Welcome to our dedicated page for Oak Vally Bancrp SEC filings (Ticker: OVLY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Oak Valley Bancorp (NASDAQ: OVLY) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a public bank holding company. Oak Valley Bancorp files reports with the U.S. Securities and Exchange Commission in connection with its role as the parent of Oak Valley Community Bank and its Eastern Sierra Community Bank division, which offer loan and deposit products to individuals and small businesses.
Among the most relevant documents for OVLY are its current reports on Form 8-K, which the company uses to furnish earnings press releases. Recent 8-K filings dated July 18, 2025, and October 22, 2025, state that Oak Valley Bancorp issued press releases announcing operating results for the three and six months, and the three and nine months, ended on specified dates. These filings, under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure), incorporate the full text of the financial press releases as exhibits.
In these earnings-related materials, Oak Valley Bancorp reports net interest income, non-interest income, non-interest expense, net income, and various performance ratios, along with balance sheet data such as total assets, gross loans, deposits, and stockholders’ equity. The company also discloses non-performing asset levels, allowance for credit losses as a percentage of gross loans, and non-GAAP measures like net interest margin and efficiency ratio, explaining that these are computed on a fully tax-equivalent basis using specified tax rates.
Through Stock Titan, users can review OVLY’s SEC filings as they are made available via the EDGAR system and read AI-powered summaries that highlight key figures, trends, and risk disclosures from lengthy documents. For Oak Valley Bancorp, this can help readers quickly understand quarterly and annual financial performance, credit quality metrics, and management’s discussion of factors affecting results, without manually parsing every line of each filing.
In addition to earnings-related 8-Ks, the filings page can surface other forms such as annual reports on Form 10-K, quarterly reports on Form 10-Q, and ownership-related filings like Form 4 when they are filed. These documents are essential for tracking Oak Valley Bancorp’s financial condition, capital position, and insider transactions over time, with AI tools assisting in interpreting complex banking and regulatory terminology.
James L. Gilbert, a director of Oak Valley Bancorp (OVLY), reported a donation of 4,237 shares of the issuer's common stock on 08/27/2025. The Form 4 shows the shares were donated to a charitable organization and the reporting person received no consideration for the transfer. After the donation, Mr. Gilbert beneficially owned 151,654 shares. The filing is a routine Section 16 disclosure of a non‑derivative, non‑compensatory transfer by an insider and does not include any options, exercises, or purchases.
Oak Valley Bancorp (OVLY) director Allison Lafferty made three open-market purchases of the issuer's common stock in August 2025. On 08/01/2025 she bought 165 shares at $26.46, increasing her holdings to 6,908 shares. On 08/14/2025 she purchased 312 shares at $27.68 (holdings 7,220) and 211 shares at $27.71 (holdings 7,431). All reported Holdings are direct ownership.
Oak Valley Bancorp reported continued profitability with modest year-over-year declines in reported earnings. For the three months ended June 30, 2025 the Company recorded net income of $5.588 million versus $5.889 million a year earlier; year-to-date net income was $10.885 million versus $11.616 million in the prior year period. Net interest income for the quarter was $18.154 million, up from $17.292 million the prior year period, while total non-interest expense rose to $12.688 million from $11.616 million.
On the balance sheet, cash and cash equivalents increased to $198.86 million and deposits were $1.711 billion. Loans, net were $1.096 billion with no non-accrual loans reported and an allowance for credit losses of $11.43 million. Available-for-sale securities carried unrealized losses totaling $43.0 million, contributing to an accumulated other comprehensive loss of $29.904 million. The Company declared cash dividends totaling $2.507 million during the six-month period.
Erich A. Haidlen, a director of Oak Valley Bancorp (OVLY), acquired 245 common shares via automatic dividend reinvestment on 08/08/2025 in two transactions: 71 shares at $27.2414 and 174 shares at $26.915. Those purchases brought his reported beneficial ownership to 22,700 shares. The Form 4 was later amended to correct the total shares beneficially owned. The transactions were executed through a brokerage dividend reinvestment plan, indicating the shares were purchased as a result of dividend distributions rather than an open-market purchase.
Oak Valley Bancorp director Don Barton reported selling 375 common shares on 08/12/2025 under a pre-established 10b5-1 trading plan adopted on 11-05-2024. The sales were executed at a weighted-average price of $27.9395, with individual trade prices ranging from $27.75 to $28.15. Following the reported transactions, Barton directly beneficially owns 32,975 shares. The filing states the trades were made pursuant to the 10b5-1 plan and that the reporting person will provide a breakdown of the number of shares sold at each price upon request.
Terrance P. Withrow, a director of Oak Valley Bancorp (OVLY), purchased 294 shares of the issuer's common stock on 08/08/2025 at a reported price of $26.88 per share through automatic dividend reinvestment. After the purchase he directly beneficially owned 31,620 shares. The filing is a standard Section 16 Form 4 reporting a P (purchase) transaction and notes the acquisition occurred via a brokerage account dividend reinvestment plan. The disclosure confirms the transaction was reported by one reporting person and does not show any derivative transactions.
Erich A. Haidlen, a director of Oak Valley Bancorp (OVLY), purchased 71 shares of the company's common stock on 08/08/2025 at a reported price of $27.2414 per share. The filing states the shares were acquired through automatic dividend reinvestment in a brokerage account. After the transaction, Mr. Haidlen directly beneficially owned 22,614 shares.
The Form 4 was signed on 08/12/2025 and was filed by one reporting person. The disclosure is limited to this single, routine purchase and does not include derivative transactions or other changes in ownership.
Oak Valley Bancorp (OVLY) filed a Form 144 reporting a proposed sale of 375 shares of common stock through Fidelity Brokerage Services LLC on NASDAQ, with an aggregate market value of $10,473.30 and 8,382,062 shares outstanding. The proposed sale date is listed as 08/12/2025, which means the block represents approximately 0.0045% of outstanding shares.
Acquisition details show the reported shares were acquired in open-market purchases: 10 shares on 07/23/2007 and 365 shares on 12/26/2007, paid in cash. The filing also discloses prior sales by "Donald Barton 2015 Sep Prop Tr" of 375 shares on 05/12/2025, 375 shares on 06/12/2025, and 375 shares on 07/14/2025 with gross proceeds of $9,892.91, $9,797.67, and $10,736.27 respectively. The notice includes the signer’s representation that no material nonpublic information is known.
Oak Valley Bancorp (OVLY) Form 4 filing: Director Randolph H. Holder Jr. executed a single open-market purchase (code P) on 07/30/2025 for 500 common shares at $27.00 per share, totaling roughly $13.5 k. The shares were acquired indirectly through Holder Enterprises, LLC. Following the transaction, Holder’s indirect ownership increased to 152,676 shares. No derivative securities were involved and no other transactions were reported in this filing.
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