Ponce Financial Group (PDLB) awards 10,000 stock options to exec

Rhea-AI Filing Summary

Ponce Financial Group Chief External Affairs Officer Madeline V. Marquez reported new stock option awards in a Form 4 dated 01/22/2026. She received a total of 10,000 derivative securities in the form of options on the company’s common stock.

The filing shows five grants of 1,000 Premium Stock Options each, with exercise prices of $18.57, $18.91, $19.24, $19.58, and $19.92, plus one grant of 5,000 Stock Options at an exercise price of $16.88, all classified as acquisitions and held directly. According to the footnotes, these stock options vest at a rate of 20% per year commencing on January 22, 2027, and previously issued Non-Premium Stock Options vest 20% per year commencing on February 4, 2026.

Insider Trade Summary

12 transactions reported

Mixed 12 txns

Insider Marquez Madeline V.

Role Chief External Affairs Officer

Type	Security	Shares	Price	Value
Grant/Award	Premium Stock Options	1,000	$18.57	$19K
Grant/Award	Premium Stock Options	1,000	$18.91	$19K
Grant/Award	Premium Stock Options	1,000	$19.24	$19K
Grant/Award	Premium Stock Options	1,000	$19.58	$20K
Grant/Award	Premium Stock Options	1,000	$19.92	$20K
Grant/Award	Stock Options	5,000	$16.88	$84K
holding	Premium Stock Options	--	--	--
holding	Premium Stock Options	--	--	--
holding	Premium Stock Options	--	--	--
holding	Premium Stock Options	--	--	--
holding	Premium Stock Options	--	--	--
holding	Non-Premium Stock Options	--	--	--

Holdings After Transaction: Premium Stock Options — 1,000 shares (Direct); Stock Options — 5,000 shares (Direct); Non-Premium Stock Options — 5,000 shares (Direct)

Footnotes (1)

1. Stock options vest annually at a rate of 20% commencing on January 22, 2027 Non-Premium Stock Options vest annually at a rate of 20% per year commencing on February 4, 2026

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Marquez Madeline V.

(Last) (First) (Middle)

2244 WESTCHESTER AVENUE

(Street)

BRONX NY 10462

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ponce Financial Group, Inc. [ PDLB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief External Affairs Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Premium Stock Options	$18.57	01/22/2026		A		1,000		01/22/2027	01/21/2036	Common Stock	1,000	$18.57	1,000	D
Premium Stock Options	$18.91	01/22/2026		A		1,000		01/22/2028	01/21/2036	Common Stock	1,000	$18.91	1,000	D
Premium Stock Options	$19.24	01/22/2026		A		1,000		01/22/2029	01/21/2030	Common Stock	1,000	$19.24	1,000	D
Premium Stock Options	$19.58	01/22/2026		A		1,000		01/22/2030	01/21/2031	Common Stock	1,000	$19.58	1,000	D
Premium Stock Options	$19.92	01/22/2026		A		1,000		01/22/2031	01/21/2036	Common Stock	1,000	$19.92	1,000	D
Stock Options	$16.88	01/22/2026		A		5,000(1)		01/22/2027	01/21/2036	Common Stock	5,000	$16.88	5,000	D
Premium Stock Options	$10.33							12/07/2024	12/06/2033	Common Stock	1,000		1,000	D
Premium Stock Options	$10.52							12/07/2025	12/06/2033	Common Stock	1,000		1,000	D
Premium Stock Options	$10.7							12/07/2026	12/06/2033	Common Stock	1,000		1,000	D
Premium Stock Options	$10.89							12/07/2027	12/06/2033	Common Stock	1,000		1,000	D
Premium Stock Options	$11.08							12/07/2028	12/07/2033	Common Stock	1,000		1,000	D
Non-Premium Stock Options	$13.31							02/04/2026	02/03/2035	Common Stock	5,000		5,000(2)	D

Explanation of Responses:

1. Stock options vest annually at a rate of 20% commencing on January 22, 2027

2. Non-Premium Stock Options vest annually at a rate of 20% per year commencing on February 4, 2026

	/s/Megan Foscaldi, as attorney in fact	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did Ponce Financial Group (PDLB) report for Madeline V. Marquez?

The Form 4 reports that Madeline V. Marquez, Chief External Affairs Officer of Ponce Financial Group, acquired multiple grants of stock options on January 22, 2026, all held directly as derivative securities linked to the company’s common stock.

How many stock options were granted to the PDLB Chief External Affairs Officer?

On 01/22/2026, Madeline V. Marquez was granted a total of 10,000 stock options: five separate grants of 1,000 Premium Stock Options each and one grant of 5,000 Stock Options, all exercisable into Ponce Financial Group common stock.

What are the exercise prices of the new PDLB option grants?

The new grants include Premium Stock Options with exercise prices of $18.57, $18.91, $19.24, $19.58, and $19.92, plus Stock Options with an exercise price of $16.88, each for the corresponding number of options reported.

When do the Ponce Financial Group options awarded on January 22, 2026 begin vesting?

According to the footnotes, the stock options granted to Madeline V. Marquez vest annually at a rate of 20% commencing on January 22, 2027, so they vest over multiple years starting on that date.

What is the vesting schedule for previously issued Non-Premium Stock Options at PDLB?

The filing notes that Non-Premium Stock Options vest annually at a rate of 20% per year commencing on February 4, 2026, indicating a similar multi-year vesting pattern for that earlier award.

Are the reported PDLB stock options held directly or indirectly by the insider?

The Form 4 data indicate that all of the reported Premium Stock Options, Stock Options, and Non-Premium Stock Options are held with direct (D) ownership by Madeline V. Marquez, with no separate indirect ownership entity described.