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Peoples Bancorp Inc/OH 8-K Filings

PEBO NASDAQ

Every 8-K that Peoples Bancorp Inc/OH (PEBO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow PEBO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PEBO filings page.

Rhea-AI Summary

Peoples Bancorp Inc. plans outreach to investors and analysts, with senior management, including the President and Chief Executive Officer and the Executive Vice President, Chief Financial Officer and Treasurer, conducting one or more meetings between July 27, 2026 and September 30, 2026.

During these meetings, they intend to use a “2nd Quarter 2026 Investor Presentation” containing financial data and other information about Peoples Bancorp’s business and financial performance. This presentation is provided as Exhibit 99, and the information is furnished under Item 7.01 Regulation FD Disclosure, not deemed filed or incorporated into other securities-law filings unless specifically referenced.

Rhea-AI Summary

Peoples Bancorp Inc. reported second‑quarter 2026 results and outlined its outlook for the rest of the year. Diluted EPS was $0.78, or $0.96 excluding one‑time items, compared with a cited consensus estimate of $0.85. Non‑core items included an $8.2 million loss on the sale of approximately $135 million of investment securities related to balance sheet repositioning ahead of the pending Citizens merger, $410,000 of acquisition‑related expenses, and a $480,000 income‑tax benefit from an energy tax credit.

Net interest income grew 3% from the prior quarter and net interest margin expanded 7 basis points, helped by lower deposit costs. The efficiency ratio improved to 58.3%, and pre‑provision net revenue reached $48,974 (dollars in thousands). Annualized return on average assets was 1.17%, or 1.47% excluding non‑core items. Tangible book value per share rose to $23.56, and the tangible equity‑to‑tangible assets ratio increased to 9.25%. Asset‑quality metrics included annualized net charge‑offs of 31 basis points, non‑performing loans at 0.6% of total loans, criticized loans at 4.01% of total loans, and 99.1% of loans current, with an allowance for credit losses of 1.14% of total loans.

Management expects full‑year 2026 net interest margin between 4.1% and 4.3%, quarterly fee‑based income of $28 million–$30 million, and quarterly total non‑interest expense of $73 million–$75 million, with loan growth toward the low end of a 3%–5% range and slightly lower net charge‑offs than in 2025. The Citizens merger is anticipated to close in early fourth‑quarter 2026, pending approvals, with core system conversion targeted for early second‑quarter 2027, while the company continues to evaluate additional acquisition opportunities.

Rhea-AI Summary

Peoples Bancorp Inc. reported second quarter 2026 net income of $28.0 million, or $0.78 per diluted share, up from $21.2 million, or $0.59, a year earlier but slightly below the first quarter’s $0.81. Non-core items reduced diluted EPS by $0.18 in the quarter.

Net interest income rose to $92.7 million and net interest margin expanded to 4.23%, helped by lower deposit and borrowing costs. The provision for credit losses declined to $4.7 million from $9.7 million in the prior quarter and $16.6 million a year ago, as net charge-offs moderated and macroeconomic assumptions stabilized under the CECL model.

Peoples realized an $8.2 million loss on the sale of $135.2 million of available-for-sale securities as part of a balance sheet restructure under $10 billion in assets ahead of its pending approximately $76.6 million acquisition of Citizens. Loans and leases grew modestly, certain asset quality metrics such as net charge-offs and nonperforming asset ratios improved, while criticized loans increased. Tangible book value per share rose to $23.56, total assets were $9.5 billion, and the board declared a quarterly dividend of $0.42 per common share.

Rhea-AI Summary

Peoples Bancorp Inc. is using a new Q1 2026 investor presentation to update investors on performance and strategy, including its planned acquisition of Citizens National Corporation. As of March 31, 2026, Peoples reported $9.6 billion in assets, $6.8 billion in loans and $7.6 billion in deposits.

Q1 2026 net income was $29 million, or $0.81 per diluted share, with a 4.16% net interest margin, 1.23% return on average assets and a 58.6% efficiency ratio. Tangible book value per share reached $22.95, and non‑performing assets were 0.41% of total assets, with 98.9% of loans current.

The Citizens deal adds $686 million in assets, $342 million in loans and $586 million in deposits, with expected 2027 EPS accretion of 5.6%, modest 0.9% tangible book value dilution and an expected internal rate of return above 20%. Management targets 2026 loan growth of 3%–5%, a full‑year net interest margin between 4.00% and 4.20%, and quarterly fee income of $28–$30 million, while keeping quarterly non‑interest expense near $73–$75 million.

Rhea-AI Summary

Peoples Bancorp Inc. reported results of its 2026 Annual Meeting of Shareholders. Of 35,917,291 common shares outstanding on the February 23, 2026 record date, 27,707,182 shares, or 77%, were represented in person or by proxy, indicating strong participation.

Shareholders elected eleven directors to one-year terms and approved, in a non-binding advisory vote, the compensation of the company’s named executive officers as disclosed in the proxy statement. They also ratified the appointment of Ernst & Young LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.

Rhea-AI Summary

Peoples Bancorp Inc. reported solid first quarter 2026 performance and announced an agreement to merge with Citizens National Corporation. Net income was $29.0 million, or $0.81 diluted EPS, with net interest margin expanding 4 basis points as deposit costs declined and fee income rose.

Asset quality remained stable, with the allowance for credit losses increasing to 1.16% of total loans and annualized net charge-offs improving to 40 basis points. Capital strengthened, as the tangible equity-to-tangible assets ratio rose to 8.91% and tangible book value per share reached $22.95. The board raised the quarterly dividend to $0.42 per share, implying a 4.84% annualized yield.

The planned Citizens merger adds roughly $700 million in assets and 12 Kentucky branches, with an indicated deal value of about $77 million. Peoples targets 40% cost savings, a tangible book value earn-back of less than one year, and $0.20 EPS accretion in 2027, while maintaining flexibility around crossing the $10 billion asset threshold and the related Durbin Amendment revenue impact.

Rhea-AI Summary

Peoples Bancorp Inc. entered into an Agreement and Plan of Merger to acquire Citizens National Corporation in a cash-and-stock transaction. Each Citizens common share will be converted into 2.10 Peoples common shares plus $8.00 in cash at closing.

Citizens will merge into Peoples, followed by Citizens Bank of Kentucky merging into Peoples Bank, with Peoples and Peoples Bank as the surviving entities. The deal has been unanimously approved by both boards and is subject to Citizens shareholder approval, banking regulatory approvals, an effective Form S-4 registration statement, tax opinions confirming reorganization status, and the absence of material adverse effects or legal blocks.

The Merger Agreement includes termination rights, a $3,000,000 termination fee payable by Citizens in specified situations, and an outside completion date of March 31, 2027. Citizens directors have signed voting agreements committing their shares in favor of the merger.

Rhea-AI Summary

Peoples Bancorp Inc. reported solid first quarter 2026 results and announced a strategic bank acquisition and a higher dividend. Net income was $29.0 million, or $0.81 diluted EPS, up from $0.68 a year earlier, as net interest margin increased to 4.16% on lower deposit costs.

Asset quality improved, with nonperforming assets falling to 0.41% of total assets and criticized loans down to 3.31% of total loans. Loans grew modestly to $6.77 billion, while core deposits rose as the bank reduced higher-cost brokered CDs.

The board raised the quarterly dividend to $0.42 per share, a 2% increase, implying about $15.0 million in payouts and a 4.89% dividend yield based on the recent share price. Peoples also agreed to acquire Citizens National Corporation in a cash-and-stock deal valued at approximately $76.6 million, adding $686 million in assets and 12 branches in Eastern Kentucky.

Rhea-AI Summary

Peoples Bancorp Inc. filed a current report to notify investors that its management team plans to meet with investors and analysts between February 2, 2026 and March 31, 2026. During these meetings, executives intend to use a detailed investor presentation to explain the company’s business and financial performance.

The report makes the fourth quarter 2025 investor presentation available as Exhibit 99 and incorporates it by reference. The information is provided under Regulation FD, meaning it is being furnished for fair disclosure purposes and is not treated as filed financial statements.

Rhea-AI Summary

Peoples Bancorp Inc. furnished an earnings conference call transcript and detailed non-GAAP reconciliations for the quarter and year ended December 31, 2025. Adjusted revenue reached $466,102 thousand for 2025, up from $453,101 thousand in 2024, while pre-provision net revenue increased to $182,657 thousand from $177,977 thousand. Full-year net income was $106,778 thousand, and net income adjusted for non-core items was $111,270 thousand.

Return on average assets for 2025 was 1.13%, with return on average stockholders’ equity of 9.22% and return on average tangible equity of 14.97%. At December 31, 2025, tangible equity was $813,283 thousand and tangible assets were $9,256,311 thousand, for a tangible equity to tangible assets ratio of 8.79%. Tangible book value per common share rose to $22.77. The efficiency ratio for 2025 was 58.68%, reflecting operating cost levels relative to revenue.

Rhea-AI Summary

Peoples Bancorp Inc. reported that it released its financial results for the fourth quarter of 2025 and is hosting a conference call and webcast for analysts and investors to discuss the results.

The Board of Directors declared a quarterly dividend of $0.41 per common share, reflecting ongoing cash returns to shareholders. The company also announced a planned leadership transition in commercial banking, as long-time Executive Vice President and Chief Commercial Banking Officer Douglas V. Wyatt intends to retire effective April 3, 2026.

To maintain continuity, the Boards of Peoples and Peoples Bank elected Ron J. Majka as Executive Vice President, Chief Commercial Banking Officer of both entities, with his appointment effective April 4, 2026, the day after Mr. Wyatt’s retirement.

Rhea-AI Summary

Peoples Bancorp Inc. (PEBO) announced that management plans to meet with investors and analysts from November 3, 2025 through December 31, 2025. To support these meetings, the company furnished a Q3 2025 investor presentation, included as Exhibit 99.

The materials were provided under Item 7.01 (Regulation FD), are deemed furnished, not filed, and are not subject to Section 18 liabilities of the Exchange Act, nor incorporated by reference except as specifically stated. The filing was signed by Executive Vice President, Chief Financial Officer and Treasurer Katie Bailey.

Rhea-AI Summary

Peoples Bancorp Inc. (PEBO) furnished Q3 2025 results via a conference call and provided reconciliations of non‑GAAP measures for the quarter ended September 30, 2025.

Key performance metrics for Q3 2025 included net income of $29,476,000, an efficiency ratio of 57.11%, and return on average assets of 1.22%. Net interest income was $91,349,000 (fully tax‑equivalent $91,628,000), with adjusted revenue of $118,513,000. Pre‑provision net revenue reached $48,340,000.

Capital and book value metrics showed tangible equity of $787,241,000 and tangible assets of $9,228,409,000, resulting in a tangible equity to tangible assets ratio of 8.53%. Tangible book value per common share was $22.05 based on 35,705,369 common shares outstanding as of September 30, 2025.

Rhea-AI Summary

Peoples Bancorp Inc. (PEBO) announced third‑quarter 2025 results via a news release and scheduled an earnings conference call for 11:00 a.m. EDT today with executive management participating. A simultaneous webcast and presentation slides are available in the Investor Relations section of the company’s website, with a replay accessible for one year.

The Board declared a quarterly dividend of $0.41 per common share on October 20, 2025, as announced in a separate news release. The earnings release, presentation slides, and dividend announcement were included as Exhibits 99.1, 99.2, and 99.3, respectively.

Rhea-AI Summary

Peoples Bancorp (PEBO) used today’s Form 8-K to furnish a transcript of its 22-Jul-25 earnings call for 2Q25. Management reported adjusted revenue of $115.0 million, up 3% YoY, supported by a 1% rise in net interest income (FTE $87.9 million) and an 11% jump in core non-interest income. Pre-provision net revenue increased 5% to $44.4 million, while the efficiency ratio held essentially flat at 59.3%. Capital metrics improved: tangible book value per share climbed to $21.18 (+12% YoY) and the tangible equity-to-tangible assets ratio rose to 8.26% (from 7.61%).

Earnings were pressured by a tripling of the credit-loss provision to $16.6 million, driving net income down 27% YoY to $21.2 million. Consequently, ROA fell to 0.92% (1.27% prior-year) and ROE to 7.4% (11.0%). Adjusted net income, excluding non-core items, was $21.4 million. No new material transactions were announced; the filing is furnished, not filed, and does not update guidance. The full call replay is available on the company’s investor site.

Rhea-AI Summary

Peoples Bancorp Inc. (Nasdaq: PEBO) filed an 8-K to disclose two routine but material items.

  • Item 2.02 – Results of Operations: On 22 Jul 2025 the company issued a news release containing its Q2 2025 financial results and published an investor slide deck. Management will discuss the results on a facilitated conference call today at 11:00 a.m. EDT; dial-in: (866) 890-9285, with a simultaneous webcast on the Investor Relations site. A replay will remain available for one year.
  • Item 8.01 – Other Events: The Board declared a $0.41 per-share quarterly dividend on 21 Jul 2025. The payment date and record date were not disclosed in the filing.

No detailed income statement, balance-sheet figures, or forward guidance were included; investors must refer to Exhibits 99.1-99.3 for full metrics.