Provident Financial Services, Inc. filings document the public-company record of a bank holding company whose principal subsidiary is Provident Bank. Form 8-K disclosures cover quarterly and annual operating results, Regulation FD investor materials, cash dividend declarations, and material leadership or employment-related events.
The company’s filings describe bank performance measures such as loan and deposit activity, net interest income, noninterest revenue, credit quality, capital levels, and fee-based businesses including Beacon Trust Company and Provident Protection Plus, Inc. Proxy materials cover annual meeting matters, board and executive governance, compensation, and shareholder voting items for the NYSE-listed common stock.
PROVIDENT FINANCIAL SERVICES INC (PFS) executive James A. Christy, EVP and Chief Risk Officer of Provident Bank, reported selling 3,000 shares of common stock on September 14, 2026 at $23.36 per share in a sale described as an open market or private transaction. After this sale, he held 43,083 shares directly and an additional 27,177 shares indirectly through a 401(k) plan, with those plan-related movements described as transactions not required to be reported under Section 16 of the Securities Exchange Act of 1934. No Rule 10b5-1 trading plan is reported.
PROVIDENT FINANCIAL SERVICES INC (PFS) received a Form 144 notice indicating that officer James A. Christy plans to sell 5,000 shares of common stock through Charles Schwab on or after September 4, 2026 on the NYSE under Rule 144.
The shares relate to restricted stock awards granted on March 2, 2024, March 3, 2024, and March 4, 2025 as equity compensation.
PROVIDENT FINANCIAL SERVICES INC (PFS) reported that director SHARA THOMAS filed a Form 4 disclosing indirect open-market sales of common stock held in a family trust. On 2026-08-31 and 2026-09-01, entities associated with the reporting person sold a total of 56,166 shares at prices around the low $23 range. Separately, the filing shows a directly held position of 91,653 shares of common stock as of 2026-08-31.
PROVIDENT FINANCIAL SERVICES INC (PFS) received notice that director Thomas Shara plans to resell common stock under Rule 144. The securities are to be sold through Merrill Lynch Wealth Management on the NYSE.
The notice covers one block of 15,900 common shares with an aggregate market value of $370,411.15, and a second block of 40,266 common shares with an aggregate market value of $928,465.64. The approximate sale dates are listed as August 31, 2026 and September 1, 2026, respectively.
Provident Financial Services, Inc. (PFS) completed an underwritten public offering of $175,000,000 aggregate principal amount of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036. The notes were issued under an automatic shelf registration on Form S-3ASR and sold via a prospectus supplement dated August 20, 2026.
The company states it intends to use the net proceeds to repay $150 million of outstanding 2.875% Fixed-to-Floating Rate Subordinated Notes due 2031, $20 million of variable rate Junior Subordinated Notes due 2033, and for general corporate purposes. The notes pay a fixed 6.50% rate until September 1, 2031, then a floating rate equal to a quarterly reset benchmark (expected to be Three-Month Term SOFR) plus 239 basis points until maturity on September 1, 2036. They are unsecured subordinated obligations, ranking junior to senior indebtedness and structurally subordinated to subsidiary obligations. The notes are callable at par plus accrued interest on or after September 1, 2031 on any interest payment date, and earlier in whole upon specified tax, regulatory capital, or Investment Company Act events, in each case with any required Federal Reserve approval.
Provident Financial Services, Inc. (PFS) is issuing $175,000,000 aggregate principal amount of 6.50% fixed-to-floating rate subordinated notes due September 1, 2036. The notes pay a fixed 6.50% coupon semi-annually to September 1, 2031, then a floating rate of Three-Month Term SOFR + 239 bps, with the Benchmark floored at zero, paid quarterly.
PFS may redeem the notes, with Federal Reserve approval, at par plus accrued interest starting September 1, 2031 on any interest payment date, and earlier upon certain tax, regulatory capital, or Investment Company Act events. The notes are unsecured subordinated obligations of PFS, structurally subordinated to approximately $22.4 billion of subsidiary liabilities and effectively subordinated to any secured debt, and are not FDIC insured or guaranteed by subsidiaries.
PFS expects net proceeds of about $172.2 million, to be used to repay $150 million of 2.875% subordinated notes due 2031 and $20 million of variable-rate junior subordinated notes due 2033, plus accrued interest, with any remainder for general corporate purposes. The notes will not be listed, and there is no assurance a trading market will develop.
Provident Financial Services, Inc. (PFS) plans a primary offering of fixed‑to‑floating rate subordinated notes due 2036 under its automatic shelf registration. The notes are unsecured, rank as subordinated debt at the holding-company level, and qualify as Tier 2 regulatory capital, subject to Federal Reserve rules.
Interest will be fixed until 2031, then float at a spread over a Benchmark rate expected to be Three‑Month Term SOFR, with optional issuer redemption on or after the 2031 interest payment date and upon defined regulatory or tax events, at 100% of principal plus accrued interest. Net proceeds are expected to be used to repay $150 million of 2.875% subordinated notes due 2031 and $20 million of junior subordinated notes due 2033, plus general corporate purposes. As of June 30, 2026, PFS reported $25.7 billion in assets, $19.5 billion in deposits, and a consolidated common equity Tier 1 ratio of 10.59%.
PROVIDENT FINANCIAL SERVICES INC (PFS) reported an insider transaction by Vito Giannola, EVP & CRBO of Provident Bank. On 2026-08-18 he sold 20,000 shares of common stock in an open-market or private transaction at $24.36 per share, leaving 56,424 shares held directly. He also reports indirect holdings of 2,752 shares in a 401(k) account, which reflect transactions not required to be reported under Section 16, and 13,900 shares in an IRA, which reflect dividend reinvestment transactions.
PROVIDENT FINANCIAL SERVICES INC (PFS) received a Rule 144 notice from insider Vito Giannola regarding a proposed sale of company stock. The notice covers up to 20,000 shares of common stock, to be sold through Charles Schwab Corp, with an indicated aggregate market value of $487,600.00. The shares derive from a stock grant dated 07/01/2020 classified as equity compensation, with a proposed sale date of 08/18/2026 and listing on the NYSE.
Provident Financial Services, Inc. outlines its fixed income investor case, highlighting a commercial and consumer banking franchise with $25.7 billion in total assets, $20.0 billion in loans and $19.5 billion in deposits as of June 30, 2026. The bank operates 135 branches across New Jersey, eastern Pennsylvania and parts of New York and emphasizes diversified revenue from wealth management and insurance.
Profitability metrics are strong, with year-to-date 2026 annualized ROAA of 1.26% and ROATCE of 16.2%, supported by an improving efficiency ratio of 48–51% on an adjusted basis. Asset quality remains solid, with nonperforming assets at 0.54% of assets and reserves at 0.92% of gross loans. The loan book is diversified, including commercial real estate, multifamily, C&I and consumer lending, and CRE concentration ratios are detailed.
Capital and liquidity are presented as robust: tangible common equity to tangible assets is 8.6%, CET1 is 10.6% and total risk-based capital is 13.5%. Available liquidity and borrowing capacity total $8.3 billion, while insured and collateralized deposits represent about 70.1% of total deposits. The company also discloses non-GAAP metrics reconciliations and interest rate sensitivity of net interest income.