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Plumas Bancorp 10-Q Filings

PLBC NASDAQ

Every 10-Q that Plumas Bancorp (PLBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow PLBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PLBC filings page.

Rhea-AI Summary

Plumas Bancorp reported stronger results for the quarter ended June 30, 2026. Net income for the quarter was $9.96 million, up from $6.32 million a year earlier, with basic earnings per share of $1.43 and diluted earnings per share of $1.41. For the first six months, net income was $19.72 million versus $13.50 million in 2025.

Total assets reached $2.28 billion, while deposits grew to $1.89 billion. Net loans were stable at $1.50 billion, and the available-for-sale securities portfolio was $466.0 million, with unrealized losses recorded in accumulated other comprehensive loss. Shareholders’ equity increased to $272.1 million after paying $0.66 per share in dividends and repurchasing $2.78 million of common stock in the first half.

Credit quality metrics weakened: total nonaccrual loans rose to $21.9 million plus $1.6 million of loans 90 days past due and still accruing, while the allowance for credit losses was $19.74 million. The company also refined its allowance methodology by extending its reasonable and supportable forecast period to eight quarters.

Rhea-AI Summary

Plumas Bancorp reported stronger first-quarter 2026 results, with higher earnings and stable asset quality. Net income rose to $9.8 million from $7.2 million a year earlier, and diluted earnings per share increased to $1.38 from $1.20, reflecting growth in its expanded franchise following the Cornerstone acquisition.

Total assets were $2.20 billion at March 31, 2026, slightly below $2.24 billion at year-end 2025 as deposits and borrowings declined. Loans, net of allowances, were $1.49 billion, broadly flat, while total deposits were $1.77 billion. The allowance for credit losses was $19.3 million and the company recorded a small net recovery of credit losses, indicating generally sound credit performance despite some collateral-dependent write-downs.

Shareholders’ equity increased to $265.4 million from $261.1 million, driven by retained earnings, partly offset by a larger accumulated other comprehensive loss of $13.1 million tied to unrealized losses on available-for-sale securities as interest rates moved. The Cornerstone deal, completed in 2025 with approximately $61.3 million of consideration and $18.7 million of goodwill, continues to shape the company’s balance sheet and branch footprint.

Rhea-AI Summary

Plumas Bancorp reported third‑quarter 2025 results reflecting the July 1 acquisition of Cornerstone Community Bancorp and broad-based balance sheet growth. Total assets reached $2.23 billion versus $1.62 billion at year‑end 2024; loans were $1.48 billion and deposits $1.82 billion.

Quarterly net income was $5.15 million (diluted EPS $0.73) compared with $7.83 million ($1.31) a year ago. Net interest income rose to $25.17 million from $18.87 million, but a higher provision for credit losses ($5.37 million vs a $0.40 million recovery) and increased non‑interest expenses ($15.13 million vs $10.82 million) weighed on earnings. Other comprehensive income improved with a $4.19 million quarterly gain as securities valuations recovered.

Shareholders’ equity increased to $245.95 million, supported by $44.63 million of common stock issuance tied to the acquisition and higher retained earnings. Goodwill rose to $24.22 million. Shares outstanding were 6,955,514 as of November 3, 2025.