Oak Valley Bancorp filings document the regulatory record of a California bank holding company for Oak Valley Community Bank and its Eastern Sierra Community Bank division. Its Form 8-K reports disclose operating results, Regulation FD releases, credit-loss provisions, dividends, and management-transition matters affecting the bank holding company and its wholly owned banking subsidiary.
Proxy filings cover board and governance matters, executive compensation, equity-award values, pay-versus-performance disclosures, and shareholder voting materials. Together, the filings describe the company’s community-bank operating performance, capital and governance structure, public-company reporting obligations, and formal disclosure controls for material events.
Oak Valley Bancorp director Allison Lafferty bought additional shares of the company’s common stock in the open market. She purchased 87 shares at a price of $33.44 per share and now directly owns a total of 8,693 common shares.
Oak Valley Bancorp director Don Barton sold shares in a routine transaction. He completed an open-market sale of 375 shares of Common Stock at $33.77 per share. After this sale, he directly holds 30,725 shares, indicating he retains the vast majority of his position.
Oak Valley Bancorp director Holder H Randolph Jr reported an open-market purchase of company stock. On May 12, he bought 200 shares of Common Stock at a price of $32.50 per share.
Following this transaction, he directly holds a total of 152,876 shares of Oak Valley Bancorp Common Stock.
Oak Valley Bancorp delivered stable results for the quarter ended March 31, 2026, with net income of $5.3M, essentially unchanged from the prior year, and diluted earnings per share of $0.64. Annualized return on average assets was 1.07% and return on average common equity was 10.23%, slightly lower than a year earlier.
Net interest income rose to $18.8M as loan yields increased and the net interest margin edged up to 4.12%, while the provision for credit losses increased to $0.5M. Total loans reached $1.15B and deposits were $1.78B, keeping the balance sheet near $2.0B in assets. Credit quality remained strong with only one non-owner-occupied commercial real estate credit driving non-accrual loans of $4.6M and an allowance for credit losses of $12.9M. Comprehensive income fell to $1.4M due to larger unrealized losses in the available-for-sale securities portfolio as market yields rose.
Oak Valley Bancorp director Allison Lafferty made an open-market purchase of Common Stock, buying 180 shares at $33.19 per share on May 5, 2026. After this transaction, she directly owns 8,606 shares, indicating a modest increase in her personal stake in the company.
Oak Valley Bancorp director Leonard Daniel J reported an open-market purchase of Common Stock. On April 29, 2026, he bought 375 shares at $33.00 per share, a total of $12,375. Following this transaction, he directly owns 62,598 shares of Oak Valley Bancorp. The filing notes that the trade was executed under a Rule 10b5-1 purchase plan adopted on April 28, 2026, indicating it was pre-planned rather than a discretionary market-timing decision.
Oak Valley Bancorp is asking shareholders to vote at its June 16, 2026 annual meeting on electing four directors, ratifying RSM US LLP as auditor for 2026, and handling any other proper business. Shareholders of record on April 22, 2026, holding 8,413,458 common shares, may vote.
The proxy describes board structure, independence and committees, notes that all major committees are composed of independent directors, and outlines director nomination and related‑party review policies. It also details executive roles and a pay program combining salary, performance‑based cash bonuses and stock awards, guided by peer benchmarking and prior advisory support for say‑on‑pay.
Oak Valley Bancorp reported first-quarter 2026 net income of $5.3 million, or $0.64 per diluted share, compared with $6.3 million, or $0.77, in the prior quarter and $5.3 million, or $0.64, a year earlier. The sequential decline mainly reflects higher operating expenses and lower net interest income.
Net interest income was $18.8 million, down from $19.5 million in the prior quarter but up from $17.8 million a year ago, with net interest margin at 4.12%. Non-interest income rose to $2.0 million, helped by a special Federal Home Loan Bank dividend, while non-interest expense increased to $13.5 million as the bank supports growth.
Total assets were $2.01 billion, with $1.15 billion in gross loans and $1.78 billion in deposits at March 31, 2026. Nonperforming assets were $4.6 million, or 0.23% of total assets, tied to one collateral-dependent loan, and the allowance for credit losses was $12.9 million, or 1.13% of gross loans. Liquidity remained solid with $201.6 million in cash and cash equivalents.
Oak Valley Bancorp describes a community banking business centered on Oak Valley Community Bank, serving California’s Central Valley and Eastern Sierras through 19 full‑service branches as of December 31, 2025. The bank focuses on commercial and real estate lending, with 91% of its loan portfolio in real estate and an aggregate commercial real estate loan‑to‑value of 44.9%. Non‑owner occupied commercial real estate represents 69.9% of commercial real estate commitments. Deposits were about $1.7 billion, or roughly 1.9% of $90.8 billion local deposits as of June 30, 2025. The company outlines detailed underwriting, capital and regulatory frameworks, plus extensive risk factors tied to economic conditions, interest rates, competition, regulation, cybersecurity and climate‑related developments. As of March 13, 2026, it had 8,413,458 common shares outstanding and employed 245 people.