Stonegate Capital Partners Updates Coverage on Provident Financial Services Inc (PFS) 2025 Q3
Provident Financial Services (NYSE: PFS) reported strong 2025 Q3 results on November 5, 2025, showing continued profitability and operational improvement.
Key metrics: net income $71.7M (EPS $0.55), record total revenue $221.8M (prior quarter $214.2M), net interest income $194.3M, non-interest income $27.4M, and net interest margin 3.43%. Pre-tax, pre-provision earnings rose to $109M (1.76% return on average assets). Loans and deposits increased: total commercial loans rose to $16.70B and total deposits to $19.10B. Non-performing assets improved to 0.41% of total assets.
Provident Financial Services (NYSE: PFS) ha registrato solidi risultati nel terzo trimestre 2025 il 5 novembre 2025, dimostrando redditività continua e miglioramenti operativi.
Indicatori chiave: utile netto 71,7 milioni di dollari (EPS 0,55 dollari), fatturato totale record 221,8 milioni di dollari (quarto precedente 214,2 milioni), provento da interessi netti 194,3 milioni, proventi non legati agli interessi 27,4 milioni, e margine di interesse netto 3,43%. L’utile ante imposte, prima delle accantonamenti è salito a 109 milioni di dollari (1,76% return on average assets). Prestiti e depositi sono cresciuti: prestiti commerciali totali sono saliti a 16,70 miliardi di dollari e depositi totali a 19,10 miliardi di dollari. Le attività inadempienti si sono ridotte al 0,41% delle attività totali.
Provident Financial Services (NYSE: PFS) anunció resultados sólidos del tercer trimestre de 2025 el 5 de noviembre de 2025, mostrando rentabilidad continua y mejora operativa.
Métricas clave: beneficio neto de 71,7 millones de dólares (EPS 0,55), ingresos totales récord 221,8 millones (trimestre anterior 214,2 millones), ingresos por intereses netos 194,3 millones, ingresos no por intereses 27,4 millones, y margen de interés neto 3,43%. Ganancias antes de impuestos y provisiones aumentaron a 109 millones (retorno sobre activos promedio 1,76%). Préstamos y depósitos aumentaron: préstamos comerciales totales a 16,70 mil millones y depósitos totales a 19,10 mil millones. Activos problemáticos mejoraron a 0,41% del total de activos.
Provident Financial Services (NYSE: PFS) 는 2025년 11월 5일에 2025년 3분기 실적이 강력하게 발표되었으며, 지속적인 수익성 및 운영 개선을 보여주었습니다.
주요 지표: 순이익 7,170만 달러 (주당 순이익 0.55 달러), 사상 최대 총수익 2억 2180만 달러 (전분기 2억 1420만 달러), 이자수익 1억 9430만 달러, 비이자수익 2,740만 달러, 및 순이자마진 3.43%. 세전, 충당금 전 이익은 1억 9십만 달러로 증가했으며(평균자산수익률 1.76%). 대출과 예금이 증가했습니다: 총 상업용 대출은 167억 달러, 총 예금은 191억 달러로 증가했습니다. 부실자산은 총자산의 0.41%로 개선되었습니다.
Provident Financial Services (NYSE: PFS) a publié le 5 novembre 2025 des résultats solides pour le troisième trimestre 2025, montrant une rentabilité continue et une amélioration opérationnelle.
Indicateurs clés : bénéfice net de 71,7 millions de dollars (EPS 0,55), chiffre d'affaires total record de 221,8 millions (trimestre précédent 214,2 millions), revenu d'intérêts net 194,3 millions, revenus non liés aux intérêts 27,4 millions, et marge nette d'intérêts 3,43%. Le bénéfice avant impôt et avant provisions a augmenté à 109 millions (rendement moyen des actifs 1,76%). Prêts et dépôts en hausse : prêts commerciaux totaux à 16,70 milliards, dépôts totaux à 19,10 milliards. Les actifs non performants se sont améliorés à 0,41% du total des actifs.
Provident Financial Services (NYSE: PFS) meldete am 5. November 2025 starke Ergebnisse für das dritte Quartal 2025 und verzeichnete weiterhin Profitabilität sowie operative Verbesserungen.
Schlüsselkennzahlen: Nettogewinn 71,7 Mio. USD (EPS 0,55 USD), rekordhoher Gesamtumsatz 221,8 Mio. USD (Vorquartal 214,2 Mio. USD), Zinsüberschuss 194,3 Mio. USD, Nichtzins-Erträge 27,4 Mio. USD, und Nettozinsmarge 3,43%. Vor Steuern, vor Rückstellungen stieg das Ergebnis auf 109 Mio. USD (RoAA 1,76%). Kredite und Einlagen stiegen: Gesamt Commercialkredite auf 16,70 Mrd. USD, Gesamt-Einlagen auf 19,10 Mrd. USD. Ausfall- bzw. notleidende Vermögenswerte verbesserten sich auf 0,41% der Gesamtaktiva.
Provident Financial Services (NYSE: PFS) أبلغت عن نتائج قوية للربع الثالث من عام 2025 في 5 نوفمبر 2025، مع استمرار الربحية وتحسن العمليات.
المؤشرات الرئيسية: صافي الدخل 71.7 مليون دولار (EPS 0.55 دولار)، إيرادات إجمالية قياسية 221.8 مليون دولار (الربع السابق 214.2 مليون دولار)، دخل الفوائد الصافي 194.3 مليون دولار، دخل غير فائدة 27.4 مليون دولار، وهوامش صافي الفوائد 3.43%. الأرباح قبل الضريبة وقبل التحفظات ارتفعت إلى 109 ملايين دولار (عائد على الأصول المتوسطة 1.76%). القروض والودائع في ازدياد: القروض التجارية الإجمالية إلى 16.70 مليار دولار، والودائع الإجمالية إلى 19.10 مليار دولار. الأصول غير العاملة تحسّنت إلى 0.41% من إجمالي الأصول.
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Dallas, Texas--(Newsfile Corp. - November 5, 2025) - Provident Financial Services Inc (NYSE: PFS): Stonegate Capital Partners updates their coverage on Provident Financial Services Inc (NYSE: PFS). Provident Financial Services delivered another strong quarter of consistent profitability and operational improvement. Net income was
To view the full announcement, including downloadable images, bios, and more, click here.
Key Takeaways:
- PFS delivered record revenue of
$221.8M , supported by net interest income of$194.3M and non-interest income of$27.4M . - Net income was
$71.7M or$0.55 per share, and net interest margin improved to3.43% . - Total commercial loans increased by
$191.2M to$16.70B and total deposits increased by$387.7M to$19.10B , while non-performing assets improved to0.41% of total assets.
Click image above to view full announcement.
About Stonegate
Stonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking services for public and private companies.
Contacts:
Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com
Source: Stonegate, Inc.
To view the source version of this press release, please visit https://www.newsfilecorp.com/release/273327
FAQ
What were Provident Financial Services (PFS) 2025 Q3 net income and EPS on November 5, 2025?
How much revenue did PFS report in 2025 Q3 and was it a record?
What was Provident Financial Services' net interest margin and net interest income in 2025 Q3?
How did PFS loans and deposits change in 2025 Q3?
What was Provident Financial Services' pre-tax, pre-provision earnings and return on assets in 2025 Q3?
Did PFS report improvement in asset quality in 2025 Q3?
