Pathfinder Bancorp (PBHC) counsel buys 1,000 shares in open-market trade

Rhea-AI Filing Summary

Pathfinder Bancorp, Inc. First Vice President and General Counsel Joseph Polniak bought 1,000 shares of common stock in an open-market purchase at $15.881 per share on June 15, 2026. Following this transaction, he directly owns 9,000 shares of Pathfinder Bancorp common stock.

Insider Trade Summary

Net Buyer: 1,000 shares ($15,881)

Net Buy 1 txn

Insider Polniak Joseph

Role FVP, General Counsel

Bought 1,000 shs ($16K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	1,000	$15.881	$16K

Holdings After Transaction: Common Stock — 9,000 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased: 1,000 shares Purchase price: $15.881 per share Shares owned after transaction: 9,000 shares +1 more

4 metrics

Shares purchased 1,000 shares Open-market purchase on June 15, 2026

Purchase price $15.881 per share Common Stock transaction

Shares owned after transaction 9,000 shares Direct ownership following purchase

Net share change 1,000 shares Net buy across all reported transactions

Key Terms

open-market purchase, Common Stock, transaction code P

3 terms

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

transaction code P regulatory

"transaction_code_description: "Purchase in open market or private transaction""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Polniak Joseph

(Last) (First) (Middle)

214 WEST FIRST STREET

(Street)

OSWEGO NEW YORK 13126

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Pathfinder Bancorp, Inc. [ PBHC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	FVP, General Counsel

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/15/2026		P		1,000	A	$15.881	9,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

The reported price is a weighted average price. The reporting person acquired shares at prices ranging from $15.72 to $16.24 and will provide full information regarding the number of shares aquired at each separate price upon request.

	/s/ James A. Dowd as POA for Joseph Polniak	06/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did PBHC executive Joseph Polniak report?

Joseph Polniak reported an open-market purchase of 1,000 shares of Pathfinder Bancorp, Inc. common stock. He paid $15.881 per share, increasing his direct ownership to 9,000 shares after the transaction, according to the Form 4 data.

At what price did PBHC’s Joseph Polniak buy Pathfinder Bancorp shares?

He bought 1,000 shares at an average price of $15.881 per share. The transaction was classified as an open-market purchase of common stock, reflecting the actual price paid in the reported trade on June 15, 2026.

How many PBHC shares does Joseph Polniak own after this transaction?

After the reported purchase, Joseph Polniak directly owns 9,000 shares of Pathfinder Bancorp, Inc. common stock. This total reflects his holdings immediately following the 1,000-share open-market acquisition disclosed in the Form 4 insider trading report.

Was the PBHC insider transaction a purchase or a sale?

The transaction was a purchase. Form 4 data shows a transaction code P, meaning an open-market or private transaction buy, for 1,000 Pathfinder Bancorp common shares at $15.881 each, increasing Joseph Polniak’s direct holdings.

What type of security did PBHC insider Joseph Polniak acquire?

He acquired Common Stock of Pathfinder Bancorp, Inc. The Form 4 indicates a non-derivative, open-market purchase of 1,000 common shares, bringing his total directly held common stock position to 9,000 shares after the transaction.