Provident (PFS) chair clears 76,327 stock options at $22.05 avg

Rhea-AI Filing Summary

Provident Financial Services Executive Chairman Christopher P. Martin, who also serves as a director, reported an insider transaction dated January 30, 2026. He exercised and settled 76,327 stock options in a transaction coded "M," with a weighted average price of $22.05 per share as noted in the footnotes. These options, originally granted on February 24, 2017 and fully vested, now show 0 options remaining from that grant.

Following the reported activity, Martin holds 601,050 shares of Provident common stock directly. He also holds 238,014 shares indirectly through a 401(k) plan, reflecting a transfer of 26,413 shares from a terminated ESOP into the 401(k) plan. Additional option grants remain outstanding with various exercise prices and expiration dates, indicating continued equity-linked exposure to the company.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MARTIN CHRISTOPHER P

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								601,050	D
Common Stock								238,014(1)	I	By 401(k) Plan
Common Stock								0(2)	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$18.7	01/30/2026		M	V		76,327(3)	02/24/2017	02/24/2026	Common Stock	76,327	$22.05(4)	0	D
Stock Options	$23.7							03/02/2023	03/02/2032	Common Stock	34,353		34,353(3)	D
Stock Options	$20.66							03/03/2022	03/03/2031	Common Stock	56,605		56,605(3)	D
Stock Options	$20.62							03/03/2021	03/03/2030	Common Stock	107,240		107,240(3)	D
Stock Options	$27.25							03/04/2020	03/04/2029	Common Stock	41,685		41,685(3)	D
Stock Options	$25.58							03/05/2019	03/05/2028	Common Stock	43,124		43,124(3)	D
Stock Options	$26.31							03/07/2018	03/07/2027	Common Stock	42,857		42,857(3)	D

Explanation of Responses:

1. Reflects transfer of 26,413 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

2. Reflects transfer of 26,413 shares resulting from termination of ESOP and transfer into 401(k) Plan.

3. Stock options have fully vested.

4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $21.94 to $22.17, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, of the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (4) to this Form 4.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFS Executive Chairman Martin report?

Martin reported an option-related transaction on January 30, 2026. He exercised and settled 76,327 stock options in a transaction coded "M," at a weighted average price of $22.05 per share, fully disposing of that specific option grant.

How many Provident Financial (PFS) options did Martin exercise?

He exercised and settled 76,327 stock options tied to Provident common stock. The filing notes this grant was fully vested, and after the transaction Martin holds 0 options from that specific 2017 grant, while other option awards remain outstanding.

What price did Martin receive in the PFS Form 4 transaction?

The transaction uses a weighted average price of $22.05 per share. Footnote (4) explains the shares were sold in multiple trades between $21.94 and $22.17, and detailed breakdowns are available upon request from the company or SEC staff.

How many PFS common shares does Martin own after this Form 4?

After the reported activity, Martin holds 601,050 Provident common shares directly. He also has 238,014 shares indirectly through a 401(k) plan, giving him substantial ongoing equity exposure to Provident Financial Services, Inc. stock.

What happened to Martins ESOP shares in Provident Financial (PFS)?

The filing states that 26,413 shares moved from an ESOP into a 401(k) plan. As a result, Martins ESOP line shows 0 shares, while the 401(k) holdings increased, reflecting the plan termination and transfer noted in the footnotes.

Does Martin still hold other PFS stock options after this transaction?

Yes. The Form 4 lists several remaining stock option grants with exercise prices between about $20.62 and $27.25. These cover different expiration dates through 2032, indicating continued derivative-based exposure alongside his common share holdings.