Every 10-Q that PEOPLES FINCL CORP MISS (PFBX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PFBX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PFBX filings page.
Peoples Financial Corporation reported modest balance sheet growth but lower profitability for the quarter and six months ended June 30, 2026. Total assets increased to $771,025,000 from $727,121,000 at December 31, 2025, driven by higher loans of $277,162,000 and a larger available-for-sale securities portfolio. Deposits rose slightly to $609,777,000, while Federal Home Loan Bank advances increased to $38,500,000.
For the quarter, net interest income was $4,919,000, down from $5,472,000 a year earlier, and net income declined to $897,000 (earnings per share $0.19) from $1,242,000 ($0.27). For the six months, net income was $2,343,000 versus $2,552,000, while dividends remained $0.18 per share. Credit quality metrics remained relatively stable, with nonaccrual loans of $486,000 and an allowance for credit losses on loans of $3,100,000.
Peoples Financial Corporation reported net income of $1.446M for the quarter ended March 31, 2026, up from $1.310M a year earlier. Basic and diluted earnings per share were $0.31 versus $0.28. Net interest income rose to $5.767M, helped by higher loan interest and a modest reduction in interest expense, lifting the tax‑equivalent net interest margin to 3.12% from 2.98%. Total assets increased to $788.3M at March 31, 2026, compared with $727.1M at year‑end 2025, driven mainly by higher deposits and securities. Total deposits grew to $666.2M, reflecting seasonal tax collections from governmental entities. Credit quality remained stable, with loans of $268.8M, nonaccrual loans of $517K, and an allowance for credit losses on loans of $3.1M.
Peoples Financial Corporation (PFBX) reported Q3 2025 results. Net income was $643,000 with EPS of $0.14. For the nine months, net income totaled $3.20 million.
Net interest income was $4.58 million versus $5.28 million a year ago, with no provision for credit losses in the quarter. Non‑interest income was $1.93 million, while non‑interest expense was $5.72 million. Total assets were $758.07 million (down from $831.85 million at year‑end). Loans grew to $252.67 million from $233.58 million, and deposits were $637.58 million versus $720.73 million at year‑end.
Shareholders’ equity increased to $100.01 million from $90.00 million as accumulated other comprehensive loss improved to $(29.24) million. The allowance for credit losses on loans was $2.93 million. Nonaccrual loans were $793,000. As of October 31, 2025, authorized shares were 15,000,000, with 4,617,466 shares issued and outstanding.