Oscar Health awards director 1,203 deferred stock units

Sankaran Sid reported acquisition or exercise transactions in this Form 4 filing.

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Rhea-AI Filing Summary

Sankaran Sid reported acquisition or exercise transactions in this Form 4 filing.

Oscar Health, Inc. director Sid Sankaran received a grant of 1,203 deferred stock units, each representing the right to one share of Oscar Health Class A common stock. The units were issued in lieu of cash retainer payments for board service, using the $14.54 April 9, 2026 closing share price to calculate the grant size.

The deferred stock units are 100% vested on the grant date and will be settled in either cash or Class A shares, at the company’s discretion, within 45 days after the earliest of termination of service, a change in control, death, or disability.

Insider Trade Summary

Grant/Award: 1,203 shares

Grant/Award 1 txn

Insider Sankaran Sid

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Unit	1,203	$14.54	$17K

Holdings After Transaction: Deferred Stock Unit — 1,203 contracts (Direct)

Footnotes (3)

F1. Each deferred stock unit represents a right to receive one share of the Issuer's Class A common stock.
F2. The deferred stock units will be settled for cash or shares of Class A common stock, in the Issuer's discretion, within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability. Deferred stock units issued in lieu of a cash retainer payment are 100% vested on the grant date.
F3. The Reporting Person elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors, to receive deferred stock units in lieu of cash retainer payments for service on the Issuer's board of directors. The price of the deferred stock units reported herein represents the closing price of the Issuer's Class A common stock on April 9, 2026, which price was used to calculate the number of deferred stock units issued to the Reporting Person.

Key Figures

Deferred stock units granted: 1,203 units Closing share price used: $14.54 per share Underlying Class A shares: 1,203 shares +1 more

4 metrics

Deferred stock units granted 1,203 units Grant to director Sid Sankaran in lieu of cash retainer

Closing share price used $14.54 per share Oscar Health Class A common stock on April 9, 2026

Underlying Class A shares 1,203 shares Each deferred stock unit represents one share of Class A common

Settlement window 45 days Period after earliest of termination, change in control, death, or disability

Key Terms

Deferred Stock Unit, Amended and Restated Deferred Compensation Plan for Directors, change in control, cash retainer payments

4 terms

Deferred Stock Unit financial

"Each deferred stock unit represents a right to receive one share"

A deferred stock unit (DSU) is a promise from a company to give an employee or director the value of a share at a future date, paid in actual shares or cash when certain conditions are met (such as retirement or a set date). Think of it like a gift card that converts to company stock later; it aligns pay with long‑term performance and can affect future share count, compensation expense and potential cash needs, so investors watch DSUs for their impact on dilution and company finances.

Amended and Restated Deferred Compensation Plan for Directors financial

"elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors"

change in control financial

"within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability"

A "change in control" occurs when the ownership or management of a company shifts significantly, such as through a merger, acquisition, or sale of a large part of its assets. This change can impact how the company is run and may influence its future direction. For investors, it matters because it can affect the company's stability, strategy, and value, often signaling potential changes in investment risk or opportunity.

cash retainer payments financial

"issued in lieu of a cash retainer payment are 100% vested on the grant date"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Oscar Health (OSCR) report for Sid Sankaran?

Oscar Health reported that director Sid Sankaran received 1,203 deferred stock units as board compensation. Each unit represents a right to one share of Class A common stock, granted instead of a cash retainer for his board service.

How were the 1,203 deferred stock units for Oscar Health (OSCR) calculated?

The 1,203 deferred stock units were calculated using Oscar Health’s Class A common stock closing price of $14.54 on April 9, 2026. That price determined how many units were issued in lieu of the director’s cash retainer payment for board service.

When will Sid Sankaran’s Oscar Health (OSCR) deferred stock units be settled?

The deferred stock units will be settled within 45 days after the earliest of four events: termination of service, a change in control, death, or disability. Settlement will be in cash or Class A shares, at Oscar Health’s discretion.

Are Oscar Health (OSCR) deferred stock units granted to Sid Sankaran vested immediately?

Yes. The deferred stock units issued to Sid Sankaran in lieu of cash retainer payments are 100% vested on the grant date. They still settle later, in cash or Class A common stock, after specified triggering events occur under the company plan.

What does each Oscar Health (OSCR) deferred stock unit granted to Sid Sankaran represent?

Each deferred stock unit represents the right to receive one share of Oscar Health’s Class A common stock. These units are a form of non-cash director compensation and will convert into cash or shares upon future qualifying events defined in the plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/13/2026 - 04:16 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sankaran Sid

(Last)

(First)

(Middle)

75 VARICK STREET, 5TH FLOOR

(Street)

NEW YORK

10013

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oscar Health, Inc. [ OSCR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/09/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Deferred Stock Unit	⁽¹⁾	04/09/2026		A		1,203		⁽²⁾	⁽²⁾	Class A Common Stock	1,203	$14.54⁽³⁾	1,203	D

Explanation of Responses:

1. Each deferred stock unit represents a right to receive one share of the Issuer's Class A common stock.

2. The deferred stock units will be settled for cash or shares of Class A common stock, in the Issuer's discretion, within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability. Deferred stock units issued in lieu of a cash retainer payment are 100% vested on the grant date.

3. The Reporting Person elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors, to receive deferred stock units in lieu of cash retainer payments for service on the Issuer's board of directors. The price of the deferred stock units reported herein represents the closing price of the Issuer's Class A common stock on April 9, 2026, which price was used to calculate the number of deferred stock units issued to the Reporting Person.

Remarks:

	/s/ Melissa Curtin, Attorney-in-Fact	04/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR