PennyMac (NYSE: PFSI) CRO logs tax withholding on RSU vesting

Rhea-AI Filing Summary

PennyMac Financial Services Chief Revenue Officer Abbie Tidmore reported a small tax-related share disposition. On this Form 4, 171 shares of common stock were withheld at $92.01 per share to cover taxes due upon the vesting of restricted stock units, rather than being sold in the open market.

After this tax-withholding disposition, Tidmore’s direct holdings total 7,671 shares of PennyMac common stock, consisting of 7,065 restricted stock units that will settle in an equal number of shares upon vesting and 606 shares of common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tidmore Abbie

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Revenue Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/14/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/14/2026		F		171(1)	D	$92.01	7,671(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld for taxes upon vesting of restricted stock units.

2. The reported amount consists of 7,065 restricted stock units and 606 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Ms. Tidmore	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PennyMac (PFSI) report for Abbie Tidmore?

PennyMac reported that Chief Revenue Officer Abbie Tidmore had 171 shares of common stock withheld to cover taxes on vesting restricted stock units, a routine tax-withholding disposition rather than an open-market sale, as disclosed in a Form 4 filing.

Was the PennyMac (PFSI) Form 4 transaction an open-market sale?

No, the Form 4 indicates a tax-withholding disposition, not an open-market sale. The 171 shares of PennyMac common stock were withheld to satisfy tax obligations triggered by the vesting of restricted stock units held by Abbie Tidmore.

How many PennyMac (PFSI) shares does Abbie Tidmore hold after the Form 4?

After the reported transaction, Abbie Tidmore directly holds 7,671 PennyMac shares in total. This includes 7,065 restricted stock units that will settle in shares upon vesting and 606 shares of common stock, according to the filing footnotes.

What does transaction code F mean in the PennyMac (PFSI) Form 4?

Transaction code F in the Form 4 denotes payment of exercise price or tax liability by delivering securities. Here, it reflects 171 PennyMac shares being withheld for taxes when Abbie Tidmore’s restricted stock units vested, rather than a discretionary share sale.

How significant is the 171-share tax withholding for PennyMac (PFSI)?

The 171-share tax withholding is a small, routine event. It represents shares retained by the company to satisfy Abbie Tidmore’s tax obligations on vesting restricted stock units, with no indication of a large discretionary buy or sell decision by the executive.