Every 8-K that Progressive Corporation (PGR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow PGR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PGR filings page.
PROGRESSIVE CORP (PGR) reported July 2026 results showing modest premium growth but lower monthly profitability. Net premiums written for July were $7.44 billion and net premiums earned were $7.36 billion, both up 5% year over year. July net income declined to $961 million from $1.09 billion, and diluted earnings per share were $1.65, down 11%. The July combined ratio was 86.8 versus 85.3 a year ago, reflecting a 1.5-point increase in overall loss and expense ratios. Total policies in force reached 40.3 million, up 7%.
For the year-to-date period ended July 31, 2026, net premiums written were $52.16 billion and net premiums earned were $49.90 billion, increases of 6% and 7%, respectively. Year‑to‑date net income rose to $7.09 billion from $6.83 billion, while total revenues reached $53.60 billion. Investment income was $2.23 billion, up 12%. Year‑to‑date the combined ratio was 86.9. Shareholders’ equity was $34.66 billion with book value per share of $59.64, and trailing 12‑month return on average common equity based on net income was 34.2%.
The Progressive Corporation declared a quarterly common share dividend of $0.10 per share, payable on October 9, 2026 to shareholders of record on October 1, 2026. The company also provided a detailed overview of its 2026–2027 catastrophe reinsurance program for Property and certain business owners property business.
The Property per Occurrence excess-of-loss program running from June 1, 2026 to May 31, 2027 carries a $300 million retention for the first event outside Florida and $75 million in Florida, with coverage limits of $2.19 billion for a first Florida event and $1.85 billion for a first event elsewhere. Florida Hurricane Catastrophe Fund contracts are expected to provide $112.6 million of indemnification above a $71.7 million retention, and a Florida-only layer adds $225 million of coverage above a $75 million retention.
Additional layers, including catastrophe bonds via Bonanza Re Ltd and aggregate excess-of-loss protection, provide hundreds of millions of dollars of capacity, while catastrophe modeling as of March 31, 2026 estimates gross probable maximum losses up to $2,786 million for a 1-in-1,000-year event before reinsurance.
The Progressive Corporation reported June and second-quarter 2026 results, including June net premiums written of $6,772 million and net income of $779 million. June net premiums earned were $7,100 million, while the combined ratio was 90.0 versus 86.6 a year earlier.
For the quarter, net premiums written were $21,077 million and net income was $3,311 million, with a combined ratio of 87.3. Year-to-date net income reached $6,129 million and the combined ratio was 86.9. Total policies in force were 40,086 thousand, up 7% from June 30, 2025. In June, 845,952 common shares were repurchased at an average cost of $201.16, book value per share was $59.05, and trailing 12‑month return on equity based on net income was 34.7%. Property ratios include an 11.7‑point favorable, one-time actuarial methodology change affecting incurred but not reported reserves.
The Progressive Corporation reported strong May 2026 operating results and announced senior leadership changes. For May, net premiums written were $7.03 billion and net premiums earned were $7.36 billion, both up mid-to-high single digits from May 2025. Net income for the month was $1.45 billion, with diluted earnings per share of $2.47, and the combined ratio improved to 82.1.
Year-to-date through May 31, 2026, net premiums written reached $37.95 billion and net income was $5.35 billion. Policies in force rose to nearly 40 million, reflecting growth across personal and commercial lines. The company also repurchased about 1.27 million common shares in May at an average price of $198.42, and reported book value per share of $58.11.
Separately, Progressive disclosed that long-time Personal Lines President Pat Callahan intends to retire in January 2027 and will then continue advising the company part-time. To support a smooth transition, Lori Niederst will become Chief Personal Lines Officer overseeing Personal Lines and CRM operations, while Heather Day will become CRM President in July 2026. The filing also details the new compensation and equity awards for incoming CFO Andrew J. Quigg, including a $700,000 salary, a Gainshare target of 150% of salary, and RSU awards totaling $1.3 million.
The Progressive Corporation reported solid April 2026 results, showing growth in premiums and earnings alongside higher loss ratios. For the month, net premiums written were $7,278 million versus $6,837 million a year earlier, a 6% increase, while net premiums earned rose 7% to $7,112 million.
Monthly net income was $1,087 million compared to $986 million, and diluted earnings per share available to common shareholders increased to $1.86 from $1.68, an 11% gain. The combined ratio rose to 90.2 from 84.9, indicating higher underwriting costs relative to premiums. Total policies in force reached 39,767 thousand at April 30, 2026, up 8% year over year, led by growth in direct auto and special lines. Year‑to‑date, net income was $3,905 million versus $3,553 million on total revenues of $30,170 million compared to $27,475 million.
The Progressive Corporation reported several board actions and shareholder voting results. The board elected Andrew J. Quigg, currently Chief Strategy and Finance Management Officer, to become Vice President and Chief Financial Officer effective July 4, 2026, following John P. Sauerland’s planned retirement.
At the annual meeting, shareholders elected eleven directors, approved on an advisory basis the executive compensation program, and ratified PricewaterhouseCoopers LLP as independent registered public accounting firm for 2026. The board also renewed authorization to repurchase up to 25 million common shares and declared a quarterly dividend of $0.10 per share, payable on July 10, 2026 to shareholders of record on July 2, 2026.
The Progressive Corporation reported solid March and first-quarter 2026 growth with strong underwriting profitability. For March, net premiums written rose to $9.9 billion, up 10% year over year, while net income increased to $712 million, a 36% gain. Diluted earnings per share for the month were $1.21, up 37%, and the combined ratio improved to 88.8 from 90.9, showing better underwriting performance.
For the year-to-date period ended March 31, 2026, net premiums written reached $23.6 billion (up 6%), net premiums earned were $21.0 billion (up 8%), and net income was $2.8 billion, 10% higher than a year earlier. Year-to-date diluted earnings per share were $4.80, also up 10%, with a companywide combined ratio of 86.4. Despite strong earnings, March total comprehensive income was a $313 million loss, driven mainly by a $1.0 billion decline in net unrealized gains on fixed-maturity securities as interest-rate-sensitive investments moved lower. The company also repurchased about 768,000 shares in March at an average cost of $204.48, ending the month with book value per share of $54.82 and a trailing 12‑month return on equity of 35.0%.
The Progressive Corporation is issuing new senior notes in two tranches to raise long-term debt capital. The company agreed to sell $500 million of 4.60% Senior Notes due 2031 and $1 billion of 5.15% Senior Notes due 2036, with closing expected on March 26, 2026, subject to customary conditions.
The notes are issued under an existing indenture and a Fifth Supplemental Indenture, with interest on both series payable semi-annually on March 26 and September 26, starting September 26, 2026. Progressive estimates net proceeds of $1,487 million after underwriting discounts and expenses, from an offering registered under its automatic shelf registration statement.
The Progressive Corporation reported solid February 2026 operating results, disclosed via a Regulation FD 8-K. For the month, net premiums written were $6,995 million versus $6,684 million in February 2025, a 5% increase, while net premiums earned rose 8% to $6,528 million.
Net income for the month was $943 million, up slightly from $928 million, with diluted earnings per share of $1.61 versus $1.58. The combined ratio was 85.7, higher than 82.6 a year earlier, indicating somewhat higher underwriting costs despite growth.
Year-to-date through February 28, 2026, net premiums written reached $13,730 million, net income was $2,106 million, and diluted earnings per share were $3.59. Policies in force grew about 10% to 39.2 million, driven by gains in both agency and direct auto. Management noted that a timing nuance in monthly closing reduced February premium growth by about 2–3 percentage points and expects March growth to be higher by a similar amount, leaving the first-quarter 2026 growth rate unaffected.
The Progressive Corporation reported solid January 2026 results, showing continued growth and profitability. Net premiums written were $6,735 million, up 4% from $6,481 million a year earlier, while net premiums earned rose 5% to $6,921 million.
Net income increased 4% to $1,163 million, with diluted earnings per common share of $1.98, compared with $1.90 in January 2025. The company maintained strong underwriting performance, posting a combined ratio of 84.4, slightly higher than 84.1 a year ago but still indicating healthy underwriting profitability.
Total policies in force reached 38,875 thousand at January 31, 2026, up 10% from 35,327 thousand, driven mainly by growth in Personal Lines auto and Direct channels. Progressive also reported shareholders’ equity of $31,191 million, book value per share of $53.24, and a trailing 12‑month return on average common shareholders’ equity of 35.1%.
The Progressive Corporation filed an 8-K describing two main updates. First, it furnished a news release with financial results for the month and year ended December 31, 2025, along with selected quarterly results, as an exhibit to this report.
The company also announced that Chief Financial Officer John P. Sauerland intends to retire on July 3, 2026. Andrew J. Quigg, currently Chief Strategy Officer, is expected to be appointed as CFO upon Mr. Sauerland’s retirement, indicating a planned internal leadership transition.
The Progressive Corporation filed a current report stating that on December 17, 2025, it issued a news release with financial results for the company and its consolidated subsidiaries for the month and year-to-date periods ended November 30, 2025.
The news release is included as Exhibit 99 to the report, and the company’s common stock, with $1.00 par value, trades on the New York Stock Exchange under the symbol PGR.
The Progressive Corporation filed a current report to share that it has released updated financial results. On November 19, 2025, the company issued a news release covering the financial performance of Progressive and its consolidated subsidiaries for the month and year-to-date periods ended October 31, 2025, and attached that release as an exhibit.
The Progressive Corporation (PGR) furnished a results update. The company filed an 8-K under Item 2.02 to announce a news release with financial results for the month and year-to-date periods ended September 30, 2025, along with selected quarterly figures.
The news release is provided as Exhibit 99 to the filing. This is a routine disclosure of recent operating results and selected quarterly data via an accompanying press release.
The Progressive Corporation filed a current report to share that it released financial results for its insurance operations. On September 17, 2025, the company issued a news release with results for The Progressive Corporation and its consolidated subsidiaries covering the month and year-to-date periods ended August 31, 2025. The filing notes that this information is being provided under Regulation FD, which is intended to ensure all investors receive material information at the same time. The detailed figures and performance metrics are contained in the attached Exhibit 99 news release, rather than in the body of the report.
The Progressive Corporation filed a current report stating that it issued a news release with financial results for the month and year-to-date periods ended July 31, 2025. The release, dated August 20, 2025, covers the performance of the company and its consolidated subsidiaries.
The news release is furnished under a Regulation FD disclosure item and attached as Exhibit 99, giving investors access to updated monthly and year-to-date financial information in a single document.