Provident Financial (NYSE: PFS) EVP reports stock grant and tax withholding

Q: What are Vito Giannola’s PFS share holdings after these transactions?

After the transactions, he directly holds 78,050 common shares. Indirectly, he holds 13,752 shares through an IRA and 2,722 shares through a 401(k) plan, reflecting both personal and retirement-related ownership positions.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

PROVIDENT FINANCIAL SERVICES INC executive Vito Giannola reported routine equity compensation and related tax withholding. He received 4,520 shares of common stock as a grant or award at a stated price of $0.00 per share, tied to performance-vesting stock awards granted on May 20, 2024 that vested after meeting performance criteria.

To cover tax obligations, 1,626 shares were disposed of at $22.15 per share through a tax-withholding mechanism, not an open-market sale. Following these transactions, Giannola directly holds 78,050 common shares and indirectly holds 13,752 shares through an IRA and 2,722 shares through a 401(k) plan.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Giannola Vito

Role EVP & CRBO of provident Bank

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,520	$0.00	--
Tax Withholding	Common Stock	1,626	$22.15	$36K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 78,050 shares (Direct, null); Common Stock — 2,722 shares (Indirect, By 401(k))

Footnotes (1)

[object Object]

Key Figures

Stock award shares: 4,520 shares Tax withholding shares: 1,626 shares Direct holdings after transactions: 78,050 shares +3 more

6 metrics

Stock award shares 4,520 shares Grant/award acquisition of common stock at $0.0000 per share

Tax withholding shares 1,626 shares Shares delivered to satisfy tax liability at $22.1500 per share

Direct holdings after transactions 78,050 shares Common stock directly owned following Form 4 transactions

IRA indirect holdings 13,752 shares Common stock held indirectly through an IRA

401(k) indirect holdings 2,722 shares Common stock held indirectly through a 401(k) plan

Tax withholding price $22.1500 per share Value assigned to shares used for tax withholding

Key Terms

tax-withholding disposition, Performance-vesting stock awards, IRA, 401(k)

4 terms

tax-withholding disposition financial

"Payment of exercise price or tax liability by delivering securities"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Performance-vesting stock awards financial

"Performance-vesting stock awards granted May 20, 2024 which vested"

IRA financial

"Indirect ownership of common stock noted as By IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

401(k) financial

"Indirect ownership of common stock noted as By 401(k)"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

Form 4 Insider Transactions: What Each Field Means →

05/21/2026 - 02:55 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Giannola Vito

(Last)

(First)

(Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY

NEW JERSEY

07302

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP & CRBO of provident Bank

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/20/2026		A		4,520⁽¹⁾	A	$0	78,050	D
Common Stock	05/20/2026		F		1,626	D	$22.15	76,424	D
Common Stock								2,722	I	By 401(k)
Common Stock								13,752	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Performance-vesting stock awards granted May 20, 2024 which vested based on meeting certain performance criteria.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did PFS executive Vito Giannola report in this Form 4 filing?

He reported a stock award vesting and related tax withholding. Giannola acquired 4,520 Provident Financial Services common shares as a grant and had 1,626 shares withheld at $22.15 per share to satisfy tax obligations.

How many PFS shares did Vito Giannola receive as an equity award?

He received 4,520 common shares as a grant or award. The filing notes these were performance-vesting stock awards granted on May 20, 2024, which vested after certain performance criteria were achieved, resulting in share delivery.

Was the PFS insider transaction an open-market sale of shares?

No, the disposition was tax withholding, not an open-market sale. The Form 4 shows 1,626 shares at $22.15 per share labeled as payment of tax liability by delivering securities, a standard mechanism when awards vest.

What is the significance of the May 20, 2024 performance-vesting stock awards for PFS?

The filing states the 4,520-share award relates to performance-vesting stock granted May 20, 2024. These awards vested upon meeting specified performance criteria, triggering share delivery and associated tax withholding reported in this Form 4.