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OwlTing (NASDAQ: OWLS) adds Visa debit funding for USDC via OwlPay

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(Neutral)
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Form Type
6-K

Rhea-AI Filing Summary

OBOOK Holdings Inc., operating as OwlTing Group, filed a Form 6-K highlighting an expanded collaboration with Visa to integrate Visa Direct into its OwlPay payment infrastructure. This creates a card-to-wallet on-ramp so eligible U.S. debit cardholders can directly fund USDC transactions without a separate exchange account.

The capability is live in OwlPay Harbor for enterprise partners and is accessible to consumers through OwlPay Wallet Pro, enabling USDC spending, transfers, and cross-border remittances through channels such as Visa debit pushes, local bank accounts via the Circle Payment Network, and MoneyGram cash pickup. OwlTing plans to add the on-ramp to its OwlPay Cash remittance app and anticipates that Visa Direct-supported flows may contribute to incremental transaction-based revenue, supported by a regulatory footprint across 41 U.S. states.

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Insights

OwlTing deepens Visa ties to make USDC easier to use.

OwlTing Group is expanding its collaboration with Visa by integrating Visa Direct into its OwlPay infrastructure. This lets eligible U.S. debit cardholders fund USDC directly, avoiding the extra step of opening a dedicated digital asset exchange account.

The integration initially runs through OwlPay Harbor for enterprise and platform partners, with consumer access via OwlPay Wallet Pro. Planned rollout to OwlPay Cash targets cross-border remittances, turning a card swipe into a digital currency transfer within one flow.

OwlTing’s footprint across 41 U.S. states and its positioning in digital currency and high-growth rankings provide regulatory and brand support. The company notes that Visa Direct-supported flows may lead to incremental transaction-based revenue, though the scale and timing are not quantified in this disclosure.

U.S. debit card usage 74% of U.S. consumers Use a debit card every month, according to the Federal Reserve
U.S. debit purchase volume $4.7 trillion annually Annual debit card purchase volume in the U.S., Federal Reserve data
U.S. regulatory footprint 41 U.S. states OwlTing money transmission licenses or equivalents as of March 2026
High-growth ranking No. 226 Financial Times and Statista High-Growth Companies Asia-Pacific 2026
Revenue CAGR 42% CAGR Growth rate cited in High-Growth Companies Asia-Pacific 2026 ranking
Digital currency sector ranking Top 2 globally Enterprise & B2B category per CB Insights statistics in 2025
Visa Direct financial
"announced an expansion of its collaboration with Visa ... to support the use of Visa Direct within OwlPay’s payment infrastructure"
A real-time payment service that lets businesses and individuals push money directly to a debit card, bank account, or mobile wallet, similar to handing someone cash instantly through a digital channel. It matters to investors because faster, simpler transfers can increase transaction volume and customer use of a payment network, drive fee-based revenue, and make a company’s payment services more competitive and sticky with customers.
USDC financial
"enable eligible U.S. debit cardholders to fund USDC transactions without a standalone exchange account"
USDC is a digital token designed to hold the same value as one U.S. dollar, acting like a digital dollar you can use on the internet. Investors care because it provides a quick, low-cost way to move and store value, reduce price swings common in cryptocurrencies, and park cash in trading or payments without converting to traditional bank deposits, though its safety depends on how and where the backing dollars are held.
on-ramp financial
"creates a trusted card-to-wallet on-ramp channel for mainstream consumers"
money transmission services regulatory
"All money transmission services in the United States are provided by OwlTing USA, Inc."
MTL licenses regulatory
"has obtained MTL licenses or their equivalent in 40 U.S. states"
Circle Payment Network financial
"local bank accounts via the Circle Payment Network, or global cash pickup through MoneyGram"

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON D.C. 20549

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

April 2026

Commission File Number: 001-42858

OBOOK Holdings Inc.

9F., No. 28, Wencheng Rd., Beitou Dist.,

Taipei City 112, Taiwan,

Republic of China

+886-2-6610-0180

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F Form 40-F

 

TABLE OF CONTENTS

Exhibit 99.1

 

OwlTing Group (NASDAQ: OWLS) Expands Visa Collaboration to Support U.S. Debit Card Funding of USDC Transactions

 


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

 

 

OBOOK Holdings Inc.

 

 

By:

/s/ Chun-Kai Wang

Name:

Chun-Kai Wang

Title:

Chairman and Chief Executive Officer

Date: April 9, 2026


img48003222_0.gif Exhibit 99.1

 

OwlTing Group (NASDAQ: OWLS) Expands Visa Collaboration to Support U.S. Debit Card Funding of USDC Transactions

Visa Direct integration supports a new on-ramp capability across OwlPay's product suite, enabling eligible U.S. debit cardholders to fund USDC transactions without a standalone exchange account

img48003222_1.jpg

 

Arlington, Virginia, United States, April 9, 2026 – OwlTing Group (NASDAQ: OWLS) (“OwlTing” or the “Company”), the operating brand of OBOOK Holdings Inc., a global fintech company, today announced an expansion of its collaboration with Visa, a world leader in digital payments, to support the use of Visa Direct within OwlPay’s payment infrastructure1. The integration creates a trusted card-to-wallet on-ramp channel for mainstream consumers and extends OwlTing’s digital currency access capabilities across the broader OwlPay product suite2.

 


1 All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

2 Availability varies by eligibility and geography. Please refer to your OwlPay or Visa representative for more information on availability.


According to the Federal Reserve, 74% of U.S. consumers use a debit card every month3, driving a payment ecosystem that processes $4.7 trillion in annual purchase volume4. For many consumers, acquiring USDC5 has historically required opening and funding an account through a dedicated digital asset exchange platform. By integrating Visa Direct into OwlPay, OwlTing expects to streamline that process for eligible users by enabling debit-card funding directly into supported USDC workflows.

 

“Digital currencies have reached the point where the infrastructure is ready, but the on-ramp is still broken for most people,” said Darren Wang, Founder and CEO at OwlTing Group. “By integrating Visa Direct into OwlPay, we are connecting the debit cards that most Americans already use to a digital dollar infrastructure. The result is a meaningful reduction in the friction that has kept digital currencies out of everyday financial life, utilizing the security and global reach of the Visa network.”

 

“Digital currencies are opening up new ways to move money faster and more flexibly, but making that work in the real world depends on trusted infrastructure,” said Vira Platonova, Global Head of Visa Direct. “Visa Direct helps make that possible by connecting new forms of value with existing payment systems, backed by the security, reliability, and compliance needed to support transparent flows.”

 


3 According to the Federal Reserve “2025 Findings from the Diary of Consumer Payment Choice”. Please see: https://www.frbservices.org/binaries/content/assets/crsocms/news/research/2025-diary-of-consumer-payment-choice.pdf

4 According to the Federal Reserve “2023 Interchange Fee Revenue, Covered Issuer Costs, and Covered Issuer and Merchant Fraud Losses Related to Debit Card Transactions”. Please see: https://www.federalreserve.gov/paymentsystems/files/debitfees_costs_2023.pdf

5 USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found at circle.com/en/legal/licenses.


The capability is now live within OwlPay Harbor, OwlTing's global on/off-ramp infrastructure. For enterprise and platform partners, this allows them to offer card-funded USDC acquisition to eligible U.S. users without the burden of building an independent exchange infrastructure. By integrating Visa Direct with OwlPay Harbor, partners can convert eligible users with a U.S. debit card into a potential USDC liquidity participant upon activation.

 

On the consumer front, eligible users may access the Visa Direct on-ramp through OwlPay Wallet Pro, OwlTing’s user-controlled digital wallet designed to provide users with direct control over their digital asset holdings. Once an eligible debit card is linked, users can initiate a USDC transaction through a streamlined authorization flow with funds made available upon settlement, subject to program terms and eligibility requirements.

 

Once funded, users can spend USDC at leading U.S. retailers with gift cards, transfer assets to third-party platforms, or send funds globally through integrated settlement channels, including direct pushes to eligible Visa debit cards, local bank accounts via the Circle Payment Network, or global cash pickup through MoneyGram.

 

OwlPay Cash, OwlTing's consumer remittance app covering key U.S. outbound corridors, will integrate this Visa Direct on-ramp in a subsequent phase. This will allow remittance senders to transition seamlessly from a card swipe to a cross-border digital currency transfer within a single, unified flow.

 

As adoption scales across both enterprise and consumer touchpoints, OwlTing anticipates that Visa Direct-supported transaction flows may contribute to incremental transaction-based revenue. OwlTing's regulatory footprint spans 41 U.S. states6, strengthening the compliance framework through which this collaboration operates.

 

##

 


6 As of March 2026, OwlTing Group has obtained MTL licenses or their equivalent in 40 U.S. states and is applying for licenses in additional states. The Company has now expanded its regulatory footprint in 41 U.S. States. For a list of U.S. licenses obtained, please see https://www.owlting.com/owlpay/licenses?lang=en.


About OwlTing Group

OwlTing Group (NASDAQ: OWLS) is the operating brand of OBOOK Holdings Inc., a global fintech company founded in Taiwan, with subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. The Company operates a diversified ecosystem across payments, hospitality, and e-commerce. In 2026, OwlTing was named to the Financial Times and Statista “High-Growth Companies Asia-Pacific 2026” list, ranking No. 226 among the top 500 fastest-growing companies in the region with a 42% CAGR. In 2025, OwlTing was ranked among the top 2 global players for the "Enterprise & B2B" category in the digital currency sector by CB Insights' statistics. The Company’s mission is to use distributed ledger technology to provide businesses with more reliable and transparent data management, to reinvent the global flow of funds for businesses and consumers, and to lead the digital transformation of business operations. To this end, the Company introduced OwlPay, a hybrid payment solution, to empower global businesses to operate confidently in the expanding digital currency economy. For more information, visit https://www.owlting.com/portal/?lang=en.
 

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company’s future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as “may,” “will,” “expect,” “anticipate,” “plan,” “intend,” “believe,” “estimate,” or similar expressions. These forward-looking statements are based on the Company’s current expectations and assumptions and speak only as of the date of this announcement. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company’s filings with the U.S. Securities and Exchange Commission.

 

OwlTing Group Media Relations

pr_office@owlting.com

 

OwlTing Group Investor Relations

ir@owlting.com


FAQ

What did OwlTing Group (OWLS) announce in this Form 6-K?

OwlTing Group announced an expanded collaboration with Visa, integrating Visa Direct into its OwlPay infrastructure. This enables eligible U.S. debit cardholders to fund USDC transactions directly, streamlining digital currency access for both enterprise partners and consumers across OwlTing’s product suite.

How does the Visa Direct integration change USDC access for OwlTing (OWLS) users?

The integration allows eligible U.S. debit cardholders to fund USDC directly through OwlPay rather than opening a separate exchange account. Users can link a debit card, authorize a transaction, and receive USDC upon settlement for spending, transfers, or cross-border payments within supported OwlTing products.

Which OwlTing (OWLS) products support the new Visa Direct USDC on-ramp?

The capability is live within OwlPay Harbor, OwlTing’s global on/off-ramp infrastructure, for enterprise and platform partners. Eligible consumers can access it via OwlPay Wallet Pro now, with a later phase bringing the same on-ramp capability into the OwlPay Cash remittance application.

What can OwlTing (OWLS) customers do with USDC funded via Visa Direct?

Once funded, eligible users can spend USDC at leading U.S. retailers using gift cards, move assets to third-party platforms, or send funds globally. Settlement channels include pushes to eligible Visa debit cards, local bank accounts via the Circle Payment Network, and MoneyGram cash pickup locations.

How broad is OwlTing’s regulatory footprint supporting this Visa collaboration?

OwlTing’s money transmission framework in the United States is operated by OwlTing USA, Inc. The company reports a regulatory footprint spanning 41 U.S. states through money transmitter licenses or equivalents, providing the compliance foundation for its Visa Direct-enabled USDC transaction flows.

Does OwlTing (OWLS) expect financial benefits from the Visa Direct USDC on-ramp?

OwlTing states that as adoption scales across enterprise and consumer channels, Visa Direct-supported USDC transaction flows may contribute to incremental transaction-based revenue. The filing does not quantify the expected revenue impact but links it to increased usage across its OwlPay product ecosystem.

Filing Exhibits & Attachments

1 document