Welcome to our dedicated page for Pagaya Technologies Ltd. SEC filings (Ticker: PGY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Pagaya Technologies Ltd. SEC filings document the company’s operating results, Regulation FD communications, capital structure and material corporate events. Its 8-K filings include quarterly and annual earnings releases, shareholder letters, executive officer transition disclosures, and securities information for its Class A ordinary shares and warrants to purchase Class A ordinary shares.
The filing record also covers financing and liability-management matters, including senior notes, note repurchases, revolving credit facility agreements and related subsidiary guarantees. These disclosures describe Pagaya’s debt instruments, material agreements, governance changes, risk-related statements and funding arrangements for an AI-driven financial technology business.
Pagaya Technologies Ltd. (PGY) filed a Form 144 disclosing a proposed sale of 180,361 common shares with an aggregate market value of $5,394,597.51. The sale is to be executed through Morgan Stanley Smith Barney LLC on NASDAQ with an approximate sale date of 08/12/2025. The filing shows these shares were privately acquired from the issuer/affiliate on 05/22/2020 and paid for in cash.
The notice also reports multiple related-party sales on 06/04/2025 by Viola-affiliated entities, including: Viola Ventures IV (B) sold 933,157 shares for $15,770,353.30; ViolaVentures IV Principals Fund LP sold 51,417 shares for $868,947.30; Viola Ventures IV CEO Program, L.P. sold 13,765 shares for $232,628.50; Viola Ventures IV (A), L.P. sold 893,139 shares for $15,094,049.10; and VIOLA 4 P, LIMITED PARTNERSHIP sold 152,467 shares for $2,576,692.30.
Pagaya Technologies Ltd. (PGY) filed a Form 144 disclosing a proposed sale of 16,283 common shares through Morgan Stanley Smith Barney LLC on NASDAQ with an aggregate market value of $487,024.53 and an approximate sale date of 08/12/2025. The shares were acquired on 04/25/2016 in a private acquisition from the issuer and were paid for in cash.
The filing also reports that related entities sold substantial blocks of common stock on 06/04/2025: five affiliated sellers disposed of a combined 2,043,945 shares for total gross proceeds of $34,542,670.50. The filer certifies they do not possess undisclosed material adverse information regarding the issuer.
Golub Harvey, a director of Pagaya Technologies Ltd. (PGY), acquired Class A ordinary shares on 08/08/2025 by settling indebtedness. The Form 4 reports a non‑cash transaction coded J, with 204,602 shares acquired at a reported price of $30.71 per share. After the transaction the reporting person’s beneficial ownership is shown as 240,914 Class A ordinary shares.
The filing is submitted as a single reporting person disclosure and includes an explanatory note stating the shares were issued in exchange for repayment of indebtedness. No derivative transactions or additional cash purchases are reported on this Form 4.
Pagaya Technologies Ltd. (PGY) – Form 8-K: Proposed $450 million senior unsecured notes
On 22 July 2025, subsidiary Pagaya US Holding Company LLC announced a private Rule 144A offering of $450 million aggregate principal amount of senior unsecured notes due 2030. The securities will be fully and unconditionally guaranteed, on a senior unsecured basis, by Pagaya Technologies Ltd. and each subsidiary that already guarantees the company’s existing credit agreement.
Use of proceeds
- Repay all borrowings outstanding under current credit facilities.
- Retire $75 million of other secured debt.
- Cover transaction fees and expenses.
- Any remainder allocated to general corporate purposes.
The notes will be marketed only to qualified institutional buyers that also meet “qualified purchaser” standards under the Investment Company Act. They will not be registered under the Securities Act, and resale will be restricted accordingly.
Strategic impact: If priced successfully, the deal would lengthen PGY’s maturity profile, switch secured debt to unsecured status, and potentially improve liquidity and covenant flexibility, offset by the unknown coupon and an increase in gross debt outstanding.
Pagaya Technologies Ltd. (PGY) – Form 8-K: Proposed $450 million senior unsecured notes
On 22 July 2025, subsidiary Pagaya US Holding Company LLC announced a private Rule 144A offering of $450 million aggregate principal amount of senior unsecured notes due 2030. The securities will be fully and unconditionally guaranteed, on a senior unsecured basis, by Pagaya Technologies Ltd. and each subsidiary that already guarantees the company’s existing credit agreement.
Use of proceeds
- Repay all borrowings outstanding under current credit facilities.
- Retire $75 million of other secured debt.
- Cover transaction fees and expenses.
- Any remainder allocated to general corporate purposes.
The notes will be marketed only to qualified institutional buyers that also meet “qualified purchaser” standards under the Investment Company Act. They will not be registered under the Securities Act, and resale will be restricted accordingly.
Strategic impact: If priced successfully, the deal would lengthen PGY’s maturity profile, switch secured debt to unsecured status, and potentially improve liquidity and covenant flexibility, offset by the unknown coupon and an increase in gross debt outstanding.