Provident Financial (NYSE: PFS) furnishes Q4 earnings presentation materials

Rhea-AI Filing Summary

Provident Financial Services, Inc. filed a current report to share that it is providing presentation materials in connection with its fourth quarter earnings release. The materials are being made available as part of a Regulation FD disclosure to ensure broad, fair access to information.

The company attached these earnings release presentation materials as Exhibit 99.1, stating they will be used in tandem with the fourth quarter earnings release, which will be filed on January 28, 2026. The materials are being furnished to the SEC rather than deemed filed, which affects how they are treated for certain legal purposes.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 27, 2026

PROVIDENT FINANCIAL SERVICES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware

001-31566

42-1547151

(State or Other Jurisdiction of Incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

239 Washington Street, Jersey City, New Jersey

07302

(Address of Principal Executive Offices)

(Zip Code)

Registrant's telephone number, including area code 732-590-9200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol Symbol(s)

Name of each exchange on which registered

Common

PFS

New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

Provident Financial Services, Inc. (the "Company") is furnishing presentation materials to be used in tandem with the Company's fourth quarter earnings release, which will be filed on January 28, 2026. A copy of the presentation is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01.    Financial Statements and Exhibits

(a)     Financial Statements of Businesses Acquired. Not applicable.

(b)    Pro Forma Financial Information. Not applicable.

(c)     Shell Company Transactions. Not applicable.

(d)    Exhibits.

Exhibit No.        Description

99.1     Earnings release presentation materials to be used in tandem with the Company's fourth quarter earnings release, which will be filed on January 28, 2026.

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)    

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

									PROVIDENT FINANCIAL SERVICES, INC.
DATE:			January 28, 2026						By:/s/ Bennett MacDougall
									Bennett MacDougall
									EVP, General Counsel and Corp. Secretary

FAQ

What did Provident Financial Services, Inc. (PFS) disclose in this 8-K?

Provident Financial Services, Inc. disclosed that it is furnishing presentation materials to be used with its fourth quarter earnings release. These materials are attached as Exhibit 99.1 and are provided as part of a Regulation FD disclosure.

What is Exhibit 99.1 in Provident Financial Services, Inc.'s 8-K filing?

Exhibit 99.1 contains earnings release presentation materials to be used with Provident Financial Services, Inc.'s fourth quarter earnings release. The company is furnishing this exhibit to the SEC as part of its Regulation FD disclosure obligations.

When will Provident Financial Services, Inc. file its fourth quarter earnings release?

Provident Financial Services, Inc. states that its fourth quarter earnings release will be filed on January 28, 2026. The 8-K explains that Exhibit 99.1 presentation materials are intended to be used in tandem with that earnings release.

Are the Provident Financial Services, Inc. presentation materials considered filed with the SEC?

The company specifies that the presentation materials attached as Exhibit 99.1 are being furnished to the SEC and shall not be deemed “filed” for any purpose. This distinction affects how the information is treated under certain securities law provisions.

What is the purpose of the Regulation FD disclosure by Provident Financial Services, Inc.?

The Regulation FD disclosure is used to furnish presentation materials related to the company’s fourth quarter earnings release. This approach helps ensure that all investors have simultaneous access to the same earnings-related information through the attached Exhibit 99.1.

Who signed the Provident Financial Services, Inc. 8-K related to the earnings presentation?

The 8-K was signed on behalf of Provident Financial Services, Inc. by Bennett MacDougall. He is identified in the filing as Executive Vice President, General Counsel and Corporate Secretary of the company.