[8-K] PROVIDENT FINANCIAL SERVICES INC Reports Material Event

Rhea-AI Filing Summary

Provident Financial Services, Inc. (PFS) furnished investor presentation materials under Regulation FD in connection with its third quarter earnings release. The materials are attached as Exhibit 99.1 and are expressly being furnished to the SEC, not filed. This is an informational update intended to accompany the company’s upcoming Q3 results communication.

FALSE000117897000011789702025-10-292025-10-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 29, 2025

PROVIDENT FINANCIAL SERVICES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware

001-31566

42-1547151

(State or Other Jurisdiction of Incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

239 Washington Street, Jersey City, New Jersey

07302

(Address of Principal Executive Offices)

(Zip Code)

Registrant's telephone number, including area code 732-590-9200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol Symbol(s)

Name of each exchange on which registered

Common

PFS

New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

Provident Financial Services, Inc. (the "Company") is furnishing presentation materials to be used in tandem with the Company's third quarter earnings release, which will be filed on October 30, 2025. A copy of the presentation is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01.    Financial Statements and Exhibits

(a)     Financial Statements of Businesses Acquired. Not applicable.

(b)    Pro Forma Financial Information. Not applicable.

(c)     Shell Company Transactions. Not applicable.

(d)    Exhibits.

Exhibit No.        Description

99.1     Earnings release presentation materials to be used in tandem with the Company's third quarter earnings release, which will be filed on October 30, 2025.

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)    

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

									PROVIDENT FINANCIAL SERVICES, INC.
DATE:			October 30, 2025						By:/s/ Bennett MacDougall
									Bennett MacDougall
									EVP, General Counsel and Corp. Secretary

FAQ

What did Provident Financial Services (PFS) disclose in this 8-K?

The company furnished investor presentation materials under Regulation FD to accompany its third quarter earnings release.

Which exhibit contains the presentation materials for PFS?

The presentation is provided as Exhibit 99.1.

Are the PFS materials considered furnished or filed?

They are being furnished to the SEC and are not deemed filed.

What period do the materials relate to for PFS?

They relate to the company’s third quarter earnings release.

What is the PFS trading symbol and exchange?

PFS trades on the New York Stock Exchange under the symbol PFS.

Does this 8-K include financial statements or pro forma information?

No. The filing states financial statements, pro forma information, and shell company transactions are not applicable.