Pagaya Technologies Ltd. SEC filings document the company’s operating results, Regulation FD communications, capital structure and material corporate events. Its 8-K filings include quarterly and annual earnings releases, shareholder letters, executive officer transition disclosures, and securities information for its Class A ordinary shares and warrants to purchase Class A ordinary shares.
The filing record also covers financing and liability-management matters, including senior notes, note repurchases, revolving credit facility agreements and related subsidiary guarantees. These disclosures describe Pagaya’s debt instruments, material agreements, governance changes, risk-related statements and funding arrangements for an AI-driven financial technology business.
Pagaya Technologies Ltd.'s President reported insider transactions on 12/12/2025. The officer acquired 23,750 Class A ordinary shares at $0 upon vesting of restricted stock units and sold 568 shares at $22.35 to satisfy tax withholding obligations arising from the vesting of a compensatory award. After these moves, the President directly owns 133,922 Class A ordinary shares and 118,750 restricted stock units that will vest over two years in eight equal quarterly installments starting on June 12, 2025.
Pagaya Technologies Ltd. Chief Financial Officer, a reporting person and officer of the company, reported equity compensation activity on 12/12/2025. A restricted stock unit award was settled, delivering 20,625 Class A ordinary shares at an exercise price of $0, which became directly owned.
On the same date, the officer sold 11,592 Class A ordinary shares at $22.35 per share to satisfy tax withholding obligations arising exclusively from the vesting of the compensatory award. After these transactions, the officer directly beneficially owned 87,196 Class A ordinary shares. The RSU grant is scheduled to vest over two years in eight equal quarterly installments starting on June 12, 2025.
Pagaya Technologies Ltd. reported an insider stock transaction by its Chief Development Officer and director. On 12/12/2025, 15,625 Class A ordinary shares were acquired at $0 upon the settlement of restricted stock units, and 8,064 shares were sold at $22.35 to satisfy tax withholding obligations arising exclusively from the vesting of this compensatory award. After these transactions, the insider directly owned 45,105 Class A ordinary shares and held 78,125 restricted stock units that vest over two years in eight equal quarterly installments beginning 06/12/2025.
Pagaya Technologies Ltd. reported an insider equity award for a non-employee director. On 12/10/2025, the director acquired 11,446 Class A Ordinary Shares in the form of restricted stock units at a price of $0 as an annual equity grant approved by shareholders. Each RSU represents a right to receive one Class A share and will vest over one year, with 25% scheduled on January 1, April 1, July 1 and October 1, 2026. Following this grant, the director beneficially owns 30,196 Class A Ordinary Shares directly.
Pagaya Technologies Ltd. reported that one of its directors received an annual equity award in the form of 11,446 restricted stock units (RSUs) for Class A Ordinary Shares on 12/10/2025. Each RSU represents a contingent right to receive one Class A Ordinary Share.
The RSUs vest over one year, with 25% of the grant vesting on each of January 1, 2026, April 1, 2026, July 1, 2026 and October 1, 2026. Following this grant, the director beneficially owns 160,461 Class A Ordinary Shares, held directly. The award is described as the annual equity grant for non-employee directors that was approved by shareholders.
Pagaya Technologies Ltd. reported an equity award to one of its directors. On 12/10/2025, the director was granted 11,446 restricted stock units (RSUs), with each RSU representing a contingent right to receive one Class A Ordinary Share.
The RSU grant vests over one year, with 25% scheduled to vest on each of January 1, 2026, April 1, 2026, July 1, 2026 and October 1, 2026. Following this transaction, 30,196 Class A Ordinary Shares were reported as beneficially owned indirectly through Fifth Era LLC. The award is described as the annual equity grant for non-employee directors, previously approved by shareholders and outlined under "Non-Employee Director Compensation" in the company’s April 30, 2025 proxy statement.
Pagaya Technologies Ltd. reported that one of its directors received an annual equity grant of 11,446 restricted stock units on December 10, 2025. Each RSU represents a contingent right to receive one Class A ordinary share, and the award was granted at a price of $0.
The RSUs vest over one year, with 25% scheduled to vest on each of January 1, 2026, April 1, 2026, July 1, 2026 and October 1, 2026. The grant reflects the annual compensation program for non-employee directors that shareholders previously approved and that is described in the company’s April 30, 2025 proxy statement under “Non-Employee Director Compensation.”
Pagaya Technologies Ltd. reported that one of its directors received an annual equity grant of 11,446 restricted stock units (RSUs), each representing one Class A ordinary share. The RSUs were awarded at no cash cost to the director and will vest over one year, with 25% vesting on each of January 1, 2026, April 1, 2026, July 1, 2026 and October 1, 2026. After this grant, the director beneficially owns 252,360 Class A ordinary shares. The award is described as the annual equity grant for non-employee directors that was previously approved by shareholders.
Pagaya Technologies (PGY) reported a profitable Q3 2025, with total revenue and other income of $350.2 million, up from $257.2 million a year ago. Operating income rose to $80.0 million from $22.4 million, and net income attributable to the company reached $22.5 million versus a prior loss, for diluted EPS of $0.23. Revenue from fees grew to $339.9 million from $249.3 million, led by Network AI fees of $304.6 million and contract fees of $35.3 million.
Results reflect strong fee growth and controlled operating costs, partly offset by a $19.6 million loss on investments in loans and securities and a $25.0 million loss from extinguishment of debt. Year to date, the company generated $158.8 million in operating cash flow and $47.1 million in net income.
On the balance sheet, cash was $218.3 million and total assets were $1.46 billion. Long-term debt increased to $487.8 million after issuing $500 million Senior Notes due 2030 at 8.875% and repaying prior facilities. A new $132 million revolving credit facility began on October 1, 2025 with lower pricing. Pagaya will become a large accelerated filer for the 2025 Form 10-K and will be subject to auditor attestation under SOX 404(b).
Pagaya Technologies Ltd. (PGY) filed a Form 8-K announcing its quarterly results for the period ended September 30, 2025. The company issued a press release and a shareholder letter on November 10, 2025, detailing its performance and updates.
These materials were furnished as Exhibits 99.1 and 99.2 and are not deemed “filed” for purposes of the Exchange Act. The filing covers Class A Ordinary Shares (PGY) and warrants (PGYWW) listed on NASDAQ.