Every 8-K that PEOPLES FINCL CORP MISS (PFBX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow PFBX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PFBX filings page.
Peoples Financial Corporation reported second quarter 2026 net income of $897,000, down from $1,242,000 a year earlier, with earnings per share of $0.19 versus $0.27. For the first six months of 2026, net income was $2,343,000 compared with $2,552,000 for the same 2025 period.
The decline was driven mainly by a $553,000 reduction in net interest income to $4,919,000, as interest income on securities and federal funds fell and interest expense edged higher. Return on average assets was 0.63% and the efficiency ratio rose to 80%. As of June 30, 2026, total assets were $771.0 million, deposits $609.8 million and shareholders’ equity $101.7 million. Unrealized losses on available-for-sale securities increased to $29.4 million, but management attributes this to higher interest rates, not credit issues, and does not expect near-term sales realizing these losses. The bank’s leverage ratio remained high at 15.22%, with an allowance for credit losses on loans of $3.1 million (1.12% of loans) and nonaccrual loans of $486,000, indicating stable asset quality and strong capital and liquidity.
Peoples Financial Corporation, parent of The Peoples Bank, declared a regular semi-annual cash dividend of $0.18 per common share. The dividend is payable on June 11, 2026 to shareholders of record as of June 8, 2026, returning cash directly to existing investors.
The company highlights its longstanding focus on shareholder returns. The Peoples Bank had $788 million in total assets as of March 31, 2026 and operates 18 banking facilities along the Mississippi Gulf Coast, offering retail, commercial, trust and investment services.
Peoples Financial Corporation reported results of its 2026 Annual Meeting of Shareholders. There were 4,617,466 shares of common stock outstanding and entitled to vote, with 4,335,240 shares represented in person or by proxy, establishing a quorum.
Shareholders elected the Board’s nominees Ronald G. Barnes, Padrick D. Dennis, Jeffrey H. O’Keefe, Katherine Paige Hunt, George J. Sliman III and Chevis C. Swetman to one-year terms. Opposition nominee Stewart F. Peck did not receive majority support.
Shareholders ratified EisnerAmper LLP as independent registered public accountants for the year ending December 31, 2026, with 4,228,850 votes for, 7,584 against and 98,806 abstentions. They also approved, on an advisory basis, the compensation of named executive officers, with 2,649,976 votes for, 1,621,715 against and 63,549 abstentions.
Peoples Financial Corporation reported higher earnings for the first quarter of 2026. Net income rose to $1.446 million from $1.310 million a year earlier, and earnings per share increased to $0.31 from $0.28, on the same 4,617,466 weighted average shares.
Profitability improved as net interest income grew to $5.767 million, helped by slightly higher interest income and lower interest expense. Return on average assets increased to 0.77%, while the efficiency ratio improved to 76%. Total deposits were $666.2 million and shareholders’ equity reached $101.4 million as of March 31, 2026.
Peoples Financial Corporation filed a report stating that it has released a press release covering its financial results for the fourth quarter of 2025. The company also announced an extension of its most recent stock repurchase program, which allows it to continue buying back its own shares. In addition, the press release sets the date for the company’s next annual shareholder meeting, giving investors advance notice of when formal business and voting matters will occur.
Peoples Financial Corporation filed a Form 8-K to report that on November 25, 2025 it issued a press release announcing a cash dividend. The filing classifies this disclosure under Item 2.02, Results of Operations and Financial Condition.
The press release titled “Peoples Financial Corporation Announces a Cash Dividend” is included as Exhibit 99.1 and incorporated by reference, while Exhibit 104 provides the cover page interactive data file in Inline XBRL format. Specific dividend terms are contained in the attached press release rather than in this summary document.
Peoples Financial Corporation filed a current report to furnish its financial update for the third quarter of 2025. The company reported these results through a press release dated October 22, 2025, which is attached as Exhibit 99.1. The filing formally makes that earnings release part of the company’s public disclosures for the period.
Peoples Financial Corporation filed an amended report to update the 2025 annual meeting results and disclose its decision on future advisory votes on executive pay. Shareholders elected all six board nominees, with votes for each ranging from 2,766,168 to 2,854,156, while opposition nominee Stewart F. Peck received 1,565,142 votes. Shareholders ratified EisnerAmper LLP as independent auditors with 4,217,612 votes for, 21,333 against and 100,318 abstentions.
In the advisory vote on executive compensation, 2,739,390 shares voted for, 1,554,518 against and 45,355 abstained. On the advisory vote about how often to hold future say‑on‑pay votes, 1,786,401 shares supported every 1 year, 5,924 every 2 years and 2,520,347 every 3 years, with 26,591 abstentions. Despite a plurality favoring a 3‑year cycle, the board later approved holding these advisory votes annually to recognize the preference of a number of shareholders. Shareholders also rejected a proposal recommending the board take all necessary steps to promptly sell the company, with 1,581,956 votes for, 2,670,830 against and 86,477 abstentions.