Provident Financial Services, Inc. filings document the public-company record of a bank holding company whose principal subsidiary is Provident Bank. Form 8-K disclosures cover quarterly and annual operating results, Regulation FD investor materials, cash dividend declarations, and material leadership or employment-related events.
The company’s filings describe bank performance measures such as loan and deposit activity, net interest income, noninterest revenue, credit quality, capital levels, and fee-based businesses including Beacon Trust Company and Provident Protection Plus, Inc. Proxy materials cover annual meeting matters, board and executive governance, compensation, and shareholder voting items for the NYSE-listed common stock.
Regan Michael Edward reported acquisition or exercise transactions in this Form 4 filing.
Provident Financial Services Inc. director Michael Edward Regan received a grant of 3,066 shares of Common Stock as restricted stock on August 7, 2026. The award was granted at $0.00 per share and is scheduled to vest on the earlier of the one-year anniversary of the grant date or the next annual meeting of stockholders that occurs at least 50 weeks after the prior year’s annual meeting. Following this grant, Regan directly holds 3,066 shares of the company’s common stock.
Provident Financial Services, Inc., parent of Provident Bank, reported higher profitability for the three and six months ended June 30, 2026. Net income was $78.1M for the quarter and $157.6M year-to-date, with basic EPS of $0.60 and $1.21, respectively.
Total assets reached $25.66B, including $20.06B of loans and $3.29B of available for sale securities; deposits were $19.55B and borrowed funds $2.41B. Net interest income was $202.7M for the quarter and $396.4M for the first half, while non-interest income contributed $32.0M and $63.4M.
Credit costs rose, with a quarterly provision for credit losses on loans of $9.3M versus a prior-year benefit, and non-accrual loans increasing to $136.9M. The allowance for credit losses on loans stood at $184.7M. The company also disclosed a New Jersey corporate tax examination with a preliminary assessment, but had not recorded an uncertain tax liability as of June 30, 2026.
Provident Financial Services, Inc. officer Diane Gigliotti, SVP & CAO of Provident Bank, reports direct ownership of 6,566 shares of Common Stock. These holdings include time-vesting restricted stock that vests 33.3% per year through periods ending March 4, 2027 and March 3, 2029.
Provident Financial Services, Inc. reports that director Michael Edward Regan, in his initial insider ownership statement as of July 30, 2026, directly beneficially owns 0.0000 shares of common stock. No purchases or sales are reported, and no derivative securities are listed.
Provident Financial Services, Inc. made key leadership changes effective July 30, 2026. The board elected Michael E. Regan as a Class of 2028 director to the boards of the company and Provident Bank, expanding each board from 12 to 13 directors. He will serve on the Audit, Enterprise Risk and Finance Committees.
The company also promoted Diane Gigliotti, previously Senior Vice President and Controller of the bank, to Senior Vice President and Chief Accounting Officer of both entities. Her package includes an initial base salary of $310,000, a target annual incentive equal to 30% of base salary and a target long-term incentive equal to 25%. The company reports no related-person transactions involving either appointee and no family relationships for Ms. Gigliotti.
Provident Financial Services shareholder James Dunigan filed a notice to sell up to 9,800 shares of common stock through Fidelity Brokerage Services, with an aggregate value of $246,078.00, beginning on or after August 4, 2026.
The holdings were accumulated through long, open market purchases dating back to 2018, and 1,000 shares were sold on June 29, 2026 for $23,386.56 within the past three months.
Provident Financial Services, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.24 per common share. The dividend is payable on August 28, 2026 to stockholders of record as of the close of business on August 14, 2026.
The company is the holding company for Provident Bank, which offers community banking, fiduciary and wealth management services through Beacon Trust Company, and insurance services through Provident Protection Plus, Inc. across New Jersey, parts of Pennsylvania, and New York.
Provident Financial Services, Inc. reports strong Q2 2026 performance, with core diluted EPS of $0.61, core ROAA of 1.27%, core PPNR ROAA of 1.87%, and core ROATCE of 16.22%. Net income for the quarter was $78.1 million, and total revenue reached $235 million.
Total assets were $25.7 billion, total loans $20.1 billion, and total deposits $19.5 billion as of June 30, 2026. Commercial loans grew at an 8.16% annualized pace, supported by a record $3.17 billion loan pipeline at a weighted average rate of 6.33%. The average cost of deposits was 1.92%, while core net interest margin was 3.48% on net interest income of $202.7 million.
Asset quality remained solid, with total non-performing loans of $136.9 million, a non-performing loan ratio of 0.68%, and a net charge-off ratio of 0.04%. Tangible book value per share increased to $16.42, and capital ratios were strong, including a 12.1% CET1 ratio and 8.60% TCE ratio. For 2026, the company provides guidance of 5–6% annualized loan and deposit growth, a net interest margin of 3.45–3.50%, non-interest income of about $29 million per quarter in the second half, and an efficiency ratio near 51%.
Provident Financial Services, Inc. reported second‑quarter 2026 net income of $78.1 million, or $0.60 per share, compared with $79.4 million, or $0.61, in the prior quarter and $72.0 million, or $0.55, a year earlier. For the first six months of 2026, net income was $157.6 million, or $1.21 per share, up from $136.0 million, or $1.04 per share, in the 2025 period. Core net income, excluding core system conversion and executive severance expenses, was $79.9 million for the quarter and $159.3 million year‑to‑date.
Record net interest income reached $202.7 million, driven by loan growth and pricing, and net interest margin increased to 3.48% from 3.36% a year earlier. Core pre‑provision net revenue was $117.8 million, and the core efficiency ratio improved to 49.75% from 53.52%. Total assets were $25.66 billion, loans held for investment $20.05 billion, and deposits $19.55 billion as of June 30, 2026. Tangible book value per share rose to $16.42, and the tangible common equity ratio increased to 8.60%.
Credit metrics showed low losses but higher problem credits: non‑performing loans were $136.9 million, or 0.68% of total loans, versus $78.4 million, or 0.40%, at December 31, 2025. Net charge‑offs were $1.9 million, or 0.04% of average loans. The allowance for credit losses was 0.92% of total loans, covering 134.87% of non‑performing loans.
PFS filed a Form 144 notice to sell 1,000 shares of Common Stock. The filing identifies Fidelity Brokerage Services LLC as the broker, lists an aggregate value of $23,470.00, and cites CUSIP 130313687 with a filing date of 06/29/2026. The 1,000 shares consist of 200 shares purchased on 02/27/2019 and 800 shares purchased on 06/11/2018, and the sale method is recorded as Open Market.