Form 4: OVBC Director Reinvests Dividends, Raising Direct Holdings to 8,729.80 Shares

Rhea-AI Filing Summary

Anna P. Barnitz, a director of Ohio Valley Banc Corp (OVBC), reported multiple small acquisitions of common shares on 08/11/2025. The transactions include purchases under a dividend reinvestment plan (code J) and a voluntary cash DRIP contribution (code P) at a reported price of $34.90 per share.

The filing lists direct acquisitions of 42.9799 and 56.8737 shares, and three small custodial fractional acquisitions of 0.2499 shares each for custodial accounts (daughter and two sons). Following the reported transactions, direct beneficial ownership is shown as 8,729.7999 shares and the custodial accounts show 38.1628 shares each.

Insights

Financial Analyst

TL;DR: Director used dividend reinvestment and cash DRIP to modestly increase holdings at $34.90; impact appears immaterial to valuation.

The Form 4 shows non-open-market acquisitions via dividend reinvestment (J) and a voluntary cash DRIP (P) on 08/11/2025 at a price of $34.90 per share. The director recorded two direct share increases (42.9799 and 56.8737 shares) and small custodial fractional purchases. These transactions reflect allocation of dividends and reinvestment behavior rather than new discretionary market buying, so they do not signal a large change in insider stake or company valuation based on the data provided.

Corporate Governance Expert

TL;DR: Routine insider activity—dividend reinvestment and custodial allocations—reported accurately; governance implications are limited.

The filing identifies Anna P. Barnitz as a director and reports acquisitions executed under a dividend reinvestment plan and voluntary cash contributions to DRIP. The presence of custodial accounts for family members is disclosed as indirect beneficial ownership. These are standard, pre-approved mechanisms for insiders to reinvest dividends and do not indicate any governance change or material insider trading concern based on the facts reported.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARNITZ ANNA P

(Last) (First) (Middle)

420 3RD AVE.

P.O. BOX 240

(Street)

GALLIPOLIS OH 45631-0240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	08/11/2025		J(1)		0.2499	A	$34.9	38.1628	I	Custodian For Daughter
Common Shares	08/11/2025		J(1)		0.2499	A	$34.9	38.1628	I	Custodian For Son (bab)
Common Shares	08/11/2025		J(1)		0.2499	A	$34.9	38.1628	I	Custodian For Son (hmb)
Common Shares	08/11/2025		P(2)		42.9799	A	$34.9	8,672.9262	D
Common Shares	08/11/2025		J(1)		56.8737	A	$34.9	8,729.7999	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

2. Voluntary Cash for DRIP.

	/s/ Danielle N Pugh, power of attorney	08/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

Who filed the Form 4 for OVBC?

Anna P. Barnitz, identified as a director of Ohio Valley Banc Corp, filed the Form 4 reporting the transactions.

What transactions were reported on the OVBC Form 4?

Acquisitions of common shares via a dividend reinvestment plan (code J) and a voluntary cash DRIP contribution (code P) executed on 08/11/2025.

How many shares did the reporting person acquire for OVBC?

The filing lists direct acquisitions of 42.9799 and 56.8737 shares, plus three custodial fractional purchases of 0.2499 shares each.

What price per share is shown on the OVBC Form 4?

The reported price for the transactions is $34.90 per share.

What is the reporting person’s beneficial ownership after the transactions?

The filing shows direct beneficial ownership of 8,729.7999 shares following the reported transactions; custodial accounts are shown at 38.1628 shares each.