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The Progressive Corporation filings document formal disclosures for an Ohio-based insurance holding company with common shares listed on the New York Stock Exchange. Its 8-K reports regularly furnish monthly and year-to-date operating results for the company and its consolidated subsidiaries, including net premiums written, net premiums earned, net income, per-share results, combined ratio, realized securities gains or losses, and policies in force by line of business.
The filing record also includes capital-structure disclosures tied to senior notes and material agreements, proxy materials covering board governance, shareholder voting matters, executive compensation, and equity awards, and officer-transition disclosures under current-report requirements.
Progressive Corp. Chief Accounting Officer Carl G. Joyce reported an open-market sale of 270 shares of Progressive common stock at an average price of $206.495 per share. After this sale, he directly holds 558.260 common shares and indirectly holds additional shares through a 401(k) plan and by spouse.
The Progressive Corporation is offering two series of senior unsecured notes pursuant to a prospectus supplement (Subject to Completion, dated March 23, 2026).
The supplement describes duplicate series of senior notes that will bear semi-annual interest, are redeemable at the issuer’s option, will rank equal with other senior unsecured indebtedness and will be structurally subordinated to liabilities of subsidiaries. The notes are not expected to be listed on an exchange and net proceeds are stated to be intended for general corporate purposes.
The Progressive Corporation is asking shareholders to elect 11 directors, approve on an advisory basis its executive compensation program, and ratify PricewaterhouseCoopers LLP as independent auditor at a virtual annual meeting on May 8, 2026.
Progressive highlights a strong 2025, with $83.2 billion of net premiums written, 38.6 million policies in force, a combined ratio of 87.4, and an underwriting profit margin of 12.6%, or $10.2 billion of pretax underwriting profit. Net income was $11.3 billion, or $19.23 per share. The company declared $13.90 per common share in dividends, totaling $8.1 billion, and repurchased $0.2 billion of shares. Progressive ended 2025 with $37.2 billion of total capital and a debt‑to‑capital ratio of 18.5%, and emphasizes long‑term returns, strong governance, sustainability oversight, and extensive human capital and inclusion initiatives.
PGR affiliate filed a Form 144 proposing the sale of Common Stock. The notice lists a brokerage intermediary, Fidelity Brokerage Services LLC, and identifies recent dispositions including a sale of 141 shares by Carl Joyce on 03/05/2026 for 29892.00. The filing also lists restricted stock vesting items of 126, 110, and 34 shares with vesting dates in 01/01/2024, 01/16/2024, and 01/01/2025, respectively.
The Progressive Corporation reported solid February 2026 operating results, disclosed via a Regulation FD 8-K. For the month, net premiums written were $6,995 million versus $6,684 million in February 2025, a 5% increase, while net premiums earned rose 8% to $6,528 million.
Net income for the month was $943 million, up slightly from $928 million, with diluted earnings per share of $1.61 versus $1.58. The combined ratio was 85.7, higher than 82.6 a year earlier, indicating somewhat higher underwriting costs despite growth.
Year-to-date through February 28, 2026, net premiums written reached $13,730 million, net income was $2,106 million, and diluted earnings per share were $3.59. Policies in force grew about 10% to 39.2 million, driven by gains in both agency and direct auto. Management noted that a timing nuance in monthly closing reduced February premium growth by about 2–3 percentage points and expects March growth to be higher by a similar amount, leaving the first-quarter 2026 growth rate unaffected.
Progressive Corp's Chief Accounting Officer Carl G. Joyce sold 141 common shares in an open-market transaction at $212.00 per share on March 5, 2026. After this sale, he directly held 828.260 common shares.
He also indirectly held 306.642 common shares through a 401(k) plan and 24.081 common shares held by his spouse as of that date. The reported sale was made under a pre-arranged Rule 10b5-1 trading plan adopted on November 20, 2025.
Progressive Corporation executive Karen Bailo reported an open-market sale of company stock. As Commercial Lines President, she sold 3,517 shares of Progressive common stock at $212 per share on March 5, 2026, in a planned transaction under a Rule 10b5-1 trading plan. After this sale, she directly owns 32,347.698 Progressive shares.