Provident Financial (NYSE: PFS) CFO receives stock awards and updates holdings

Rhea-AI Filing Summary

PROVIDENT FINANCIAL SERVICES INC senior executive vice president and CFO Thomas M. Lyons reported acquiring common stock through equity awards. On March 3, 2026, he received 3,355 performance-vesting shares that vested based on earlier performance criteria and 4,910 time-vesting restricted shares, which vest 33.3% per year through March 3, 2029. Holdings also reflect a transfer of 25,135 shares from an ESOP into a 401(k) plan and updated indirect balances in a 401(k) and IRA.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider LYONS THOMAS M

Role SEVP and CFO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,355	$0.00	--
Grant/Award	Common Stock	4,910	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 224,645 shares (Direct); Common Stock — 0 shares (Indirect, By ESOP)

Footnotes (1)

1. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria. Grant of shares of time-vesting restricted stock that vest at a rate of 33.3% per year over a period ending March 3, 2029. Reflects transfer of 25,135 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LYONS THOMAS M

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		A		3,355(1)	A	$0	224,645	D
Common Stock	03/03/2026		A		4,910(2)	A	$0	229,555	D
Common Stock								0(3)	I	By ESOP
Common Stock								89,054(3)	I	By 401(k)
Common Stock								6,798	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria.

2. Grant of shares of time-vesting restricted stock that vest at a rate of 33.3% per year over a period ending March 3, 2029.

3. Reflects transfer of 25,135 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did PFS executive Thomas M. Lyons report?

Thomas M. Lyons reported equity-related acquisitions, not open-market trades. He received 3,355 performance-vesting shares and 4,910 time-vesting restricted shares of Common Stock, along with updates to indirect holdings tied to an ESOP termination and 401(k) and IRA accounts.

How many Provident Financial (PFS) shares did the CFO acquire in awards?

The CFO acquired 3,355 performance-vesting shares and 4,910 time-vesting restricted shares of Common Stock. Both awards were reported at a price of $0.0000 per share, reflecting stock-based compensation rather than cash purchases in the open market.

What is the vesting schedule for Thomas Lyons’ new restricted PFS shares?

The time-vesting restricted stock grant of 4,910 shares vests at 33.3% per year over a period ending March 3, 2029. This means the award becomes fully earned gradually, encouraging continued service over the stated vesting period.

What does the ESOP to 401(k) transfer mean for PFS insider holdings?

The filing notes a transfer of 25,135 shares resulting from termination of an ESOP and a transfer into a 401(k) Plan. This changes how shares are held and reported, moving them from one benefit plan structure into another for the insider.

How are Thomas Lyons’ indirect holdings in PFS shares structured?

Indirect ownership includes shares held By ESOP, By 401(k), and By IRA. As of the reported date, indirect balances show zero shares by ESOP, 89,054 shares by 401(k), and 6,798 shares by IRA, reflecting different account-based ownership types.