Manulife files 2025 Audited Annual Financial Statements and Related MD&A

Rhea-AI Summary

Manulife (TSX/NYSE/PSE: MFC; SEHK: 945) filed its 2025 audited annual financial statements for the year ended December 31, 2025 and the related MD&A with securities regulators, including the Canadian Securities Administrators and the U.S. SEC on Form 40-F.

According to the company, these documents are available online at manulife.com/en/investors/results-and-reports and shareholders can request a free hard copy via the company's website.

Market Reality Check

Price: $37.89 Vol: Volume 1,339,859 vs 20-da...

normal vol

$37.89 Last Close

Volume Volume 1,339,859 vs 20-day average 1,802,755 (relative volume 0.74) suggests quieter trading ahead of this filing. normal

Technical Shares at 37.89 are trading above the 200-day MA of 32.9, near the 52-week high of 38.72.

Peers on Argus

MFC slipped 0.97% while most close life-insurance peers were positive today (e.g...

MFC slipped 0.97% while most close life-insurance peers were positive today (e.g., PRU +1.87%, MET +1.21%, GL +1.00%), with only UNM slightly negative. This points to stock-specific trading rather than a broad sector move.

Historical Context

5 past events · Latest: Jan 29 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 29	AI tool launch	Positive	+2.2%	Launch of GenAI-based Quick Quote underwriting support tool for life insurance.
Jan 21	Earnings scheduling	Neutral	+1.3%	Announcement of dates for Q4 and full-year 2025 results and analyst call.
Jan 13	ESG initiative	Positive	-0.9%	Launch of Manulife Impact Forests global forest restoration initiative with veritree.
Dec 22	AI partnership	Positive	+1.0%	Multi-year agreement with Adaptive ML to power enterprise AI platform with RL engine.
Dec 22	Mini-tender warning	Neutral	+1.0%	Cautionary notice about discounted unsolicited mini-tender offer for MFC shares.

Pattern Detected

Recent news has been largely strategic and operational, with mostly modest positive price reactions and one notable divergence on ESG-related news.

Recent Company History

Over the past few months, Manulife has highlighted AI initiatives, operational tools, ESG projects, and shareholder communications. On Dec 22, 2025, it announced a multi-year AI partnership, and on Jan 29, 2026 it launched the Quick Quote underwriting tool, both followed by positive moves. ESG-focused Impact Forests news on Jan 13, 2026 coincided with a small decline. The latest filing of audited 2025 financial statements and related MD&A extends this pattern of steady disclosure and operational updates.

Market Pulse Summary

This announcement reports that Manulife filed its audited 2025 annual financial statements and relat...

Analysis

This announcement reports that Manulife filed its audited 2025 annual financial statements and related MD&A for the year ended December 31, 2025, including a Form 40-F with U.S. regulators. It continues a pattern of steady operational and regulatory disclosure. Investors may focus on the detailed results and narrative within these documents, alongside recent AI and ESG initiatives, to assess performance trends, risk management, and strategic execution over the past year.

Key Terms

md&a, form 40-f

2 terms

md&a financial

"has filed its 2025 audited annual financial statements for the year ended December 31, 2025 and related MD&A with"

Management’s Discussion and Analysis (MD&A) is a section of a company’s financial filing where executives explain recent results, the reasons behind changes, risks faced, and expectations for the future in plain language alongside the numbers. Investors use it like an owner’s narrative to understand the story behind the raw financial data — what drove performance, potential pitfalls, and management’s plans — helping judge whether the company’s numbers are likely to improve or worsen.

form 40-f regulatory

"with the U.S. Securities and Exchange Commission on Form 40-F."

A Form 40-F is a standardized annual filing used by certain Canadian companies that trade in U.S. markets to give U.S. regulators and investors the same core financial statements and key disclosures they file in Canada. Think of it as a translated, formally packaged annual report that lets investors in a different marketplace compare a company’s results, governance and risks more easily, which reduces uncertainty and helps investment decisions.

AI-generated analysis. Not financial advice.

C$ unless otherwise stated                                         TSX/NYSE/PSE: MFC     SEHK: 945

TORONTO, Feb. 11, 2026 /PRNewswire/ - Manulife Financial Corporation has filed its 2025 audited annual financial statements for the year ended December 31, 2025 and related MD&A with securities regulators, including with the Canadian Securities Administrators and with the U.S. Securities and Exchange Commission on Form 40-F. This information is available on the Company's website at manulife.com/en/investors/results-and-reports. Shareholders may also request a hard copy of this information free of charge through the Company's website.

About Manulife

Manulife Financial Corporation is a leading international financial services provider, helping our customers make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States, providing financial advice and insurance for individuals, groups and businesses. Through Manulife Wealth & Asset Management, we offer global investment, financial advice, and retirement plan services to individuals, institutions, and retirement plan members worldwide. At the end of 2024, we had more than 37,000 employees, over 109,000 agents, and thousands of distribution partners, serving over 36 million customers. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges, and under '945' in Hong Kong.

Not all offerings are available in all jurisdictions. For additional information, please visit manulife.com.

Media Contact
Fiona McLean
Manulife
437-441-7491
fiona_mclean@manulife.com

Investor Relations:
Derek Theobalds
Manulife
416-254-1774
derek_theobalds@manulife.com

View original content to download multimedia:https://www.prnewswire.com/news-releases/manulife-files-2025-audited-annual-financial-statements-and-related-mda-302685755.html

SOURCE Manulife Financial Corporation

FAQ

What did Manulife (MFC) file on February 11, 2026 regarding its 2025 financials?

Manulife filed its 2025 audited annual financial statements and related MD&A for the year ended December 31, 2025. According to the company, these filings were submitted to Canadian securities regulators and the U.S. SEC on Form 40-F and are available on its investor website.

Where can investors view Manulife (MFC) 2025 audited financial statements and MD&A?

Investors can view the filings on Manulife's investor website at the results and reports section. According to the company, the documents are posted at manulife.com/en/investors/results-and-reports and hard copies are available free on request via the website.

Did Manulife (MFC) file its 2025 annual report with the U.S. SEC and which form was used?

Yes. Manulife filed the 2025 audited annual financial statements and MD&A with the U.S. SEC using Form 40-F. According to the company, the filings were also submitted to Canadian securities regulators on February 11, 2026.

Can Manulife shareholders request a printed copy of the 2025 audited statements?

Yes. Shareholders may request a free hard copy of the 2025 audited statements and MD&A through the company's website. According to the company, the printed documents are available at no charge via the investor relations section online.

What period do Manulife's filed 2025 audited financial statements cover for MFC?

The filed audited statements cover the year ended December 31, 2025. According to the company, the related MD&A accompanies the annual financial statements and both were filed with Canadian regulators and the U.S. SEC on Form 40-F.