OSCR CTO exercises at $6.36; sells shares at $15.27 avg

Rhea-AI Filing Summary

Oscar Health (OSCR) reported insider activity by its President of Technology & CTO, who also serves as a director. On 11/11/2025 and 11/12/2025, the insider exercised stock options at $6.36 per share and converted Class B into Class A, then sold shares to cover the cost of exercise and tax withholding.

The insider sold 286,182 Class A shares at a weighted average price of $15.27 on 11/11/2025 and 105,300 shares at a weighted average price of $15.05 on 11/12/2025. Following the transactions, the insider directly owned 501,148 Class A shares. The option referenced is fully vested and expires on December 7, 2025. The filing also lists indirect holdings of Class A shares held by related trusts.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schlosser Mario

(Last) (First) (Middle)

75 VARICK STREET, 5TH FLOOR

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Oscar Health, Inc. [ OSCR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President of Technology & CTO

3. Date of Earliest Transaction (Month/Day/Year)
11/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/11/2025		C		286,182	A	(1)	787,330	D
Class A Common Stock	11/11/2025		S(2)		286,182	D	$15.27(3)	501,148	D
Class A Common Stock	11/12/2025		C		105,300	A	(1)	606,448	D
Class A Common Stock	11/12/2025		S(2)		105,300	D	$15.05(4)	501,148	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$6.36	11/11/2025		M			413,835	(5)	12/07/2025	Class B Common Stock	413,835	$0.00	141,330	D
Class B Common Stock	(1)	11/11/2025		M		413,835		(1)	(1)	Class A Common Stock	413,835	$6.36	1,929,138	D
Class B Common Stock	(1)	11/11/2025		C			286,182	(1)	(1)	Class A Common Stock	286,182	$0.00(1)	1,642,956	D
Stock Option (Right to Buy)	$6.36	11/12/2025		M			141,330	(5)	12/07/2025	Class B Common Stock	141,330	$0.00	0.00	D
Class B Common Stock	(1)	11/12/2025		M		141,330		(1)	(1)	Class A Common Stock	141,330	$6.36	1,784,286	D
Class B Common Stock	(1)	11/12/2025		C			105,300	(1)	(1)	Class A Common Stock	105,300	$0.00(1)	1,678,986	D
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	333,333		333,333	I	By Noah Pizzo-Schlosser Dynasty Trust(6)
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	633,333		633,333	I	By Pizzo-Schlosser Family Dynasty Trust(6)
Class B Common Stock	(1)							(1)	(1)	Class A Common Stock	333,333		333,333	I	By Siena Pizzo-Schlosser Dynasty Trust(6)

Explanation of Responses:

1. The Class B common stock is convertible at any time at the option of the holder into Class A common stock on a one-to-one basis, subject to certain exceptions, and will mandatorily convert into Class A common stock on the date that is seven years from the date of the prospectus used in connection with the Issuer's initial public offering and upon the occurrence of certain events as set forth in the Issuer's certificate of incorporation.

2. The sale was effected to cover the cost of exercise and to satisfy the Reporting Person's tax withholding obligation arising from the stock option exercise reported herein.

3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $15.00 to $15.50, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected.

4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.83 to $15.25, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected.

5. The stock option is fully vested and exercisable, and expires on December 7, 2025.

6. Mr. Schlosser disclaims beneficial ownership over the shares held of record by the trust except to the extent of his pecuniary interest therein, if any.

Remarks:

	/s/ Melissa Curtin, Attorney-in-fact	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider activity did OSCR disclose?

An insider who is President of Technology & CTO and a director exercised options at $6.36 and sold Class A shares on 11/11/2025 and 11/12/2025.

How many OSCR shares were sold and at what prices?

The insider sold 286,182 shares at a weighted average of $15.27 on 11/11/2025 and 105,300 shares at a weighted average of $15.05 on 11/12/2025.

What was the option exercise price and status?

The option had an exercise price of $6.36, was fully vested, and expires on December 7, 2025.

Why were the OSCR shares sold?

Per the filing, sales were made to cover the cost of exercise and satisfy tax withholding obligations from the option exercise.

How many OSCR shares does the insider own after the transactions?

The insider directly owned 501,148 Class A shares after the reported transactions; the filing also lists indirect holdings via trusts.

Were Class B OSCR shares involved?

Yes. Class B shares are convertible into Class A on a one-to-one basis, and were converted in connection with the transactions.