,578, but the provision for credit losses climbed to $19,653 from $2,000 and noninterest expense rose to $63,163 from $39,308, pressuring profitability. Net income was $9,871 versus $22,951 a year ago; diluted EPS was $0.18 versus $0.50. The company declared a $0.06 dividend per share.
Equity strengthened to $866,685, aided by acquisition-related increases in common stock and additional paid‑in capital, while accumulated other comprehensive loss improved to $(32,294) from $(47,748). Shares outstanding were 52,664,535 as of September 30, 2025.
Old Second Bancorp, Inc. filed a current report to furnish a press release announcing its financial results for the third quarter ended September 30, 2025.
The report also provides separate loan portfolio disclosures as of that date, both attached as exhibits for readers who want more detailed financial information.
Old Second Bancorp (OSBC) announced a regular cash dividend. The Board declared a $0.07 per share dividend, payable on November 10, 2025 to stockholders of record as of October 31, 2025.
This reflects a standard capital return to shareholders via cash dividends, as disclosed under Other Events.
James Eccher, Chairman & CEO and a director of Old Second Bancorp, Inc. (OSBC), reported transactions on 09/30/2025 on Form 4. The filing shows allocations of 22 shares to his profit sharing account and 134 shares to his employee salary and savings (401(k)) plan, each reported as acquisitions at $0. The report also discloses 329,896 shares of Common Stock held directly and 184,318 Restricted Stock Units held directly. The filer notes that of the direct common shares, 148 are held jointly with spouse and 329,748 are held in a brokerage account. The form is signed by an attorney-in-fact on 10/01/2025.
Bradley S. Adams, CFO & COO of Old Second Bancorp, Inc. (OSBC), reported transactions on 09/30/2025. The Form 4 shows a 35-share allocation to his 401(k) plan at no cost and lists dispositions of 143,308 shares of common stock and 77,444 restricted stock units. Following the reported activity, Mr. Adams beneficially owns 10,085 shares indirectly through the 401(k) plan. The filing notes that the 143,308 disposed shares reflect holdings jointly held with his spouse (75,300 shares with a broker and 68,008 shares held outright). Transactions were reported by an attorney-in-fact on 10/01/2025.