PEBO files 8-K: Q2 2025 earnings release & $0.41 dividend

Peoples Bancorp Inc. (Nasdaq: PEBO) filed an 8-K to disclose two routine but material items.

Rhea-AI Filing Summary

Peoples Bancorp Inc. (Nasdaq: PEBO) filed an 8-K to disclose two routine but material items.

• Item 2.02 – Results of Operations: On 22 Jul 2025 the company issued a news release containing its Q2 2025 financial results and published an investor slide deck. Management will discuss the results on a facilitated conference call today at 11:00 a.m. EDT; dial-in: (866) 890-9285, with a simultaneous webcast on the Investor Relations site. A replay will remain available for one year.
• Item 8.01 – Other Events: The Board declared a $0.41 per-share quarterly dividend on 21 Jul 2025. The payment date and record date were not disclosed in the filing.

No detailed income statement, balance-sheet figures, or forward guidance were included; investors must refer to Exhibits 99.1-99.3 for full metrics.

Insights

Bank Equity Analyst

TL;DR: Routine 8-K details earnings release logistics and maintains $0.41 dividend; neutral fundamental impact.

This filing serves primarily as a notification mechanism. Management continues its standard communication cadence—earnings release, slide deck, and live call—supporting disclosure transparency. The unchanged $0.41 dividend implies stable capital and liquidity positions, consistent with prior quarters, yet no payout ratio or EPS data are provided to confirm coverage. Absence of hard performance metrics limits insight into credit quality, margin trends, or loan growth, so valuation impact will depend on the separate news release. Overall, the document is operationally important but not financially revealing.

Income-Oriented Portfolio Manager

TL;DR: Dividend intact, no guidance; modest reassurance for yield investors, otherwise neutral.

The reiterated $0.41 quarterly dividend (approx. 5% annual yield at recent prices) signals continued commitment to shareholder returns and may support income-seeking demand. However, with no updated earnings metrics, sustainability cannot be verified. Until full results are reviewed, I view the event as neutral—from a risk perspective nothing deteriorated, but upside catalysts are unconfirmed.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/22/2025 - 07:14 AM Learn about SEC filing dates

0000318300FALSE00003183002025-07-222025-07-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 22, 2025

PEOPLES BANCORP INC.

(Exact name of Registrant as specified in its charter)

Ohio

000-16772

31-0987416

(State or other jurisdiction

(Commission File

(I.R.S. Employer

of incorporation)

Number)

Identification Number)

138 Putnam Street, PO Box 738

Marietta,

Ohio

45750-0738

(Address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area code: (740) 373-3155

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common shares, without par value			PEBO			The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02     Results of Operation and Financial Condition.

On July 22, 2025 Peoples Bancorp Inc. ("Peoples") issued a news release regarding its financial results for the second quarter of 2025. A copy of the news release is attached as Exhibit 99.1 to this Current Report on Form 8-K.

Peoples also provided electronic presentation slides that will be used in connection with its conference call to discuss earnings. A copy of the electronic slides is attached as Exhibit 99.2 to this Current Report on Form 8-K.

Conference Call to Discuss Earnings:

Peoples will conduct a facilitated conference call to discuss second quarter of 2025 results of operations today at 11:00 a.m., Eastern Daylight Time, with members of Peoples' executive management participating. Analysts, media and individual investors are invited to participate in the conference call by calling (866) 890-9285. A simultaneous webcast of the conference call audio and earnings call presentation will be available online via the “Investor Relations” section of Peoples' website, www.peoplesbancorp.com.  Participants are encouraged to call or sign in at least 15 minutes prior to the scheduled conference call time to ensure participation and, if required, to download and install the necessary software. A replay of the call will be available on Peoples' website in the “Investor Relations” section for one year.

Item 8.01     Other Events

On July 22, 2025, Peoples issued a news release announcing that the Board of Directors declared a quarterly dividend of $0.41 per common share on July 21, 2025. A copy of the news release is included as Exhibit 99.3 to this Current Report on Form 8-K.

Item 9.01     Financial Statements and Exhibits

a) Financial statements of businesses acquired

No response required.

b) Pro forma financial information

No response required.

c) Exhibits

See Index to Exhibits on Page 3.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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PEOPLES BANCORP INC.

Date:

July 22, 2025

By:/s/

KATIE BAILEY

Katie Bailey

Executive Vice President, Chief Financial Officer and Treasurer

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INDEX TO EXHIBITS

Exhibit Number						Description
99.1						News Release issued by Peoples Bancorp Inc. on July 22, 2025
99.2						News Release issued by Peoples Bancorp Inc. on July 22, 2025
99.3						News Release issued by Peoples Bancorp Inc. on July 22, 2025
104						Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

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