Every 10-Q that Provident Financial Services, Inc. (PFS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PFS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PFS filings page.
Provident Financial Services, Inc., parent of Provident Bank, reported higher profitability for the three and six months ended June 30, 2026. Net income was $78.1M for the quarter and $157.6M year-to-date, with basic EPS of $0.60 and $1.21, respectively.
Total assets reached $25.66B, including $20.06B of loans and $3.29B of available for sale securities; deposits were $19.55B and borrowed funds $2.41B. Net interest income was $202.7M for the quarter and $396.4M for the first half, while non-interest income contributed $32.0M and $63.4M.
Credit costs rose, with a quarterly provision for credit losses on loans of $9.3M versus a prior-year benefit, and non-accrual loans increasing to $136.9M. The allowance for credit losses on loans stood at $184.7M. The company also disclosed a New Jersey corporate tax examination with a preliminary assessment, but had not recorded an uncertain tax liability as of June 30, 2026.
Provident Financial Services, Inc. reports solid first-quarter 2026 results, with net income rising to $79.4 million from $64.0 million a year earlier. Basic and diluted earnings per share increased to $0.61 from $0.49, reflecting stronger profitability.
Total assets reached $25.20 billion, slightly above $24.98 billion at year-end 2025. Net interest income grew to $193.7 million from $181.7 million, helped by higher interest and dividend income and lower deposit interest expense.
The company recorded a $4.7 million recapture of credit loss provisions on loans versus a small provision in 2025, while net charge-offs were $3.1 million. Non-interest income increased to $31.5 million, and non-interest expense stayed broadly stable at $117.1 million. Non-accrual loans rose to $142.9 million, mainly from four senior housing commercial credits backed by collateral with low loan-to-value ratios. Deposits were $19.10 billion and borrowed funds $2.48 billion as of March 31, 2026.
Provident Financial Services (PFS) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $71.7 million versus $46.4 million a year ago, and diluted EPS was $0.55. Net interest income rose to $194.3 million, helped by higher interest income and lower deposit costs, while the provision for credit losses was $7.0 million.
Non-interest income was $27.4 million, and non-interest expense fell to $113.1 million from $136.0 million, reflecting the absence of prior-year merger costs. Total assets were $24.83 billion, loans held for investment were $19.29 billion, and deposits reached $19.10 billion as of September 30, 2025. Stockholders’ equity increased to $2.77 billion, with accumulated other comprehensive loss improving to $(87.2) million. The company previously completed its Lakeland acquisition in 2024 and recorded no 2025 merger-related expenses.