Provident Financial (NYSE: PFS) details Q4 and 2025 results in 8-K filing

Rhea-AI Filing Summary

Provident Financial Services, Inc. filed a current report describing the release of its financial results for the quarter and year ended December 31, 2025. The company issued a press release on January 27, 2026 detailing these results and other information.

The company also held a conference call on January 28, 2026 to discuss the same quarterly and annual results. The press release, attached as Exhibit 99.1, also announces the date for the upcoming Annual Meeting of Stockholders.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 27, 2026

PROVIDENT FINANCIAL SERVICES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware

001-31566

42-1547151

(State or Other Jurisdiction of Incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

239 Washington Street, Jersey City, New Jersey

07302

(Address of Principal Executive Offices)

(Zip Code)

Registrant's telephone number, including area code 732-590-9200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol Symbol(s)

Name of each exchange on which registered

Common

PFS

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02    Results of Operation and Financial Condition.

On January 27, 2026, Provident Financial Services, Inc. (the “Company”) issued a press release reporting its financial results for the quarter and year ended December 31, 2025. A copy of the release is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 7.01    Regulation FD Disclosure.

On January 28, 2026, the Company held a conference call to discuss its financial results for the quarter and year ended December 31, 2025 and attached as Exhibit 99.1 to this report. A copy of the release is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01.    Financial Statements and Exhibits

(a)     Financial Statements of Businesses Acquired. Not applicable.

(b)    Pro Forma Financial Information. Not applicable.

(c)     Shell Company Transactions. Not applicable.

(d)    Exhibits.

Exhibit No.        Description

99.1    Press release issued by the Company on January 27, 2026 announcing its financial results for the quarter and year ended December 31, 2025 and the establishment of the date for the Annual Meeting of Stockholders.

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

									PROVIDENT FINANCIAL SERVICES, INC.
DATE:			January 28, 2026						By:/s/ Anthony J. Labozzetta
									Anthony J. Labozzetta
									President and Chief Executive Officer

FAQ

What did Provident Financial Services, Inc. (PFS) report in this 8-K?

Provident Financial Services, Inc. reported that it released financial results for the quarter and year ended December 31, 2025. These results are contained in a press release furnished as Exhibit 99.1 to the report.

Which period do the reported PFS financial results cover?

The financial results cover the quarter and full year ended December 31, 2025. Both the quarterly and annual performance are discussed in the company’s press release attached as Exhibit 99.1.

When did Provident Financial Services (PFS) issue its 2025 results press release?

Provident Financial Services issued its press release on January 27, 2026. That release reports financial results for the quarter and year ended December 31, 2025 and is furnished to the SEC as Exhibit 99.1.

Did PFS hold a conference call about its 2025 financial results?

Yes. Provident Financial Services held a conference call on January 28, 2026 to discuss its financial results for the quarter and year ended December 31, 2025, corresponding to the information in the attached press release.

How is the PFS 2025 results press release treated under SEC rules?

The press release is furnished to the SEC as Exhibit 99.1 and is expressly stated as not being deemed “filed” for any purpose. This distinction affects how the information is incorporated into other regulatory documents.

What additional information did PFS include in the Exhibit 99.1 press release?

The press release also announces the establishment of the date for the company’s Annual Meeting of Stockholders. This meeting date information appears alongside the reported quarterly and annual financial results.