STOCK TITAN

Director at Ponce Financial (NASDAQ: PDLB) reports stock and option holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Ponce Financial Group director Marlene Cintron filed an initial ownership report showing existing equity awards and shares. The filing lists Non-Premium stock options tied to 15,000 shares of common stock at an exercise price of $14.39 per share, plus several Premium stock option grants for 3,000 underlying shares each with exercise prices from $15.83 to $16.98. These options vest at a 20% annual rate beginning on October 23, 2026 and expire in 2036. Cintron also directly holds 3,000 shares of common stock.

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Insider Cintron Marlene
Role Director
Type Security Shares Price Value
holding Non-Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Non-Premium Stock Options — 15,000 shares (Direct); Premium Stock Options — 3,000 shares (Direct); Common Stock — 3,000 shares (Direct)
Footnotes (1)
  1. RSUs commences vesting annually at a rate of 20% on October 23, 2026 Stock Options vest annually at a rate of 20% commencing on October 23, 2026
Non-Premium options 15,000 shares at $14.39 Underlying common shares for Non-Premium Stock Options expiring 2036-10-22
Premium options tranche 1 3,000 shares at $15.83 Underlying common shares for Premium Stock Options expiring 2036-10-22
Premium options tranche 2 3,000 shares at $16.12 Underlying common shares for Premium Stock Options expiring 2036-10-22
Premium options tranche 3 3,000 shares at $16.40 Underlying common shares for Premium Stock Options expiring 2036-10-22
Premium options tranche 4 3,000 shares at $16.69 Underlying common shares for Premium Stock Options expiring 2036-10-22
Premium options tranche 5 3,000 shares at $16.98 Underlying common shares for Premium Stock Options expiring 2036-10-22
Common stock held 3,000 shares Directly held Ponce Financial Group, Inc. common stock
Vesting rate 20% annually Stock options vest 20% per year starting October 23, 2026
Non-Premium Stock Options financial
"The filing lists holdings under the title "Non-Premium Stock Options" tied to common stock."
Premium Stock Options financial
"Several grants are identified as "Premium Stock Options" with different exercise prices."
RSUs financial
"A footnote notes that RSUs commence vesting annually at a 20% rate on October 23, 2026."
RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.
exercise price financial
"Each option grant discloses an exercise price, such as 14.3900 or 16.9800 per share."
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
vesting financial
"Footnotes state stock options vest annually at a rate of 20% commencing on October 23, 2026."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Cintron Marlene

(Last)(First)(Middle)
C/O PONCE BANK
2244 WESTCHESTER AVENUE

(Street)
BRONX NEW YORK 10462

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
03/26/2026
3. Issuer Name and Ticker or Trading Symbol
Ponce Financial Group, Inc. [ PDLB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock3,000(1)D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Non-Premium Stock Options10/23/202610/22/2036Common Stock15,000(2)$14.39D
Premium Stock Options10/23/202610/22/2036Common Stock3,000$15.83D
Premium Stock Options10/23/202710/22/2036Common Stock3,000$16.12D
Premium Stock Options10/23/202810/22/2036Common Stock3,000$16.4D
Premium Stock Options10/23/202910/22/2036Common Stock3,000$16.69D
Premium Stock Options10/23/203010/22/2036Common Stock3,000$16.98D
Explanation of Responses:
1. RSUs commences vesting annually at a rate of 20% on October 23, 2026
2. Stock Options vest annually at a rate of 20% commencing on October 23, 2026
/s/Megan Foscaldi, as attorney in fact03/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Marlene Cintron’s Form 3 filing for PDLB show?

The Form 3 shows Marlene Cintron’s existing holdings in Ponce Financial Group, Inc. It lists multiple stock option grants tied to common shares plus 3,000 directly held common shares, establishing her baseline ownership as a director at the time of the filing.

How many PDLB shares underlie Marlene Cintron’s Non-Premium stock options?

Cintron holds Non-Premium stock options linked to 15,000 shares of common stock at a $14.39 exercise price. These options represent the right, but not the obligation, to acquire those shares by paying the stated exercise price before expiration.

What Premium stock option tranches does Marlene Cintron hold in PDLB?

The filing lists five Premium stock option tranches, each tied to 3,000 underlying common shares. Exercise prices range from $15.83 to $16.98 per share, with all options scheduled to expire in 2036 if not exercised earlier under their terms.

When do Marlene Cintron’s PDLB stock options begin vesting?

According to the footnotes, Cintron’s stock options vest annually at 20% starting on October 23, 2026. This means portions of the grants become exercisable each year, spreading full vesting over several years after the initial vesting commencement date.

Does the PDLB Form 3 show any stock purchases or sales by Marlene Cintron?

The data classifies all entries as holdings with unknown transaction codes, and summary counts show zero buys or sells. This indicates the Form 3 serves mainly as an initial ownership snapshot rather than reporting new purchases or sales.

How many PDLB common shares does Marlene Cintron hold directly?

The filing reports that Cintron directly holds 3,000 shares of common stock in Ponce Financial Group, Inc. This position is in addition to her various Non-Premium and Premium stock option awards tied to additional underlying common shares.