PFS sets insider trading blackout Dec 1–week of Dec 8, 2025

Provident Financial Services (PFS) announced a temporary trading blackout for its directors and executive officers under Regulation BTR and Section 306(a) of the Sarbanes-Oxley Act.

Rhea-AI Filing Summary

Provident Financial Services (PFS) announced a temporary trading blackout for its directors and executive officers under Regulation BTR and Section 306(a) of the Sarbanes-Oxley Act. The Blackout Period is expected to start on December 1, 2025 at 4:00 p.m. ET and end during the week of December 8, 2025. During this time, covered insiders are prohibited from directly or indirectly buying, selling, transferring, or entering into derivatives tied to PFS common stock. The blackout is tied to the merger of the Provident Bank ESOP into the Provident Bank 401(k) Plan effective December 1, 2025. Stakeholders can confirm start or end status by calling The Principal Group at (800) 547-7754.

Insights

Corporate governance analyst

Administrative blackout for plan merger; limited, short duration.

PFS disclosed a Regulation BTR blackout restricting director and executive officer trading from December 1, 2025, 4:00 p.m. ET to the week of December 8, 2025. These events commonly occur around benefit plan changes to ensure compliance with insider trading restrictions during plan transition periods.

The trigger is the merger of the Provident Bank ESOP into the Provident Bank 401(k) Plan effective December 1, 2025. The restriction applies to company common stock and derivatives acquired in connection with service or employment. Broader shareholders are not named as subject to these restrictions in the excerpt.

Operationally, this is a routine compliance step. Interested parties can verify the blackout’s status via The Principal Group at (800) 547-7754 as indicated.

8-K Event Classification

2 items: 5.04, 9.01

2 items

Item 5.04 Temporary Suspension of Trading Under Registrant's Employee Benefit Plans Governance

Trading in company securities was temporarily suspended under an employee benefit plan (blackout period).

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Provident Financial Services (PFS) announce in its 8-K?

PFS announced a temporary trading blackout for directors and executive officers under Regulation BTR and Section 306(a) tied to a retirement plan merger.

When is the PFS blackout period in effect?

It is expected to begin on December 1, 2025 at 4:00 p.m. ET and end during the week of December 8, 2025.

Who is affected by the PFS trading blackout?

The blackout applies to directors and executive officers of PFS and its affiliates.

What transactions are restricted during the blackout?

Direct or indirect purchase, sale, transfer, or derivatives involving PFS common stock are prohibited for covered insiders.

Why is PFS implementing this blackout period?

It is due to the merger of the Provident Bank ESOP into the Provident Bank 401(k) Plan effective December 1, 2025.

How can investors confirm the blackout’s status?

Call The Principal Group at (800) 547-7754 to check whether the blackout has started or ended.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 11/10/2025 - 03:55 PM Learn about SEC filing dates

FALSE000117897000011789702025-11-102025-11-10

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 10, 2025

PROVIDENT FINANCIAL SERVICES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware

001-31566

42-1547151

(State or Other Jurisdiction of Incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

239 Washington Street, Jersey City, New Jersey

07302

(Address of Principal Executive Offices)

(Zip Code)

Registrant's telephone number, including area code 732-590-9200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol Symbol(s)

Name of each exchange on which registered

Common

PFS

New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.04 Temporary Suspension of Trading Under Registrant’s Employee Benefit Plans.

On November 10, 2025, Provident Financial Services, Inc. (the “Company”) sent a notice to its directors and officers of a blackout period (the “Blackout Notice”), pursuant to Rule 104 of the U.S. Securities and Exchange Commission’s Regulation BTR and Section 306(a) of the Sarbanes-Oxley Act of 2022, during which time they will be prohibited from engaging in transactions involving the Company’s common stock that they acquire or have previously acquired in connection with their service as a director or employment as an executive officer of the Company or any of its affiliates (the “Blackout Period”). During the Blackout Period, directors and executive officers of the Company and its affiliates will be subject to trading restrictions prohibiting the direct or indirect purchase, sale, or other acquisition or transfer of any common stock of the Company, or any derivatives of the Company’s common stock. The Blackout Period is expected to begin on December 1, 2025, at 4:00 p.m. ET and end during the week of December 8, 2025. During the Blackout Period, a security holder or other interested person may obtain information as to whether the Blackout Period has started or ended by calling The Principal Group at (800) 547-7754.

The reason for this Blackout Period is because of the merger of the Provident Bank Employee Stock Ownership Plan (“ESOP”) into the Provident Bank 401(k) Plan (“401(k) Plan”) effective December 1, 2025, but the blackout applies to certain transactions whether or not they take place under the ESOP or 401(k) Plan as described below. ESOP participants have received additional information about this merger.

A copy of the Blackout Notice, which includes the information required by Regulation BTR, is attached as Exhibit 99.1 and is incorporated by reference in this Current Report on Form 8-K.

Item 9.01.    Financial Statements and Exhibits

(a)     Financial Statements of Businesses Acquired. Not applicable.

(b)    Pro Forma Financial Information. Not applicable.

(c)     Shell Company Transactions. Not applicable.

(d)    Exhibits.

Exhibit No.        Description

99.1     Notice to Directors and Executive Officers of Provident Concerning Limitations on Trading in Common Stock of Provident Financial Services, Inc.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

									PROVIDENT FINANCIAL SERVICES, INC.
DATE:			November 10, 2025						By:/s/ Bennett MacDougall
									Bennett MacDougall
									EVP, General Counsel & Corporate Secretary