STOCK TITAN

Progressive Corp (PGR) director adds cash-settled phantom stock units

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Progressive Corp director Roger N. Farah reported an award of 67.7387 phantom stock units on 2026-07-10. These units were acquired through reinvestment of dividend equivalents, are tied 1-for-1 to Progressive common stock, and will be settled in cash at an elected time. Following this award, Farah holds 155,687.1925 phantom stock units directly.

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Insider FARAH ROGER N
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock Unit (rest. Stock) 67.739 $0.00 --
Holdings After Transaction: Phantom Stock Unit (rest. Stock) — 155,687.193 shares (Direct)
Footnotes (1)
  1. 1 for 1 These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan. Expiration Date is the same as the Date Exercisable.
Phantom stock units awarded 67.7387 units Grant/award acquisition on 2026-07-10 via reinvested dividend equivalents
Total phantom units after award 155,687.1925 units Director’s direct phantom stock unit holdings following the reported transaction
Unit-to-share ratio 1 for 1 Each phantom stock unit is tied 1-for-1 to Progressive common stock
Phantom Stock Unit financial
"Phantom Stock Unit (rest. Stock)"
dividend equivalents financial
"acquired upon the reinvestment of dividend equivalents"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Expiration Date financial
"Expiration Date is the same as the Date Exercisable"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
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FAQ

What insider transaction did Progressive Corp (PGR) report for Roger N. Farah?

Progressive Corp (PGR) reported that director Roger N. Farah received an award of 67.7387 phantom stock units on 2026-07-10. The award reflects reinvested dividend equivalents rather than an open-market stock purchase or sale, and is part of his ongoing director compensation.

How many phantom stock units does Roger N. Farah now hold at Progressive (PGR)?

After the latest award, Roger N. Farah holds 155,687.1925 phantom stock units tied to Progressive (PGR) common stock. These units are cash-settled according to his elections under the plan, giving him a compensation-linked economic interest rather than direct ownership of common shares.

What exactly are the phantom stock units reported in this PGR Form 4?

The filing shows an award of Phantom Stock Units, described as restricted stock units linked 1-for-1 to Progressive common shares. They were acquired through reinvestment of dividend equivalents and will be paid out in cash at a time elected by the reporting person under the plan.

Did the Progressive (PGR) Form 4 for Roger N. Farah involve any stock sales or purchases?

No market stock sales or purchases were reported for Roger N. Farah in this Progressive (PGR) Form 4. The single transaction is an acquisition via grant of 67.7387 phantom stock units resulting from dividend equivalent reinvestment, a non-market compensation event rather than trading activity.

How are the phantom stock units in the Progressive (PGR) filing settled?

The phantom stock units are settled in cash, not in actual Progressive (PGR) shares. According to the disclosure, they will be paid out at the time elected by the reporting person, or at another time determined in accordance with the applicable compensation plan’s terms.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
FARAH ROGER N

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Unit (rest. Stock)(1)07/10/2026A67.7387 (2) (3)Common67.7387$0155,687.1925D
Explanation of Responses:
1. 1 for 1
2. These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)