Welcome to our dedicated page for Pioneer Bancorp Md SEC filings (Ticker: PBFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Pioneer Bancorp, Inc. (PBFS), a financial institution associated with savings institutions that are not federally chartered. The company files current reports on Form 8-K and other documents as required for registrants with publicly traded common stock under Commission File Number 001-38991.
In its Form 8-K filings, Pioneer Bancorp, Inc. discloses material events such as the adoption and completion of stock repurchase programs and the release of periodic earnings information. One filing describes a stock repurchase program authorizing the repurchase of a percentage of the company’s outstanding common stock and explains that repurchases may occur in open market or private transactions, through block trades or under a trading plan adopted in accordance with SEC Rule 10b5-1. The filing also notes that open market purchases are subject to Rule 10b-18 and that the timing and amount of repurchases may be suspended, terminated or modified based on various factors.
Another Form 8-K shows how Pioneer Bancorp, Inc. furnishes an earnings release as an exhibit to report financial results for specified three- and nine-month periods. The company states that this information is furnished rather than filed for purposes of certain Exchange Act provisions. These filings illustrate how the bank communicates its financial condition and capital management decisions through the SEC’s EDGAR system.
On this page, users can review Pioneer Bancorp, Inc.’s SEC filings and use AI-powered summaries to interpret key points in complex documents. Filings such as annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and beneficial ownership or insider transaction reports on Form 4, when available, can be analyzed with AI tools that highlight important disclosures, explain technical language and help readers understand the implications of the company’s regulatory reporting.
Pioneer Bancorp, Inc. filed a current report stating that it has issued an earnings release covering its financial results for the three months and year ended December 31, 2025. The company attached this earnings release as Exhibit 99.1, dated January 30, 2026, to provide more detailed financial information.
The company notes that the earnings release and related information are being furnished rather than filed, which means they are not subject to certain liability provisions under federal securities laws or automatically incorporated into other securities filings.
Pioneer Bancorp, Inc. disclosed that its board has adopted a new stock repurchase program allowing the company to buy back up to 5% of its outstanding common stock, or 1,254,027 shares. This is the second repurchase program since its mutual holding company reorganization and related stock offering, and follows completion of the initial program. Under the prior program, Pioneer repurchased 1,298,883 shares, or approximately 5% of its then outstanding common stock, at an average price of $11.83 per share. The new program has no expiration date, and repurchases may be made at management’s discretion in the open market or through private transactions, block trades, or under Rule 10b5-1 trading plans, subject to market conditions, alternative uses of capital, and the company’s financial performance.
Pioneer Bancorp, Inc. executive vice president and chief banking officer Jesse Tomczak reported multiple sales of company common stock. On December 12, 2025, he executed a series of sale transactions coded "S" in common stock at reported prices including $14.60, $14.65, $14.70 and $14.795 per share.
Following these trades, he beneficially owned 41,000 shares of Pioneer Bancorp common stock directly, which include shares of restricted stock that vest at a rate of 20% per year commencing on May 21, 2025, and 4,954 shares indirectly through a 401(k) plan. He also holds stock options on 100,000 shares with an exercise price of $9.39, exercisable and expiring from May 21, 2025 to May 21, 2034, vesting 20% per year commencing on May 21, 2025.
Pioneer Bancorp, Inc. reported that an executive serving as EVP - Chief Credit Officer acquired additional equity on December 11, 2025. The filing shows the officer acquired 20,000 shares of common stock, described as restricted stock, at a price of $0, bringing direct beneficial ownership of common stock to 20,000 shares.
The officer also acquired stock options on 40,000 shares of common stock with an exercise price of $14.46 per share. These options become exercisable on December 11, 2026 and expire on December 11, 2035. Both the 20,000 restricted shares and the 40,000 stock options vest at a rate of 20% per year, commencing on December 11, 2026, indicating a long-term, time-based equity incentive structure.
Pioneer Bancorp, Inc. (PBFS) filed its quarterly report for the period ended September 30, 2025. Net income was $4.3 million for the quarter, compared with $6.3 million a year earlier, as higher funding and operating costs offset growth in interest income. Quarterly diluted EPS was $0.18 versus $0.25 last year. Net interest income rose to $20.2 million from $17.9 million, while the provision for credit losses turned to an expense of $0.8 million versus a benefit in the prior year period.
Total assets reached $2.24 billion (up from $1.98 billion at year-end). Loans grew to $1.64 billion and deposits to $1.90 billion, including noninterest-bearing deposits of $570.0 million. Cash and equivalents increased to $228.6 million, and FHLB borrowings fell to $0 from $40.0 million. The allowance for credit losses on loans increased to $24.6 million as nonaccrual loans rose to $11.4 million. For the nine months, net income was $16.5 million versus $15.0 million a year ago.
Pioneer Bancorp, Inc. (PBFS) disclosed an initial insider ownership filing on Form 3. The reporting person is an Officer, serving as EVP - Chief Credit Officer, with a reportable event date of 10/20/2025.
The filing lists 0 shares of common stock beneficially owned in direct form and shows no derivative securities. The Form 3 was filed by one reporting person.
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