Ohio Valley Banc director reports DRIP activity; direct stake 8,827.9215

Rhea-AI Filing Summary

Ohio Valley Banc Corp (OVBC) director reported multiple share acquisitions on 11/12/2025. The filing shows a purchase of 41.958 common shares at $35.75, and additional acquisitions tied to the dividend reinvestment plan, including 56.1636 shares and fractional credits of 0.2456 share into three custodial accounts for family members.

Following these transactions, the director’s direct holdings were 8,827.9215 shares. Indirect holdings in each custodial account were 38.4084 shares. Notes state the ending balances differ due to shares acquired under a dividend reinvestment plan and include voluntary cash contributions for the DRIP.

Insider Trade Summary

Net Buyer: 41.958 shares ($1,500)

Net Buy 5 txns

Insider BARNITZ ANNA P

Role Director

Bought 41.958 shs ($1K)

Type	Security	Shares	Price	Value
Other	Common Shares	0.246	$35.75	$8.78
Other	Common Shares	0.246	$35.75	$8.78
Other	Common Shares	0.246	$35.75	$8.78
Purchase	Common Shares	41.958	$35.75	$1K
Other	Common Shares	56.164	$35.75	$2K

Holdings After Transaction: Common Shares — 38.408 shares (Indirect, Custodian For Daughter); Common Shares — 8,771.758 shares (Direct)

Footnotes (1)

1. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan. Voluntary Cash for DRIP.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARNITZ ANNA P

(Last) (First) (Middle)

420 3RD AVE.

P.O. BOX 240

(Street)

GALLIPOLIS OH 45631-0240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	11/12/2025		J(1)		0.2456	A	$35.75	38.4084	I	Custodian For Daughter
Common Shares	11/12/2025		J(1)		0.2456	A	$35.75	38.4084	I	Custodian For Son (bab)
Common Shares	11/12/2025		J(1)		0.2456	A	$35.75	38.4084	I	Custodian For Son (hmb)
Common Shares	11/12/2025		P(2)		41.958	A	$35.75	8,771.7579	D
Common Shares	11/12/2025		J(1)		56.1636	A	$35.75	8,827.9215	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

2. Voluntary Cash for DRIP.

	/s/ Melissa P. Wooten, power of attorney	11/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did OVBC’s director report on Form 4?

The director reported acquiring shares on 11/12/2025, including a purchase of 41.958 shares at $35.75 and DRIP-related acquisitions.

What are the director’s direct holdings after the transactions?

Direct beneficial ownership was 8,827.9215 common shares after the reported transactions.

Were there indirect or custodial holdings reported for OVBC?

Yes. Three custodial accounts each showed 38.4084 shares as indirect beneficial ownership.

What do the transaction codes mean in this context?

Code P indicates a purchase; code J reflects other acquisitions. Notes indicate these relate to dividend reinvestment plan activity and voluntary cash for DRIP.

At what price were the directly purchased shares acquired?

The reported purchase price was $35.75 per share.

Why do ending balances differ from prior reports?

A note explains balances differ due to shares acquired under a dividend reinvestment plan and voluntary cash contributions for DRIP.