Welcome to our dedicated page for Oak Vally Bancrp SEC filings (Ticker: OVLY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Oak Valley Bancorp (NASDAQ: OVLY) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a public bank holding company. Oak Valley Bancorp files reports with the U.S. Securities and Exchange Commission in connection with its role as the parent of Oak Valley Community Bank and its Eastern Sierra Community Bank division, which offer loan and deposit products to individuals and small businesses.
Among the most relevant documents for OVLY are its current reports on Form 8-K, which the company uses to furnish earnings press releases. Recent 8-K filings dated July 18, 2025, and October 22, 2025, state that Oak Valley Bancorp issued press releases announcing operating results for the three and six months, and the three and nine months, ended on specified dates. These filings, under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure), incorporate the full text of the financial press releases as exhibits.
In these earnings-related materials, Oak Valley Bancorp reports net interest income, non-interest income, non-interest expense, net income, and various performance ratios, along with balance sheet data such as total assets, gross loans, deposits, and stockholders’ equity. The company also discloses non-performing asset levels, allowance for credit losses as a percentage of gross loans, and non-GAAP measures like net interest margin and efficiency ratio, explaining that these are computed on a fully tax-equivalent basis using specified tax rates.
Through Stock Titan, users can review OVLY’s SEC filings as they are made available via the EDGAR system and read AI-powered summaries that highlight key figures, trends, and risk disclosures from lengthy documents. For Oak Valley Bancorp, this can help readers quickly understand quarterly and annual financial performance, credit quality metrics, and management’s discussion of factors affecting results, without manually parsing every line of each filing.
In addition to earnings-related 8-Ks, the filings page can surface other forms such as annual reports on Form 10-K, quarterly reports on Form 10-Q, and ownership-related filings like Form 4 when they are filed. These documents are essential for tracking Oak Valley Bancorp’s financial condition, capital position, and insider transactions over time, with AI tools assisting in interpreting complex banking and regulatory terminology.
Oak Valley Bancorp CEO and director Christopher M. Courtney reported an award of 5,267 shares of common stock on February 27, 2026 as a grant of restricted stock under the company’s Stock Incentive Plan, at no cash price per share. These restricted shares vest 20% annually on February 28 of each year from 2027 through 2031, and are subject to transfer restrictions and forfeiture conditions until vested. The filing also records a discretionary transaction adjusting his holdings by 2,079 shares as of December 31, 2025 for shares acquired through the 401(k) profit sharing plan. Following the most recent award, Courtney directly owns 243,647 common shares.
Oak Valley Bancorp executive vice president of commercial real estate Cathy Ghan reported several internal share movements in the company’s common stock. On February 27, 2026, she surrendered multiple small blocks of shares coded "F" to satisfy tax liabilities on previously granted restricted stock as those awards vested, rather than selling shares in the open market.
On the same date, she received a grant of restricted stock coded "A" as an award under the company’s stock incentive plan, which will vest 20% annually from February 28, 2027 through February 28, 2031 and is subject to transfer restrictions and potential forfeiture until vesting. The filing also notes earlier adjustments for shares acquired through the company 401(k) and profit-sharing plans under a Rule 10b5-1 purchase program.
Oak Valley Bancorp executive Theresa Roland, EVP Chief HR Officer, reported an award of 784 shares of restricted common stock on February 27, 2026 under a Stock Incentive Plan. The restricted stock vests 20% annually on February 28 of 2027, 2028, 2029, 2030, and 2031.
The filing also records a 630‑share discretionary transaction dated December 31, 2025, described as an adjustment to holdings for shares acquired through the company’s 401(k) profit sharing plan in 2025.
Oak Valley Bancorp executive William D. Nunes reported administrative share movements, mainly related to taxes and retirement plans. On
A separate entry dated
Oak Valley Bancorp EVP and Chief Information Officer Russell E. Stahl reported several equity-related transactions. On February 27, 2026, he received an award of 784 shares of restricted common stock under the Stock Incentive Plan, vesting 20% annually from February 28, 2027 through February 28, 2031. That same day, he surrendered a total of 921 shares of common stock in multiple tax-withholding dispositions tied to restricted stock granted between 2021 and 2025 as those awards vested. A prior December 31, 2025 discretionary transaction adjusted holdings by 1,263 shares for 401(k) profit sharing. After these moves, he directly owns about 40,012 shares of Oak Valley Bancorp common stock.
Oak Valley Bancorp executive Gary Stephens reported several routine share adjustments in company stock. On February 27, 2026, he surrendered multiple small amounts of Common Stock to cover tax liabilities on previously granted restricted stock that vested on that date, as indicated by the tax-withholding disposition code and related footnotes.
On the same day, he received a grant of 784 shares of restricted stock under the company’s Stock Incentive Plan, which will vest 20% annually on specified dates from February 28, 2027 through February 28, 2031. A prior December 31, 2025 adjustment reflects 1,387 shares acquired through the company’s 401(k) and profit-sharing plans under a Rule 10b5-1 purchase plan.
Oak Valley Bancorp executive vice president and chief credit officer Michael J. Rodrigues reported several routine equity transactions in company common stock. On February 27, 2026, he surrendered multiple small share blocks to cover tax liabilities tied to previously issued restricted stock that vested on that date and received a 784-share restricted stock award under the stock incentive plan. A separate adjustment reflects shares acquired through the company 401(k) and profit-sharing plan, leaving him with direct ownership in the mid-76,000-share range.
Oak Valley Bancorp President & COO Richard A. McCarty reported several equity-related transactions in company common stock. On February 27, 2026, he received a grant of 4,070 shares of restricted stock under the company’s Stock Incentive Plan. The award vests 20% annually on February 28 of 2027, 2028, 2029, 2030, and 2031, and unvested shares are subject to transfer restrictions and potential forfeiture until vesting.
On the same date, multiple Form 4 entries coded "F" show shares surrendered to cover tax liabilities as earlier restricted stock grants from 2021 through 2025 vested. An additional entry reflects an adjustment for 1,428 shares acquired through a 401(k) profit sharing plan in 2025. After these transactions, McCarty directly held 60,932 shares of Oak Valley Bancorp common stock.
Oak Valley Bancorp executive vice president and chief financial officer Jeffrey A. Gall reported a mix of equity compensation changes in company common stock. On February 27, 2026, he surrendered several small blocks of shares under code F to satisfy tax liabilities on restricted stock that vested from grants originally issued on February 28 in 2021, 2022, 2023, 2024, and 2025. That same day, he received a grant of 784 restricted shares under the Stock Incentive Plan, which will vest 20% annually on February 28 of 2027, 2028, 2029, 2030, and 2031, subject to forfeiture and transfer restrictions until vesting. The filing also records a prior discretionary 401(k)–related adjustment of 1,182 shares as of December 31, 2025, reflecting purchases and profit-sharing contributions under a 10b5‑1 plan.
Oak Valley Bancorp executive Julie Dehart, EVP Retail Banking, reported several stock movements in Oak Valley Bancorp common stock. On February 27, 2026, she surrendered multiple small share blocks as tax-withholding dispositions tied to previously granted restricted stock that vested that day, and received a grant of 784 restricted shares under the company’s Stock Incentive Plan. A separate discretionary transaction on December 31, 2025 adjusted her holdings by 1,006 shares acquired through company 401(k) and profit-sharing plans.